Colorado

Colorado

Back in August, the Colorado Division of Insurance (DOI) announced preliminary 2022 rate filings for the states individual and small group markets. At the time, carriers were requesting a weighted average increase of around 1.3% for indy market ACA plans and 5.4% for small group plans.

This week, Colorado's Polis-Primavera Administration announced approved rate filings for 2022:

Polis-Primavera Administration Announces Reinsurance Program Will Save Coloradans an Average of 24.1% for 2022

Open Enrollment starts Nov. 1.

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via Connect for Health Colorado:

Losing Free COBRA Premiums or Job Health Insurance? You Can Still Enroll in Health Coverage for the Last Few Months of 2021

  • Residents with a Qualifying Event Have Options to Get Covered

DENVER – Thousands of Coloradans will lose free COBRA premiums at the end of the month and may need other affordable coverage options. Through the American Rescue Plan Act, which passed earlier this year, many people were able to receive free COBRA premiums through September 30. Connect for Health Colorado, the state’s health insurance marketplace, is reminding residents that they can still sign up for a health insurance plan for the remainder of the year if they experience a Qualifying Life Event, such as losing free COBRA premiums this month or losing job health insurance.

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via Connect for Health Colorado:

Connect for Health Colorado Has Enrolled More Residents in Health Coverage This Year Than Ever Before

  • Colorado's Marketplace is Keeping Residents Insured during the Pandemic

DENVER – Since Connect for Health Colorado re-opened enrollment on February 8, 2021, to help customers secure health coverage amid the ongoing coronavirus pandemic, approximately 36,350 residents have signed up for a health insurance plan. 

As of Sunday, August 15, the last day of the enrollment period, 216,350 Coloradans have signed up for a plan that provides coverage this year. That total is 21,000 more health insurance plan sign ups than the same day last year— a nearly 11 percent increase. 

Colorado

As I've noted repeatedly, I'm way behind on my annual rate change project; Colorado's Insurance Division announced preliminary 2022 rate filings about a month ago:

Preliminary Information Shows Even Greater Savings in 2022: 24.1% Savings from Bipartisan Reinsurance Program 

DENVER - Governor Polis and the Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), released preliminary information about the health insurance plans and premiums for 2022, for the individual market (meaning health insurance plans for people who don’t get their insurance from an employer) and the small group market (for small businesses with 2-100 employees).

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I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

Most of this press release is no longer relevant as the 2021 "No Excuse Needed" Special Enrollment Period is over now, but there's one important data point which is worth noting:

Last Call for Coloradans to Sign Up for 2021 Health Coverage

  • After August 15th, you’ll need a qualifying event to enroll

DENVER — Coloradans have until Sunday, August 15th to sign up and save on health coverage through Connect for Health Colorado. Thanks to a new federal law, more Coloradans are eligible to save than ever before. But this is the last chance for people to enroll in a plan that provides coverage this year unless they experience a Qualifying Life Event.

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This just in from Connect for Health Colorado...

Colorado's Health Insurance Marketplace Maintains Enrollment Momentum

  • There's still time to enroll

DENVER – As of Wednesday, July 7, 205,813 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado. That’s an additional 5,000 enrollments since last month when Connect for Health Colorado announced its Marketplace had reached a historic enrollment milestone for the 2021 plan year.

That's actually 5,694 more enrollees since June 7th, although they may be knocking it down a bit to account for attrition/etc. That amounts to 190 additional enrollees per day, which is actually up from the ~167/day which Colorado had been averaging from May through June. Huh.

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This just in from Connect for Health Colorado...

U.S. Supreme Court Upholds the Affordable Care Act

  • Coverage protections, financial help and many other programs continue as part of law that has helped millions of Coloradans 

Today, the United States Supreme Court announced its 7-2 decision in California v. Texas, No. 19-840, to uphold the Affordable Care Act (ACA), now covering 31 million Americans.

“We are pleased with the Court’s decision to uphold the Affordable Care Act. This is welcome news to more than 500,000 Coloradans who have gained access to quality health care coverage through Medicaid expansion,” said Kim Bimestefer, executive director of the Department of Health Care Policy & Financing. “This coverage expansion is more important than ever, given the COVID-19 pandemic and economic downturn, which has caused many Coloradans to lose their jobs and with that their employer-sponsored health insurance coverage.” 

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This just in from Connect for Health Colorado...

Connect for Health Colorado Hits Historic Enrollment Milestone for 2021 Plan Year

  • Thousands More Coloradans Have Health Coverage Thanks to Extended Enrollment Window and New, Federal Law

DENVER – As of Monday, June 7, 200,119 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado, the state’s official health insurance marketplace. That is a historic number of enrollments in a plan year for Connect for Health Colorado since opening for business in 2013.

Just over 20,000 of this year’s enrollments occurred since Connect for Health Colorado re-opened enrollment in Feb. 2021, and half of those sign ups occurred since the organization began offering expanded subsidies under a new, federal law in April 2021.

Colorado

I've once again relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.

For the various enrollment data, I'm using data from Medicaid.gov's Medicaid Enrollment Data Collected Through MBES reports. Unfortunately, they've only published enrollment data through December 2020. In some states I've been able to get more recent enrollment data from state websites and other sources.

Today I'm presenting Colorado. For enrollment data from January 2021 on, I'm relying on adjusted estimates based on raw data from the Colorado Dept. of Health Care Policy & Financing.

Colorado total Medicaid enrollment (including ACA expansion) reached a high of around 1.38 million people in early 2017 before gradually dropping off to 1.2 million just before the COVID pandemic hit last spring.

Colorado

Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.

Here's Colorado:

NOTE: The CO Health Dept. lists around 123,000 doses (2.3% of the total) as being given to residents with unknown home counties.

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