Pennsylvania

via the State of Pennsylvania:

Greensburg, PA – Lt. Gov. Austin Davis visited Adagio Health in Greensburg today to remind uninsured Pennsylvanians that December 15 is the deadline to sign up for coverage that is effective on January 1, 2025, and encouraged them to explore their options at Pennie, the Commonwealth’s health insurance marketplace.

“The Shapiro-Davis Administration wants every Pennsylvanian to have the freedom to chart their own course – and the ability to get quality, affordable health coverage is part of that freedom,” said Davis. “If you need health insurance for yourself or your family, you should check out pennie.com to shop for the best and most affordable plan for your needs, and you should do it before the December 15 deadline to ensure coverage that starts on New Year’s Day. In western Pennsylvania, there have been some changes to plans and costs, so it’s best to shop around and see what’s available.”

via Pennie:

To start coverage on January 1, 2025, Pennsylvanians must enroll by December 15, 2024

Harrisburg, PA – With the Shapiro Administration committed to cutting costs and delivering results for Pennsylvanians, the Pennsylvania Insurance Department (PID), Department of Human Services (DHS), and Pennie joined together today to remind Pennsylvanians that Pennie’s Open Enrollment period is underway, offering affordable health insurance options for 2025.

“This Open Enrollment period is the best time to explore available options and shop around to find a plan — even if you already have insurance. Quality, comprehensive health care coverage has never been more affordable, or more within reach for Pennsylvanians,” said Pennsylvania Insurance Commissioner Michael Humphreys. ”PID’s focus on increasing Marketplace competition has delivered more choices and greater affordability for consumers across the Commonwealth.”

via Pennie:

Harrisburg, PA – TOMORROW – Pennie celebrates its fifth Open Enrollment Period starting tomorrow, November 1, 2024, for the 2025 coverage year. Uninsured Pennsylvanians are encouraged to join the over 435,000 customers who have found peace of mind and financial protection by enrolling in health coverage through Pennie.

Open Enrollment is the annual opportunity for Pennsylvanians who need health coverage to find high-quality health plans at the lowest costs at pennie.com. Pennie is Pennsylvania’s official health insurance marketplace, and the exclusive source for financial savings to lower monthly premium payments or out-of-pocket costs.

Originally posted 9/12/24

via the Pennsylvania Insurance Dept:

PID is working with insurers to review proposed changes to ensure rates are adequate and fair.

 Harrisburg, PA – The Pennsylvania Insurance Department (PID) today announced that 2025 rate changes requested by insurance companies currently operating in Pennsylvania's individual and small group markets are now available online. This initiative upholds the Shapiro Administration's commitment to providing consumers with the information they need when shopping for health insurance. 

Rate filings for 2025 health insurance plans were submitted to PID on May 15, 2024. Ever since, PID has been working with insurers to review these insurance companies' proposed rate changes, as rates vary by plan and region and are subject to change by the Department to ensure rates are adequate and fair. Final approved rates will be made public in the fall. 

via Pennie:

Congress Urged to Act Now to Prevent Increase in Health Coverage Costs For Pennsylvanians

The enhanced premium tax credits from the American Rescue Plan and the Inflation Reduction Act have placed high-quality health coverage within reach for hundreds of thousands of Pennsylvanians. Unless Congress extends these savings, many Pennsylvanians will lose the coverage that protects their health and financial security.

Pennsylvania – September 11, 2024 – Yesterday, Devon Trolley, Executive Director of Pennie – PA’s official health insurance marketplace – and Chairman of the Pennie Board, Michael Humphreys, issued a letter to Pennsylvania’s representatives in Congress strongly urging them to act now to extend the enhanced premium tax credits that dramatically reduce the cost of health coverage through Pennie for hundreds of thousands of Pennsylvanians.

Via Pennie:

Pennie Has Issued a New Request for Proposal (RFP) for an Enrollment Assister Contract to Expand Support Across Pennsylvania Communities  

Pennie is seeking an organization to build grassroots awareness and provide direct enrollment assistance to Pennsylvanians seeking health coverage. Proposals due at 1 pm on June 27th.   

Harrisburg, PA – May 2024 – Pennie, PA’s official health insurance marketplace, has issued a Request for Proposal for Assister Services.  The awardee will collaboratively drive statewide activities to increase awareness of the financial help and health coverage available through Pennie, and work directly with community organizations to provide local, in-person enrollment assistance.  

The primary goals of this project are to:  

As I noted in my deep dive into "Gold or Better Enrollment" last week, there are three main reasons why nearly 63% of all ACA exchange enrollees nationally have healthcare policies with 80% or higher Actuarial Values this year:

  • The enhanced federal subsidies provided by the Inflation Reduction Act (set to expire at the end of 2025);
  • Some states (but not most yet, unfortunately) fully embracing robust Premium Alignment w/maximized Silver Loading policies; and
  • About half the states which operate their own full ACA exchange offering supplemental financial subsidies to either reduce premiums, reduce cost sharing or both.

The last bullet includes California, Colorado, Connecticut, Maryland, Massachusetts, New Jersey, New Mexico, Vermont and Washington State. In addition, both Minnesota and New York have large numbers of enrollees in their respective Basic Health Plan programs (New York just expanded theirs), which may or may not be considered "state-based subsidies" depending on your perspective.

via Pennie, Pennsylvania's state-based ACA exchange:

  • The record number of Pennsylvanians is an increase of over 150,000 – 56 percent – since Pennie launched in 2020.

Harrisburg, PA – Today, Pennie – PA's official health insurance marketplace – announced that a record nearly 435,000 Pennsylvanians are now covered with affordable, high-quality health coverage through Pennie. This represents a 17% increase compared to this time last year, far exceeding the average annual increase of 1%. Marketplace enrollment has increased by over 150,000 in the four years since Pennsylvania took over ownership and operations from the federal marketplace (healthcare.gov) – a 56% increase.  

via Pennie, Pennsylvania's state-based ACA exchange:

  • Deadline to enroll in 2024 health coverage is Friday, January 19.

Allentown, PA – Pennsylvania Department of Human Services (DHS) Secretary Dr. Val Arkoosh, Pennie® Executive Director Devon Trolley, and Pennsylvania Insurance Department (PID) Deputy Commissioner Dave Buono joined representatives from Star Community Health today to discuss how the Shapiro Administration and local partners are working together to support Pennsylvanians through federal changes to Medicaid and CHIP renewal requirements, reminding those who do not have health insurance that they can still enroll in coverage for 2024.

via Pennie, Pennsylvania's state-based ACA exchange:

  • Jan. 19 will be the last day for Pennsylvanians seeking health coverage for 2024 to enroll through Pennie to get the lowest costs on high-quality coverage

Philadelphia – Today, Pennie Executive Director Devon Trolley, Pennsylvania Insurance Department (PID) Commissioner Michael Humphreys, Pennsylvania Department of Human Services (DHS) Secretary Dr. Val Arkoosh, and Pennsylvania Senator Sharif Street announced an extension until Jan. 19 to enroll in 2024 health coverage through Pennie. Pennie’s Open Enrollment Period typically ends on Jan. 15, but due to the Martin Luther King Jr. holiday, Pennsylvanians will have more time to enroll in a health plan for 2024.

Pennie is Pennsylvania’s official health insurance marketplace and the only place where Pennsylvanians can get financial savings to reduce the cost of coverage and care. Currently, 9 in 10 enrollees qualify and save over $500 a month on average.

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