Get Covered

Open Enrollment 2022

IMPORTANT: The official 2022 Open Enrollment Period has now ended in most of the country, but there's 8 states where residents still have time to #GetCovered, with their new healthcare policies going into effect starting either February 1st or March 1st.

The 2022 OEP is by far the best ever for the ACA coverage, with dramatically expanded financial help for millions more people (including many who weren't eligible last year), reinvigorated expert, unbiased assistance, more choices in many states and counties, and FREE policies for more people than ever before.

If you've never enrolled in an ACA healthcare policy before, or if you looked into it years ago but weren't impressed, please give it another shot now. Thanks to the American Rescue Plan (ARP), it's a whole different ballgame.

Here's some important things to know when you #GetCovered for 2022:

ACA Signups Logo

January 10th was the last time that the Centers for Medicare & Medicaid Services (CMS) issued a detailed 2022 Open Enrollment Snapshot report which broke out 2022 ACA enrollment across every state.

As of 1/10/22, it had already reached an all-time record of nearly 14.9 million people (13.8 million via Qualified Health Plans, or QHPs, and another million or so who have enrolled in Basic Health Plans (BHPs) in Minnesota and New York specifically).

A few days later, CMS issued another update just ahead of the official January 15th OEP deadline (in most states) which updated the top line QHP tally to over 14.2 million. They broke this out by "over 10 million" enrollees on the federal exchange (HealthCare.Gov), plus another 4.2 million or more in the 18 states which operate their own ACA exchanges.

Tack on the 1.0M BHPs and that's at least 15.2 million nationally.

Maryland Health Connection

via Maryland Health Connection:

EASY ENROLLMENT PROGRAM OFFERS HEALTH COVERAGE, FINANCIAL HELP TO MARYLANDERS WHO CHECK BOX ON TAXES

  • AFTER OPEN ENROLLMENT, STATE TAX FILERS WILL HAVE ADDITIONAL OPPORTUNITY TO ENROLL THROUGH JULY 15

BALTIMORE, MD – For the third year, the Easy Enrollment Program, a partnership between the Office of the Comptroller of Maryland and Maryland Health Connection, will allow uninsured Marylanders to enroll in health insurance through July 15. The date coincides with the extended state income tax filing and payment deadline.

This innovative program allows Marylanders to check a box on their state tax return to share information with Maryland Health Connection. Within a week, the tax filer can expect a letter in the mail. This unlocks a 35-day enrollment window, starting from the date on the letter.

Connect for Health Colorado Logo

via Connect for Health Colorado:

Nearly 200,000 Coloradans Signed Up for Health Insurance During Annual Enrollment Period

  • Special enrollment opportunities and enrollment assistance still available

DENVER – Connect for Health Colorado, the state’s official health insurance marketplace, reports that 198,412 Coloradans signed up for a health insurance plan by the end of the Open Enrollment Period. This is an increase of more than 18,000 enrollments, or 10 percent, above last year’s end of Open Enrollment total, and is the highest end of Open Enrollment total since Connect for Health Colorado opened for business in 2013.

In fact, 2022 OEP enrollment is up 10.5% y/y in Colorado.

Three out of four customers who signed up for a plan qualified for health insurance savings via tax credits. Thanks to the American Rescue Plan Act of 2021, an individual can save an average of 52 percent on their monthly premium after financial help is applied.

Nevada Health Link Logo

This just in via Nevada Health Link:

Nevada Health Link Enrolls Over 100,000 Nevadans in Health Insurance During Open Enrollment

  • The Silver State Health Insurance Exchange marks its highest enrollment numbers during 2022 Plan Year Open Enrollment Period

(CARSON CITY, NV) – Over 100,000 Nevadans enrolled in health insurance during Nevada Health Link’s two-and-a-half month Open Enrollment Period (OEP) which ended Saturday, January 15. With a 25% increase in enrollments from last year’s enrollment period, this marks the largest enrollment cohort since the Silver State Health Insurance Exchange (Exchange) began operating as a state-based marketplace in 2019.

Of the 101,409 total Nevadans who enrolled in health insurance plans through NevadaHealthLink.com, 20,897 were new enrollees, meaning they were not previously enrolled in health insurance through the Exchange. 27,717 were active re-enrollees, meaning they went to NevadaHealthLink.com to upgrade or change their current plan.

Cover ME Logo

via CoverME.gov, Maine's new state-based ACA exchange:

Over 66,000 Maine People Chose Affordable Health Plans for 2022 on CoverME.gov

  • Plan selections for the first year of Maine’s State-based Health Insurance Marketplace outpaced previous year by more than 10 percent

AUGUSTA— The Mills Administration announced today that 66,095 Maine people selected plans for affordable health insurance for 2022 at CoverME.gov, Maine’s new Health Insurance Marketplace, an increase of more than 10 percent over the previous year.

At Governor Mills’ direction, Open Enrollment ended on January 15, 2022, giving Maine people an extra month to browse and enroll in quality, affordable health plans. During this first Open Enrollment Period as a State-based Marketplace, which began on November 1, 2021, an additional 6,357 Maine people selected plans, surpassing the 2021 Open Enrollment period and reversing declines in Marketplace plan selections since 2017.

DC Heatlh Link

DC Health Link recently posted thei 2022 enrollment summary as of January 10th as part of their monthly board of directors meeting.

On the surface the numbers look pretty straightforward:

INDIVIDUAL ENROLLMENT:

  • Current Enrollment: 15,993 covered lives
  • Enrollment 1 Year Ago: 16,373 covered lives
  • CHANGE: -380

SHOP ENROLLMENT:

Access Health CT Logo

I've received a copy of Access Health CT's monthly board meeting slideshow, which includes the final 2022 Open Enrollment Period metrics and other demographic data. Here's some of the key points:

OE Enrollment/Eligibility Activity:

  • Started OE 9 with 107,058 enrollees (Up 8%)
  • 112,634 enrolled into a qualified health plan (Up 7%)
  • 47.5% eligible for APTC (Up 20%), 36.2% eligible for APTC/CSR (Down 6%).
  • Enrollees ineligible for financial help down 43%
  • 24,773 determined eligible and completed application for Medicaid (Down 27%)

112,634 is the topline number. Last year's final OEP enrollment tally for Connecticut was 104,946 QHP selections, which means they actually ended up 7.3% year over year. FWIW, I think CT's all-time OEP enrollment record was 116,000 back in 2016.

MA Health Connector

This just in via the Massachusetts Health Connector (by email):

  • 253,253 January effectuations
  • 6,247 February and March effectuations
  • 4,643 plan selections
  • 264,143 total enrollments/plan selections

The above includes 22,729 new enrollments, which includes people who never had Health Connector coverage in the past, or who did, dropped exchange at some point, and have come back for 2022.

This is up around 2,000 since December 25th, but is still down over 10% from last year, making Massachusetts one of only 5 state exchanges to see QHP enrollment drop year over year (to be fair, there's still a few days left for MA as well as Kentucky, DC and New York. The fifth is Hawaii. Having said that, enrollments in the other four states only runs through anywhere from December 15th - December 25th, whereas MA's total is current through yesterday.

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