ALL OTHER STATES: You may qualify for a 60-day Special Enrollment Period (SEP) if you've recently lost (or will soon lose) your employer-based healthcare coverage, or if you've experienced other Qualifying Life Events (QLE) such as getting marrinew yorked/divorced, moving, giving birth/adopting a child, getting out of prison, turning 26 etc. For these SEPs you may have to provide documentation to verify your QLE. Visit HealthCare.Gov or your state's ACA exchange website for details on the process.
CORONAVIRUS EMERGENCY SPECIAL ENROLLMENT PERIOD DEADLINE EXTENDED TO JULY 15
More than 43,000 have enrolled since mid-March
The Maryland Health Benefit Exchange announced today that it has extended the deadline of its Coronavirus Emergency Special Enrollment Period so that uninsured residents will have until July 15 to enroll in health coverage through Maryland Health Connection, the state’s health insurance marketplace.
The deadline extension comes as more than 43,000 residents have received coverage during this special enrollment period that began in March with Gov. Larry Hogan’s announcement of a State of Emergency in Maryland. Even before this extension, Maryland already offered one of the longest special enrollment periods in the country since the emergency began.
NEARLY 40,000 MARYLANDERS HAVE ENROLLED DURING CORONAVIRUS EMERGENCY SPECIAL ENROLLMENT PERIOD
Less than a week left for uninsured residents to get marketplace coverage
BALTIMORE, MD – The Maryland Health Benefit Exchange today is urging uninsured Marylanders to enroll in coverage before the June 15 deadline through the state’s health insurance marketplace, Maryland Health Connection, under the Coronavirus Emergency Special Enrollment Period. To date, nearly 40,000 residents have received health coverage during this special enrollment period that began in March with Gov. Larry Hogan’s announcement of a State of Emergency in Maryland.
Health Carriers Propose Affordable Care Act (ACA) Premium Rates for 2021
BALTIMORE – Health carriers are seeking a range of changes to the premium rates they will charge consumers for plans sold in Maryland’s Individual Non-Medigap (INM) and Small Group (SG) markets in 2021.
The rates submitted for the INM market include the estimated impacts from the state-based reinsurance program (SBRP) enacted in 2019 via a 1332 State Innovation Waiver, approved by the federal Centers for Medicare & Medicaid Services.
30,000+ MARYLANDERS HAVE ENROLLED DURING THE CORONAVIRUS EMERGENCY SPECIAL ENROLLMENT PERIOD
Remaining uninsured residents have less than a month to get marketplace coverage
BALTIMORE, MD – The Maryland Health Benefit Exchange today reminded uninsured Marylanders that they have until June 15 to enroll in coverage through the state’s health insurance marketplace, Maryland Health Connection, under the Coronavirus Emergency Special Enrollment Period. As of May 15, nearly 31,000 residents across the state have taken advantage of this special enrollment period that began in March with Gov. Larry Hogan’s announcement of a State of Emergency in Maryland.
Note: I've been distracted by my county-level COVID19 tracking project for the past couple of weeks, so I'm posting a series of entries on various ACA/healthcare policy developments which I've missed along the way.
Back in 2016, many health insurers which had been losing money hand over fist on the ACA individual market (in spite of many making record profits in other divisions) decided to bail on the ACA market entirely. Of these, the biggest shocks to the system were Aetna, Humana and UnitedHealthcare, each of which pulled out of multiple states, and UHC bailing was the biggest blow of all:
MORE THAN 21,500 MARYLANDERS OBTAIN HEALTH COVERAGE THROUGH STATE SPECIAL ENROLLMENT PERIODS
Special Enrollments for Coronavirus Emergency, Tax Filers Allow Uninsured Additional Opportunities to Enroll Through Maryland Health Connection
BALTIMORE, MD – The Maryland Health Benefit Exchange today announced that more than 21,500 residents have enrolled in coverage through the state’s health insurance marketplace, Maryland Health Connection. Earlier this month, the deadlines for both special enrollment periods were extended to accommodate growing health concerns as a result of the coronavirus (COVID-19) and the new tax filing deadline.
The coronavirus special enrollment period, which began a month ago and now runs through June 15, has resulted in more than 19,000 residents obtaining health coverage — 61 percent in Medicaid and the remainder in private insurance, with most of those qualifying for financial help to lower the cost of the plan.
I've written a LOT lately about the dozen state-based ACA exchanges which have implemented COVID-19-specific Special Enrollment Periods for uninsured residents...as well as the two ACA exchanges (Idaho's, which is state-based, and The Big One, HealthCare.Gov, which hosts 38 states) which haven't done so as of yet.
Given how much outrage there's been at the federal government for not opening up HC.gov to a COVID SEP (Idaho has somehow managed to escape notice for making the same decision) by practically every party (even the American Enterprise Institute, which isn't exactly a lefty organization, is calling for one), it's worth taking a look at the states which do have COVID SEPs open to anyone uninsured to see just how many people are actually taking advantage of them.
Coronavirus emergency launches one-month special enrollment period
As part of the state’s overall response to the coronavirus, and in an effort to prioritize health and safety, Maryland Health Connection opened a new special enrollment period for uninsured Marylanders.
When will the special enrollment period begin?
The coronavirus emergency special enrollment period will begin Monday, March 16, and end Wednesday, April 15. Coverage will begin April 1, 2020, regardless of when a health plan is selected during that time period.
Governor Whitmer Announces Statewide Closure of All K-12 School Buildings; School building closures will last Monday, March 16 through Sunday, April 5
Today, Governor Gretchen Whitmer announced that in order to slow the spread of Novel Coronavirus (COVID-19) in Michigan, she is ordering the closure of all K-12 school buildings, public, private, and boarding, to students starting Monday, March 16 until Sunday, April 5. School buildings are scheduled to reopen on Monday, April 6.
As of tonight, the number of presumptive positive cases of COVID-19 in Michigan is 12.
Maryland would use state tax forms to identify uninsured residents and refer them to options for no-cost or low-cost health care under a bill moving forward in the General Assembly.
The bill, if approved, would add a question on state tax returns asking taxpayers if they have health insurance. Those who answer that they don’t have health insurance would be referred to the state's Medicaid program or the health exchange, where individuals can buy health insurance plans.
...Dorn explained to me that the way it would work is much more than that: The state tax returns would include a new line where uninsured filers would be required to check off one of two boxes:
In early 2018, Maryland state legislators introduced a bill which included a twist on the coverage mandate penalty--those who failed to sign up had another option: They could either pay the penalty or they could choose to have the penalty amount be used to automatically enroll them in the lowest-cost insurance policy available. If they qualified for ACA subsidies, those would even be baked into the equation as well. This was a clever way of softening the blow, while also increasing enrollment and helping out the ACA risk pool.
158,600 MARYLANDERS ENROLLED THROUGH MARYLAND HEALTH CONNECTION
2020 enrollment total largest in four years
BALTIMORE (DEC. 17, 2019) – A total of 158,600 Marylanders enrolled in private health coverage for 2020 on Maryland Health Connection, the largest enrollment in four years on the state-based health insurance marketplace.
That was 1,637 more enrollees than a year ago when 156,963 enrolled. It was also the largest enrollment on the health insurance marketplace since 2016 when 162,652 enrolled. Enrollments for 2020 coverage grew in 20 of 24 jurisdictions.
The 45-day open enrollment period for the coming plan year began Nov. 1 and ended Sunday. A few hundred additional enrollments will be completed this week for consumers who had begun the process but hadn’t finished by Sunday night.