The 2025 ACA Open Enrollment Period (OEP) officially begins on November 1st.
This is the best OEP ever for the ACA for several reasons:
The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through the end of 2025 via the Inflation Reduction Act;
A dozen states are either launching, continuing or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees;
And remember, millions of people will be eligible for zero premium comprehensive major medical policies.
If you've never enrolled in an ACA healthcare policy before, or if you looked into it a few years back but weren't impressed, please give it another shot now. Thanks to these major improvements it's a whole different ballgame.
Here's some important things to know when you #GetCovered for 2025:
Over 496,000 New Consumers Selected Affordable Health Coverage in ACA Marketplace
The Centers for Medicare & Medicaid Services (CMS) is committed to creating a robust Marketplace Open Enrollment process for consumers so they can effortlessly purchase high-quality, affordable health care coverage. CMS reports that 496,000 consumers who do not currently have health care coverage through the individual-market Marketplace have signed up for plan year 2025 coverage.
DC Residents Can Get Covered at DCHealthLink.com from November 1, 2024 – January 31, 2025
(Washington, DC) – Mayor Muriel Bowser announced that the 2025 Open Enrollment period will start tomorrow, Friday, November 1, and is encouraging DC residents to sign up for high-quality, affordable health insurance at DCHealthLink.com, the District’s online state-based health insurance marketplace. Open enrollment for individuals and families begins on November 1, 2024 and continues through January 31, 2025.
“Part of making sure that everyone in our community is getting the right care at the right time means getting more residents insured,” said Mayor Bowser. “We are making high-quality health care more affordable for more residents and using insurance to address disparities in health outcomes. We want Washingtonians to check out their options and get covered.
To start coverage on January 1, 2025, Pennsylvanians must enroll by December 15, 2024
Harrisburg, PA – With the Shapiro Administration committed to cutting costs and delivering results for Pennsylvanians, the Pennsylvania Insurance Department (PID), Department of Human Services (DHS), and Pennie joined together today to remind Pennsylvanians that Pennie’s Open Enrollment period is underway, offering affordable health insurance options for 2025.
“This Open Enrollment period is the best time to explore available options and shop around to find a plan — even if you already have insurance. Quality, comprehensive health care coverage has never been more affordable, or more within reach for Pennsylvanians,” said Pennsylvania Insurance Commissioner Michael Humphreys. ”PID’s focus on increasing Marketplace competition has delivered more choices and greater affordability for consumers across the Commonwealth.”
Enrollment Specialists available at events to help consumers in English and Spanish
HARTFORD, Conn. (Nov. 1, 2024) — Access Health CT (AHCT) today announced it will hold 10 enrollment fairs in November to help Connecticut residents shop, compare, and enroll in health or dental coverage. They can also renew their coverage. Enrollment fairs are one-day events for customers to get free, in-person help from experts. The fairs will take place in Bridgeport, Bristol, Fairfield, Hartford, Middletown, New Haven, Norwalk, Torrington, Waterbury and Willimantic.
Open Enrollment begins today. When you enroll affects when your coverage starts. If customers enroll on or before Dec. 15, 2024, coverage will start Jan. 1, 2025. If they enroll between Dec. 16, 2024, and Jan. 15, 2025, coverage will start Feb. 1, 2025.
Georgia Access, Georgia’s new State-based Exchange, announced today its readiness for the upcoming Open Enrollment period, including a robust roster of over 15,000 new and returning certified agents to date and multiple enrollment options for consumers to shop for and enroll in quality, affordable health coverage.
“Georgia Access is pleased that more than 15,000 licensed and certified agents will be available to help residents find the best coverage options to meet their unique needs and budgets,” said Georgia Access Executive Director Cheryl Gardner. “Agents offer consumers localized help and a personalized customer experience. They are integral in our mission to providing multiple pathways for consumers to enroll in health coverage and to reducing the number of uninsured residents in Georgia.”
Washington Health Benefit Exchange announces key dates and health insurance changes for 2025; enhanced federal premium tax credits and Cascade Care Savings expected to drive record high enrollment in 2025
Today, Washington Health Benefit Exchange (Exchange) announced open enrollment through wahealthplanfinder.org for individual health and dental plans for calendar year 2025. In preparation for the launch, Washington Healthplanfinder will be closed on Oct. 31.
Open enrollment: Nov. 1, 2024 – Jan. 15, 2025.
Reminder: Enroll by Dec. 15, 2024, to begin coverage Jan. 1, 2025.
During open enrollment, all Washingtonians who do not get their health insurance through an employer, spouse or government program can visit Washington Healthplanfinder to shop, compare and purchase health and dental plans for next year.
Harrisburg, PA – TOMORROW – Pennie celebrates its fifth Open Enrollment Period starting tomorrow, November 1, 2024, for the 2025 coverage year. Uninsured Pennsylvanians are encouraged to join the over 435,000 customers who have found peace of mind and financial protection by enrolling in health coverage through Pennie.
Open Enrollment is the annual opportunity for Pennsylvanians who need health coverage to find high-quality health plans at the lowest costs at pennie.com. Pennie is Pennsylvania’s official health insurance marketplace, and the exclusive source for financial savings to lower monthly premium payments or out-of-pocket costs.
BALTIMORE (Oct. 31, 2024) – Marylanders can enroll in low cost health plans for 2025 on MarylandHealthConnection.gov, the state’s health insurance marketplace. It’s the only place that offers tax credits to bring down the cost of the monthly premium.
Open enrollment runs from Nov. 1, 2024, through Jan. 15, 2025. Coverage starts Jan. 1, 2025, for plans selected by Dec. 31, and coverage starts on Feb. 1, 2025, for plans selected the first two weeks of January. This open enrollment period is for private plans only. Those who qualify for Medicaid may enroll any time of year.
“More Marylanders than ever are enrolled in health plans through Maryland Health Connection.” said Michele Eberle, executive director of the Maryland Health Benefit Exchange. “This past year, people who got private health insurance saved an average of $388 a month on their monthly premium.”
Mainers without health coverage may enroll through CoverME.gov to receive financial savings on high quality health insurance
AUGUSTA-- The Maine Department of Health and Human Services' (DHHS) Office of the Health Insurance Marketplace (OHIM) announced today that the fourth annual Open Enrollment period for 2025 will begin on Friday, November 1, 2024. Maine people without access to health or dental insurance coverage through their employer, Medicare, or the state's Medicaid plan, known as MaineCare are encouraged to find coverage through Maine's official health insurance marketplace, CoverME.gov.
Open Enrollment runs from November 1, 2024 through January 15th, 2025. Maine people can visit CoverME.gov to compare private plans, apply for financial savings, and enroll in a 2025 health and dental insurance plan.
