Less Than One Week to Enroll in 2021 Health Insurance
Your Health Idaho extends customer support hours ahead of Dec. 15 deadline
BOISE, Idaho – Idahoans have until 11:59 p.m. (MT) on Tuesday, Dec. 15, to enroll in 2021 health insurance coverage through Your Health Idaho, the state insurance exchange. After open enrollment ends, Idahoans will not be able to enroll in coverage unless they qualify for a Special Enrollment Period.
“As expected after the Thanksgiving holiday, we have seen an increased interest from Idahoans looking to enroll in 2021 health insurance coverage,” said Your Health Idaho Executive Director, Pat Kelly. “To ensure consumers are getting the help they need, Your Health Idaho has expanded business hours through December and implemented new contact options.”
“Get Covered America Day” — Dec. 10 — is a call to wear a mask to prevent the spread of COVID-19 and a public statement that you want your family and friends to get health insurance.
With COVID-19 cases surging nationally, the day is a call to action to encourage people to post a picture of themselves wearing a mask on social media, include a personal message about the importance of being COVID-safe and how friends, family and neighbors can get financial help for insurance now, sharing the website GetCovered2021.org and using the hashtag #GetCovered2021.
With an estimated 16 million uninsured Americans eligible for financial help — through their Affordable Care Act marketplace, or free coverage through Medicaid — Get Covered 2021 encourages people to check their health care options and get insured.
Marketplace Enrollments Trending Higher During Pandemic; Deadline for Jan. 1 Coverage Approaches
DENVER – Through Dec. 6, more than 148,000 Coloradans have signed up for a health insurance plan through Connect for Health Colorado. Initial enrollment totals show that more Coloradans are getting covered this Open Enrollment Period as the pandemic grows in Colorado.
“I’m encouraged that so many people have signed up for a medical plan that will give them the coverage they need. I hope this also gives them some peace of mind going into the new year,” said Chief Executive Officer Kevin Patterson. “I urge Coloradans who haven’t enrolled yet to take advantage of the free enrollment assistance we offer. We’re here to help as many Coloradans as possible get covered for January 1st.”
Physicians and health centers across the state announce they are reaching out personally to all their patients to encourage them to stay safe from COVID and get insurance coverage if they are eligible — many will receive Covered California’s masks to get the message out that now is the time to get covered and stay covered.
California’s leading provider organizations — including the California Hospital Association, California Medical Association, California Academy of Family Physicians, the California Primary Care Association and America’s Medical Groups — are making sure the trusted voice of physicians and other health care heroes are speaking to millions of Californians with the message of remaining vigilant until the vaccine arrives.
According to a survey conducted by Covered California, the pandemic continues to touch most Californians, finding that 52 percent of Californians say the pandemic has affected their lives significantly, more than 40 percent personally know someone who has tested positive for the virus, and more than one in four people knows someone who has died from COVID-19.
CMS tells Inside Health Policy that Affordable Care Act enrollees who have reconciled their 2019 advanced premium tax credits (APTCs) as required can keep their 2021 subsidies, even if they were notified that they’re at risk of losing them, by checking a box on their exchange application. But Sen. Mark Warner (D-VA) tells IHP he wants the government to do more to help enrollees.
...The ACA requires exchange enrollees to estimate their next year’s income to determine their eligibility for tax credits and then reconcile that prediction with actual income during tax filing season. Regulations also require CMS to cut off future year tax credits if IRS data show that an applicant filed a return yet failed to reconcile their APTCs.
It is no secret that 2020 has been a challenging year for Idahoans. In addition to the health implications and long-term consequences of COVID-19, living in a global pandemic has changed the way Idahoans work, learn, and interact with friends and family.
Over the past year, COVID-19 has also highlighted the undeniable need for comprehensive health insurance and access to quality healthcare. However, in a year with so much uncertainty and change, it may seem like health insurance is unaffordable or something that we can go without. At Your Health Idaho we understand that budgets are tight, we also know that the peace of mind that comes with having coverage in the event of an emergency is priceless.
As 2020 draws to a close, so does the annual Open Enrollment period for health insurance. Right now, at YourHealthIdaho.org you can shop and compare hundreds of health insurance plans to find the right coverage for you and your family.
Compare plans through MNsure and see if you can save
More plan options available this year than ever before
ST. PAUL, Minn.—MNsure is reminding all Minnesotans, regardless of insurance status, to compare plans before the December 22 open enrollment deadline. Individuals who currently have health insurance elsewhere, are uninsured, or are already enrolled through MNsure are encouraged to see if they can save money. With new plan options available in every county in Minnesota, MNsure recommends using the plan comparison tool to view plans side by side and explore details about premiums, deductibles, out-of-pocket costs and more. Minnesotans who sign up by the deadline will have coverage beginning on January 1, 2021.
Health Insurance Town Halls Offered to Michigan Consumers with Questions about Open Enrollment
Thousands of Michiganders have lost health coverage during the COVID-19 pandemic, and the Michigan Department of Insurance and Financial Services (DIFS) is offering virtual town hall events to help answer questions about open enrollment on the Health Insurance Marketplace, which runs until Dec. 15.
These live online town hall meetings are part of a series of events that will help consumers learn and ask questions about signing up for a health plan on the Health Insurance Marketplace. To attend a virtual town hall event, click the event link at its start time. Instructions for attendees are available and explain how to join an event and ask questions.
The Massachusetts Health Connector (MA's ACA exchange) doesn't generally post official enrollment data reports via press releases, but I have a contact there who sends me their latest numbers from time to time during Open Enrollment:
Here's where we are at, currently:
January effectuations: 275,003
Feb. and March effectuations: 5
Plan Selections: 9,143
Total enrollments: 284,151
As a reminder, "effectuations" have paid the first month premium and are good to go. Plan selections still need payment to start.
Massachusetts is a bit unique among the ACA exchanges--they, along with Rhode Island, are the only ones which handle premium payments as well as policy enrollments. This means that they don't just track how many people select policies, they also know how many of those who enroll have actually paid their monthly premiums.