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This just in from Covered California...

Covered California’s Enrollment Surges as People Sign Up to Benefit From the New Financial Help and Lower Premiums Now Available Through the American Rescue Plan

  • More than 76,000 people signed up for health insurance during Covered California’s special-enrollment period between April 12 and May 15.
  • The surge is more than 2.5 times higher than a traditional special-enrollment period, reflecting an increase of more than 46,000 people, compared to the same time period in 2019.
  • Covered California launched a special-enrollment period to allow the uninsured and those enrolled directly through a health insurance carrier to enroll and benefit from lower premiums due to the American Rescue Plan.
  • More than half of the Covered California households which are benefiting from the new and expanded financial help provided by the American Rescue Plan are getting high-quality coverage for $1 per month.
  • In order to start saving, Californians need to enroll by May 31 so they can begin benefiting from the new law on June 1.
Nevada Health Link Logo

Via Nevada Health Link:

Nevada Health Link Saves Thousands of Nevadans Money Through 2021 Special Enrollment Periods

CARSON CITY, Nev. (May 17, 2021) –Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), has enrolled more than 7,600 Nevadans since the implementation of two Special Enrollment Periods in 2021, including more than 4,500 enrollees since April 20, attributed to the American Rescue Plan Act (ARPA or American Rescue Plan).

The American Rescue Plan, which was signed into law on March 11, provides Nevadans with a Special Enrollment Period where insured and uninsured Nevadans can take advantage of new, drastically reduced insurance premiums from now until August 15.

Vermont Health Connect

Huh. Vermont's ACA exchange website, Vermont Health Connect, has looked pretty much the same for at least the past 5-6 years, but a month or so ago they quietly overhauled the layout & design interface of the site. I have no idea if they actually updated the back-end, however.

In any event, the VT Health Connect's COVID-19 Special Enrollment Period was originally supposed to end last Friday (May 14th), but they appear to have done something else without much fanfare as well:

Molina Healthcare

An article about Molina Healthcare's first-quarter financial report by Inside Health Policy reporter Amy Lotven caught my eye today:

Molina exchange business grew by 302,000 consumers to reach a total 620,000 enrollees in the first quarter, outpacing the company’s earlier 500,000 estimate, growth that CEO Joseph Zubretsky says was driven by strong product design and pricing, higher effectuation rates, lower attrition and the special open enrollment period.

Molina’s marketplace business had a Medical Loss Ratio of 77.3%, which was due to the higher-than-expected direct COVID-related costs as cases surged in many areas.

There's a lot packed into that first paragraph.

First, their ACA enrollment (which presumably includes off-exchange) for Q1 was 24% higher than expected, which is quite an eye-opener.

ACA Signups Logo

With this morning's confirmation of my post from Saturday that over 1 million more people have enrolled in ACA exchange coverage via HC.gov during the ongoing COVID Special Enrollment Period, I was reminded of a headline I wrote back in March:

Exclusive: Official 2021 #ACA Open Enrollment Period Hits 12.0 Million QHPs For First Time Since 2017

At the time I only had estimated 2021 Open Enrollment Period (OEP) data for several states, but my estimate was confirmed a couple of weeks ago when the Centers for Medicare & Medicaid Services (CMS) issued the official 2021 OEP report, which states that the official total number of ACA Qualified Health Plan (QHP) selections for 2021 was 12,004,365 people.

ACA Signups Logo

A few days ago, the Centers for Medicare & Medicaid Services (CMS) posted an updated report on the number of Americans who have selected Qualified Health Plans (QHPs) through HealthCare.Gov, which hosts ACA enrollment for 36 states during the ongoing COVID Special Enrollment Period (SEP) which began on February 15th and is set to continue through August 15th in most states.

In addition to the 940,000 QHPs via the federal exchange (HC.gov) from 2/15 through 4/30, I've compiled officlal SEP enrollment numbers for several of the states which operate their own ACA exchanges as well:

  • Colorado: 17,282 from 2/08 - 5/05
  • Connecticut: 5,890 from 2/15 - 4/15
  • Idaho: 3,600 from 3/01 - 3/31
  • Maryland: 15,150 from 1/01 - 2/28
  • Minnesota: 2,285 from 2/16 - 3/09
  • Nevada: 6,908 from 2/15 - 5/06
  • Pennsylvania: 11,126 from 2/15 - 3/25
  • Washington: 1,700 from 2/15 - 2/23

The total of these, plus the 940,000 via HC.gov, comes to 1,003,516 confirmed so far.

Nevada Health Link Logo

There's no formal press release yet, but I've confirmed that the Nevada Health Link ACA exchange has enrolled 6,908 additional Nevadans in ACA exchange coverage via the COVID Special Enrollment Period as of yesterday (5/06) so far.

This breaks out to around 85 per day from 2/15 - 5/06.

Unfortunately, I don't have Nevada's 2019 or 2020 SEP enrollment handy for comparison, but NV's statewide population (3.10) is right in between Arkansas (3.03 million) and Iowa (3.19 million), which at least allows for a rough comparison:

This strongly suggests that Nevada's 85/day average is perhap 2.5x higher than 2019 and perhaps twice as high as 2020, although 2020 is a fuzzier comparison since HC.gov didn't have a COVID SEP last year while the Nevada Health Link did.

Connect for Health Colorado Logo

In addition to the 940,000 Americans who have enrolled in ACA coverage across the 36 states hosted by HealthCare.Gov to date during the COVID Special Enrollment Period, Connect for Health Colorado just announced that the Centennial State has enrolled over 17,200 more people via their own COVID SEP:

DENVER — 17,282 Coloradans have signed up for a health insurance plan since Connect for Health Colorado re-opened enrollment on Feb. 8, with more than 7,500 sign ups in the last month alone. That uptick in enrollments coincides with the date that Connect for Health Colorado began offering increased savings on health insurance to residents of all income ranges following the passage of the American Rescue Plan.

Hmmm...I know they say "7,500 in the past month", but they reported 9,971 as of 4/07, so that should mean 7,311 in the past month. Huh.

Washington HealthPlan Finder

This just in from the Washington Health Benefit Exchange...

Washington Health Benefit Exchange Opens the Doors for Washingtonians to Benefit from Lower Health Care Premiums and Save Money Through the American Rescue Plan

  • More Than $250 Million in Tax Credits Available to Help Washingtonians Lower Health Insurance Costs

Health coverage purchased on Washington Healthplanfinder became much more affordable today as the Washington Health Benefit Exchange (Exchange) rolled out new savings to help Washingtonians with the cost of their individual health insurance.

HealthCare.Gov Logo

As I noted this morning, CMS has released an updated Special Enrollment Period report which includes SEP enrollment from 2/15 through 4/30 for the 36 states hosted via HealthCare.Gov.

Overall, enrollment during the 2021 COVID SEP is up 3.5x vs. the same time period in 2019, which makes sense when you consider a) the COVID pandemic which has caused millions to lose their income and/or employer-based healthcare coverage; b) the "fully open" status of the COVID SEP; and c) the expanded subsidies put in place under the American Rescue Plan.

SEP enrollment is also up 2.4x over the same time period in 2020; COVID was in full force for most of that period last year, but HC.gov refused to launch a "wide open" SEP as most of the state-based exchanges did, nor were there any expanded subsidies in place, so 2019 is still the more appropriate year to compare against. (Besides, 2020 was a leap year, which tacked an extra day onto the total).

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