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The previous CMS Special Enrollment Period report put the HC.gov total at 1.24 million via HC.gov as of the end of May, slightly exceeding my own projection. In addition, I had already confirmed at least 400,000 additional SEP enrollments via the 15 state-based ACA exchanges, for a total of at least 1.6 million nationally as of the end of May.

I didn't make any specific projection for the end of June as I've been swamped with my COVID vaccination tracking project, though I generally expected the enrollment pace to drop off significantly (anyone enrolling in June didn't have their policy kick in until July 1st, meaning their deductible & out-of-pocket cap would be the same even though they're only getting 6 months to use them up). Several hundred thousand more was a reasonable assumption, which would probably bring the national total up to somewhere in the 2 million range.

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via MNsure:

ST. PAUL, Minn.—Health insurance helps individuals and families prepare for life’s unexpected challenges. To enable more Minnesotans to gain the security of health insurance during the COVID-19 pandemic, MNsure has offered a five-month special enrollment period (SEP) that closes this Friday, July 16, 2021.

If you’re uninsured or are currently enrolled in a health plan outside of MNsure, the COVID-19 SEP is a unique opportunity for you to find affordable, comprehensive health care coverage for 2021 through MNsure. The next open enrollment window won’t be until November 2021, with coverage beginning in January 2022—so don’t wait!

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This just in from Connect for Health Colorado...

Colorado's Health Insurance Marketplace Maintains Enrollment Momentum

  • There's still time to enroll

DENVER – As of Wednesday, July 7, 205,813 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado. That’s an additional 5,000 enrollments since last month when Connect for Health Colorado announced its Marketplace had reached a historic enrollment milestone for the 2021 plan year.

That's actually 5,694 more enrollees since June 7th, although they may be knocking it down a bit to account for attrition/etc. That amounts to 190 additional enrollees per day, which is actually up from the ~167/day which Colorado had been averaging from May through June. Huh.

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via MNsure (by email):

Two weeks left to apply for private health insurance during special enrollment period

  • New cost savings available when you apply through MNsure

ST. PAUL, Minn.—Do you lack health insurance or are you currently enrolled in a health plan outside of MNsure? Don’t wait to act—you have until Friday, July 16, 2021 to apply and enroll in a plan this summer thanks to MNsure’s special enrollment period, designed to help more Minnesotans get the security of health insurance during the COVID-19 pandemic.

The COVID-19 Special Enrollment Period runs through August 15th in most states, but in Minnesota it's only available through July 15th.

To explore your options, visit MNsure.org and select “COVID special enrollment” on the homepage.

Health insurance is more affordable than ever for thousands of Minnesotans who enroll in private health plans through MNsure, thanks to the American Rescue Plan.

Washington HealthPlan Finder

This just in from the Washington Health Benefit Exchange...

The Washington Health Benefit Exchange (Exchange) reports that tens of thousands of Washingtonians now pay less each month for healthcare coverage. Within two months of the American Rescue Plan Act (ARPA) becoming federal law, the Exchange passed on the expanded savings it made available to new and current customers on the state’s insurance marketplace, Washington Healthplanfinder.

“There has never been a better time to sign up for healthcare coverage in Washington,” said Pam MacEwan, Chief Executive Officer of the Exchange. “We’ve been hearing from people across the state who are saving hundreds or in some cases more than a thousand dollars per month.”

Tracy Roberts from Seattle posted to Facebook, “I just opened my bill for July and it’s $242 less than I presently pay . . . That’s incredible! Absolutely incredible and completely unexpected. Life will be a little easier for now.”

Platinum Blonde

Last week I gave a heads up about the imminent launch of the American Rescue Plan's "Unemployment Insurance Benefit" provision at HealthCare.Gov:

This, again, is a Big Deal for this year. Paired with the beefed-up APTC table, what it means is that if you're on unemployment this year you effectively don't have to pay anything for a benchmark Silver plan. I'm not sure if you have to be unemployed for the full year or not...the wording above sounds like even someone who's only on unemployment for one or two weeks would still be counted as having 133% FPL.

Sure enough, just about anyone who is either currently receiving unemployment benefits or who did earlier this year (or later this year, for that matter) is likely eligible for a FREE ($0* Premium) Silver CSR 94 plan...otherwise known as #SecretPlatinum:

Platinum Blonde

Back in March, I noted that one of the more interesting provisions of the American Rescue Plan is that anyone who receives unemployment benefits at any time during calendar year 2021 is eligible for maximum ACA subsidies:

Sec. 9663 – Application of premium tax credit in case of individuals receiving unemployment compensation during 2021

For 2021, provides advanced premium tax credits as if the taxpayer’s income was no higher than 133 percent of the federal poverty line (FPL) for individuals receiving unemployment compensation as defined in section 85(B) of the Internal Revenue Code.

This, again, is a Big Deal for this year. Paired with the beefed-up APTC table, what it means is that if you're on unemployment this year you effectively don't have to pay anything for a benchmark Silver plan. I'm not sure if you have to be unemployed for the full year or not...the wording above sounds like even someone who's only on unemployment for one or two weeks would still be counted as having 133% FPL.

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Wolf Administration and Pennie Leadership Visit YMCA Health Equity Tour to Help Provide Affordable Health Coverage Resources, Health Services, and COVID-19 Vaccines to Pennsylvanians

York, PA – The Wolf Administration and Pennie leadership today provided information on health resources and affordable health coverage, as well as COVID-19 vaccinations to visitors during a YMCA Health Equity Tour at the York City Branch of the YMCA.

“The COVID-19 pandemic has intensified the health inequities across the commonwealth,” Pennsylvania Department of Health Acting Secretary Alison Beam said. “We are here at the York stop on the YMCA and Pennie Health Equity Tour to discuss a variety of educational health services and to encourage Pennsylvanians to receive a free COVID-19 vaccine today. We want to make sure all underserved communities are vaccinated and have an opportunity to enroll in affordable health coverage.”

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This just in from Covered California:

Covered California Sets New Enrollment Record as Thousands Get Lower Premiums From the American Rescue Plan as June Deadline Approaches

  • A record 1.6 million people are actively enrolled in Covered California, including 139,000 who signed up for quality health care coverage since lower premiums became available through the American Rescue Plan.
  • Covered California is also launching a provision that allows thousands of eligible Californians, who received unemployment insurance benefits at any point in 2021, to get the best coverage available for as low as $1 per month.
  • Consumers can use Covered California’s quick calculator to easily find out if they benefit from the new $1 per month provision.
  • The next deadline for coverage is the end of the month: Consumers who enroll by June 30 will be insured starting July 1.
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via Covered California:

U.S. Supreme Court Rejects Latest Challenge to the Affordable Care Act and Preserves the Landmark Health Care Law for a Third Time

SACRAMENTO, Calif. — Covered California Executive Director Peter V. Lee applauded today’s U.S. Supreme Court decision to dismiss challenges to the constitutionality of the Patient Protection and Affordable Care Act leaving the law intact to the benefit of millions of Americans.

“The Supreme Court – in rejecting claims challenging the constitutionality of the Affordable Care Act – has once again upheld the law that is helping millions of Americans benefit every day from health care coverage and broad consumer protections.  It is time to move on, focus on improving the law and reach true universal coverage. 

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