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Continuing today's theme of "state tax filing easy healthare enrollment programs," it appears that Pennsylvania has also joined several other states, including Maryland, Colorado, Massachusetts and New Mexico (pending) in implementing a new program which allows uninsured residents who didn't enroll in healthcare coverage during the normal Open Enrollment Period a second chance by checking a box when they file their state tax return.

As explained by the amazing Louise Norris:

Pennsylvania easy enrollment program expected to be in use by early 2022

Pennsylvania lawmakers considered House Bill 1030 in 2021, to create an “easy enrollment” program in Pennsylvania, much like the system that Maryland debuted in 2020, and which Colorado will start using in 2022. New Jersey lawmakers passed a similar bill in 2021.

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With the dust having settled on the final deadline for the 2022 ACA Open Enrollment Period in Pennsylvania, their ACA exchange, Pennie, has posted a slideshow with their enrollment data (along with other important wonky info).

I've included two of the key slides below, but there's a bunch of other demographic breakout stuff at the link above...financial assistance breakout, metal tiers, net premium data, etc.

The main number: As of 1/15/21, 374,776 PA residents had selected or re-enrolled in Qualified Health Plans (QHPs) for 2022. This is up 11.0% vs. last year's final OEP total:

  • Renewals: Up 17.0% y/y
  • NEW enrollment: Down 10.2% y/y

That final mini-enrollment spike in the last couple of days of Open Enrollment is worth noting:

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With the dust having settled on the preliminary December 15th deadline for January 2022 ACA coverage, Pennsylvania's exchange, Pennie, has posted a slideshow with their enrollment data to date (along with some other important wonky info).

I've included two of the key slides below, but there's a bunch of other demographic breakout stuff at the link above...financial assistance breakout, metal tiers, net premium data, etc.

The main number: As of 12/15/21, 357,212 PA residents had selected (or been auto-renewed into) 2022 Qualified Health Plans (QHPs). This is up 11.7% vs. the same point last year.

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I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

(again, this is outdated as the SEP is now over but it includes some important data points)

via Pennie, Pennsylvania's state-based ACA exchange:

Wolf Administration Commemorates Pennie’s Two-Year Anniversary; Encourages Pennsylvanians to Enroll in Health Coverage

  • Deadline to Receive 2021 Savings on Health Coverage is August 15

Harrisburg, PA – The Wolf Administration today commemorated the two-year anniversary of Pennie, Pennsylvania’s state-based health exchange. To date, more than 335,000 consumers have enrolled for coverage through Pennie and, because of the American Rescue Plan, average premiums after subsidies have dropped by half since the beginning of the year, down to $86 a month.

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Wolf Administration and Pennie Leadership Visit YMCA Health Equity Tour to Help Provide Affordable Health Coverage Resources, Health Services, and COVID-19 Vaccines to Pennsylvanians

York, PA – The Wolf Administration and Pennie leadership today provided information on health resources and affordable health coverage, as well as COVID-19 vaccinations to visitors during a YMCA Health Equity Tour at the York City Branch of the YMCA.

“The COVID-19 pandemic has intensified the health inequities across the commonwealth,” Pennsylvania Department of Health Acting Secretary Alison Beam said. “We are here at the York stop on the YMCA and Pennie Health Equity Tour to discuss a variety of educational health services and to encourage Pennsylvanians to receive a free COVID-19 vaccine today. We want to make sure all underserved communities are vaccinated and have an opportunity to enroll in affordable health coverage.”

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On top of yesterday's confirmation by the Centers for Medicare & Medicaid that over 1.24 million Americans have enrolled in ACA coverage via HealthCare.Gov so far during the ongoing Special Enrollment Period, I've also just been informed that Pennsylvania (one of the 15 states operating their own ACA exchange) has enrolled nearly 39,000 people during their SEP since 2/15 as well:

via Pennie:

Savings to the Rescue – Pennie is Now Open with Increased Savings

  • Pennie Customers Can Now See Savings When Shopping for Health Coverage
  • Uninsured Pennsylvanians will be able to receive significant savings in health coverage as a result of the American Rescue Plan

Harrisburg, PA – April 16 – As a result of the recent American Rescue Plan, also known as the COVID-19 relief package, provisions specific to the Affordable Care Act have impacted the way health insurance is available in Pennsylvania. These provisions include significant impacts, including an increase in savings, for Pennsylvanians seeking individual market coverage and those already enrolled through Pennie, as well as those who may lose their employment and rely on COBRA to maintain their employer coverage. Pennie is excited to announce that these savings are now available at pennie.com for those looking to enroll in quality, affordable coverage.

A few weeks ago, Pennie (Pennsylvania's ACA exchange), like several other state-based exchanges, put out a simple statement celebrating the passage of the American Rescue Plan (ARP) and the dramatic improvement in ACA affordability that it brings for the next two years. Like most of the other exchanges, Pennie's initial press release was pretty bare-bones, as the bill had just been signed into law and there were a ton of logistical details to be worked out.

Today, at their monthly board meeting, Pennie provided some further info on how they plan to proceed:

Pennie’s American Rescue Plan Policy Goals

  • Implement ARP provisions as soon as possible, and as broadly as possible, to maximize savings for Pennie customers
  • Automate these provisions, to the extent possible, to ensure that the benefits under the new law reach Pennie customers without requiring customer action
  • Ensure that customers who need to take an action are given specific instructions on what they need to do to maximize their benefits
  • Use this unique opportunity to connect more Pennsylvanians to comprehensive coverage and reduce the number of uninsured throughout the Commonwealth

This is from a couple of weeks ago; I'm reposting it standalone for clarity. via Pennie: (via a text graphic for some reason):

Joint Statement from The Pennsylvania Insurance Dept. & Pennie regarding the American Rescue Plan Act of 2021:

"The American Rescue Plan Act of 2021 will not only provide financial assistance through the forthcoming stimulus checks, but will also provide an estimated $270 million in additional subsidies to current Pennie customers in 2021 alone. Through this law, marketplace premiums will be capped at 8.5% of a household's income, meaning current Pennie customers will see lower monthly premiums and those without coverae or who were previously ineligible will now have access to financial help if they shop at Pennie.com.

In some cases, lower-income enrollees will have their monthly premiums eliminated entirely. Additionally, anyone who was eligible for unemployment income in 2021 will be eligible for coverage thorugh Pennie with a $0 premium for the remainder of the year.

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