Get Covered

The 2023 ACA Open Enrollment Period is still ongoing in 6 states, and many people can still enroll in other states as well!

The 2023 OEP is the best ever for the ACA for several reasons:

  • Second, because several states are either expanding or retooling their own state-based subsidy programs to make ACA plans even more affordable for their enrollees;

There's also expanded carrier & plan offerings in many states/counties, and as always, millions of people will be eligible for zero premium comprehensive major medical policies.

If you've never enrolled in an ACA healthcare policy before, or if you looked into it a few years back but weren't impressed, please give it another shot now. Thanks to these major improvements it's a whole different ballgame.

Here's thirteen important things to know when you #GetCovered for 2023:

ACA Signups Logo

via the Centers for Medicare & Medicaid Services:

Biden-Harris Administration Announces Record-Breaking 16.3 Million People Signed Up for Health Care Coverage in ACA Marketplaces During 2022-2023 Open Enrollment Season

  • Nearly 50% increase in HealthCare.gov signups since President Biden took office, and 3.6 million people signed up for health care coverage on the Marketplaces for the first time this year

Today, the Biden-Harris Administration announced that a record-breaking more than 16.3 million people have selected an Affordable Care Act (ACA) Marketplace health plan nationwide during the 2023 Marketplace Open Enrollment Period (OEP) that ran from November 1, 2022- January 15, 2023 for most Marketplaces. President Biden promised to strengthen and build on the Affordable Care Act, and this year, the 10th year of ACA Open Enrollment, more Americans signed up for high-quality, affordable health insurance through the ACA Marketplaces than ever before. Since President Biden took office, the number of people who have signed up for an affordable health care plan through HealthCare.gov has increased by nearly 50%. Because of the President’s plan, millions of working families saved an average of $800 on their health insurance premiums last year.

Maryland Health Connection

via Maryland Health Connection:

MORE THAN 182,000 ENROLLED FOR 2023 COVERAGE THROUGH MARYLAND HEALTH CONNECTION

  • Enrollment reached an all-time high in 10th year of state-based marketplace

BALTIMORE (Jan. 24, 2023) – A record number of Marylanders – 182,166 – enrolled in coverage for 2023 through Maryland Health Connection, the state’s health insurance marketplace in its 10th year of operation.

Open enrollment began Nov. 1, 2022, and ended Jan. 15. People who enrolled in January will start coverage Feb. 1.

“We’re very happy to continue to have success in reaching Marylanders in need of affordable health coverage,” said Michele Eberle, executive director of the Maryland Health Benefit Exchange, which runs the state’s health insurance marketplace. Total enrollment has grown five consecutive years and by more than 15 percent since just before Covid-19 and the public health emergency.

Covered California Logo

via Covered California:

La versión en español de este Comunicado puede ser descargada en este enlace.

LOS ANGELES, Calif. — Covered California hit the streets of downtown Los Angeles on Tuesday, to paint the town and encourage the uninsured to sign up for health insurance coverage. In a partnership with a diverse collaborative of local and California-based artists, Covered California unveiled a large-scale street art piece at the historic Grand Central Market to remind Californians that they have through Jan. 31 to sign up for comprehensive health care coverage.

“We are here to spread the word across Los Angeles and the rest of the state that time is running out to sign up for quality health insurance through Covered California,” said Jessica Altman, executive director of Covered California. “Visit CoveredCA.com today, find out how much financial help you can receive, and how affordable coverage can be for you and your family.”

Open Enrollment Runs Through Jan. 31

Nevada Health Link Logo

via Nevada Health Link:

Nevada Health Link Enrolled 96,379 Nevadans in Health Insurance During Open Enrollment

(CARSON CITY, NV) – Nevada Health Link is excited to announce that 96,379 Nevadans have enrolled in qualified, affordable health insurance plans during this year’s Open Enrollment Period (OEP), which ran from November 1, 2022 through January 15, 2023.

Of the over 96,000 Nevadans who enrolled in health insurance plans through NevadaHealthLink.com, 18,117 were new enrollees, meaning they were not previously enrolled in a plan on the marketplace.

“We are thrilled that thousands of Nevadans have taken advantage of their health and financial protection by enrolling in health plans this Open Enrollment,” said Ryan High, Executive Director of Nevada Health Link. “Our top priority is ensuring Nevadans are protected and have access to quality coverage and health care.”

BeWellNM Logo

via BeWell NM, New Mexico's ACA exchange:

2023 Open Enrollment Report

This report provides a summary of information for week one of the beWellnm health insurance individual Marketplace Open Enrollment Period for plan year 2023 (OEP 2023). The report contains data from the beWellnm eligibility and enrollment platform for OEP 2023, and includes an overview of the following:

  • plan selections
  • new enrollees
  • enrollees renewing coverage
  • Customer Engagement Center call volumes
  • website traffic

Enrollment

This section contains enrollment data through January 15, 2022.

1. Total Plan Selections (net): Count of unique individuals who have selected a Plan Year (PY) 2023 Marketplace medical plan. Count includes all new and re-enrolling consumers (defined in Indicators 2 and 3), regardless of whether the consumer has paid the first month premium. Count does not include plans that were canceled or terminated.: 40,689

MNsure Logo

via MNsure, Minnesota's ACA exchange:

  • Eligible MNsure enrollees will save an average of $6,220 this year

ST. PAUL, Minn.—During MNsure’s recent open enrollment period, 129,537 Minnesotans signed up for comprehensive health coverage for 2023. MNsure’s tenth open enrollment period ran from November 1, 2022, through January 15, 2023, and was one of the most successful to date for the state’s health insurance marketplace.

“This year nearly 130,000 Minnesotans will have important financial protections and the peace of mind that comes with being enrolled in comprehensive health coverage available through MNsure,” said MNsure CEO Nate Clark. “MNsure’s tenth open enrollment period was a great success for the organization and the Minnesotans we serve. We helped nearly 60% of enrollees access financial help that will lower their health care costs by an average $6,220.”

Get Covered NJ Logo

via the New Jersey Dept. of Banking & Insurance:

Residents Urged to Sign up for Health Coverage as Get Covered New Jersey Open Enrollment Deadline Nears 

  • Total signups over 321K as residents continue to benefit from record savings; Two weeks left to enroll 

TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride today announced that more than 321,000 New Jersey residents signed up for a 2023 health insurance plan through the state’s official health insurance marketplace, Get Covered New Jersey, in the first nine weeks of the Open Enrollment Period that started on November 1, 2022.  

With just two weeks left in the Open Enrollment Period, Commissioner Caride urged residents in need of health coverage to review their options and sign up today. Open Enrollment for 2023 health insurance ends January 31st, 2023 in New Jersey. 

Washington HealthPlan Finder

via Washington HealthPlanFinder:

Washingtonians who qualify for Cascade Care Savings can still sign up and save

The wait is over — Cascade Care Savings is here! Open enrollment may have ended but that doesn’t mean you’re out of luck if you haven’t purchased a plan. A new special enrollment period is available to individuals and families who make up to 250% of the federal poverty level.

“Cascade Care Savings has opened the door for thousands of Washingtonians to secure high-quality health insurance at any time of the year,” Washington Health Benefit Exchange (Exchange) interim CEO Jim Crawford said. “This special enrollment period is available monthly to those who qualify for Cascade Care Savings who are not already in an eligible plan.”

Access Health CT Logo

Via Access Health CT's News/Press Releases page:

Stats as of January 16, 2023

Qualified Health Plans (QHP):

  • QHP Enrollment In 2023 Coverage: 108,110
  • 2022 OE Acquisition Summary: 19,672

Medicaid:

  • Completed applications/ redeterminations processed through the integrated eligibility system: 25,972

The 108,110 figure may change slightly when the official Open Enrollment Period (OEP) report is released due to last-minute data corrections, but assuming this is the final figure, it means Connecticut's OEP Qualified Health Plan (QHP) enrollment is down just over 4% year over year, from 112,633 during the 2022 OEP. As I noted last week, this is part of a strange trend for 2023: While Medicaid expansion states on the federal exchange are up ~10% vs. last year, most state-based marketplaces (SBMs), including Connecticut, are down somewhat this year.

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