Connecticut

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via Access Health CT:

The Access Health CT American Rescue Plan Act Special Enrollment Period has saved Connecticut residents more than $4.5 million in health insurance costs since May 1

  • Connecticut residents have one month left to enroll.
  • More than 33,000 enrollees have received new financial help, saving approximately $4.5 million dollars in total.
  • The American Rescue Plan Act (ARPA) made health insurance coverage more affordable for many Connecticut residents by virtually eliminating or vastly reducing monthly payments (premiums) for people with low and moderate incomes.

HARTFORD, Conn. (July 15, 2021) — Access Health CT (AHCT), Connecticut’s official health insurance marketplace, is reminding Connecticut residents they have one month left to enroll in health insurance coverage during the American Rescue Plan Act Special Enrollment Period ending August 15.

Connecticut

I've once again relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.

For the various enrollment data, I'm using data from Medicaid.gov's Medicaid Enrollment Data Collected Through MBES reports. Unfortunately, they've only published enrollment data through December 2020. In some states I've been able to get more recent enrollment data from state websites and other sources.

Today I'm presenting Connecticut. For enrollment data from January 2021 on, I'm relying on adjusted estimates based on raw data from the Connecticut Dept. of Social Services.

Connecticut total Medicaid enrollment (including ACA expansion) hovered between 900K - 1.0 million prior to the COVID pandemic hiatting last February/March.

Access Health CT Logo

Unlike most states which kept their 2021 COVID Special Enrollment Period running continuously while they transitioned to the newly-expanded ACA subsidies, Access Health CT took a 2-week break in order to retool their website for the enhanced financial assistance.

During that break, I reported that the Connecticut ACA exchange enrolled 5,890 people via the SEP from 2/15 - 4/15, or roughly 98 per day, and that this was a rate 3.3x higher than the same time period during the typical pre-COVID era.

Access Health CT shut down their COVID SEP on 4/15, but then re-launched it with the new subsidy formula via the American Rescue Plan on May 1st. Since then, I've been informed, they've enrolled an additional 2,780 people through the exchange, or around 121 per day. That's 4x higher than the ~30/day they averaged in 2019.

Connecticut

Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.

Here's Connecticut:

Connecticut

As I noted recently, I've relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.

For total monthly Medicaid enrollment, the official Medicaid.gov monthly enrollment data is only available dating back to late 2013, and it's only current through November 2020. The Kaiser Family Foundation has also compiled the pre-2014 average enrollment for each state based on the 3rd quarter of 2013. In some states I've been able to find more recent enrollment data for December 2020 or later.

Access Health CT Logo

Access Health CT has officially announced a new Special Enrollment Period for Connecticut residents to take advantage of the newly-expanded ACA subsidies under the American Rescue Plan:

Access Health CT Announces A Special Enrollment Period Allowing New and Existing Customers To Receive Significantly Greater Financial Help At Virtually Every Income Level

Under the American Rescue Plan, new and existing customers who buy health insurance through the Marketplace will become eligible to receive increased financial help to reduce their monthly payments

Another quick Connecticut update...I've received the following Special Enrollment Period (SEP) QHP selection numbers for the past three years, and they're pretty telling:

SEP Enrollment for the 2/15 – 4/15 Timeframe:

  • 2019 - 1,817
  • 2020 - 4,250
  • 2021 - 5,890

That averages out to:

  • 2019: 30/day
  • 2020: 70/day (2020 was a leap year)
  • 2021: 98/day

2020 isn't really a good comparison year, since COVID had already started ravaging the U.S. by mid-March and Connecticut also launched a COVID SEP from March 18th - April 17th last year as well. The spring of 2019, however, didn't have anything special going on, so that's a perfect pre-COVID comparison year: The 2021 COVID SEP racked up 3.26x as many new enrollees as you'd typically expect to during the off-season for the same time period.

A week or so ago, Access Health CT's COVID Special Enrollment Period ended...but they also announced that they're re-launching a new SEP starting on May 1st anyway. This amounts to them taking a 2-week pause to reprogram/retool their website to take advantage of the expanded ACA subsidies under the American Rescue Plan.

At the time, they were only allowing current exchange enrollees to switch plans mid-year via a cumbersome process of calling into the exchange directly. Today it sounds like that's been changed:

Access Health CT American Rescue Plan Act Policy

OK, this is a first...while most other states have been simply extending their existing COVID Special Enrollment Periods out through August to allow for the newly-expanded ACA subsidies, Connecticut is shutting theirs down at midnight tonight (April 15th)...but relaunching it again on May 1st:

Just posted by Access Health CT:

American Rescue Plan Act of 2021: Savings Coming for Connecticut Residents

  • You Can Start to Take Action & See Savings After May 1, 2021

A new federal law was passed in March 2021, the American Rescue Plan Act, and it changed the way we calculate financial help for customers for this year and 2022. Many more customers will now qualify for financial help to make plans more affordable. Whether you’re a first-time shopper, or an existing customer, there could be big changes ahead for your household, and we want to make sure you know how to take advantage of the new financial help available.

As a result of this new federal law:

via Access Health CT (via forwarded email):

Dear Brokers,
 
A lot has transpired regarding the American Rescue Plan Act of 2021*. Our team has been meeting with CMS, other state-based marketplaces, our insurance carriers, and other stakeholders, and is in the process of putting together a strategic plan to implement these changes.

We know some of you might be getting questions from customers/stakeholders in the days to come since the federal exchange (Healthcare.gov) will have a robust national campaign supported by President Biden to help spread the word. Here’s what you should know: 

Timelines are/will be different: Healthcare.gov will be implementing the subsidy expansion and a possible Special Enrollment Period at a different time than Access Health CT (AHCT). It may start earlier and may end later than CT (we do not know dates at this time).

Access Health CT:

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