SEPs

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This just in from CMS...

2021 Marketplace Special Enrollment Period Report: February 15 – May 31, 2021

The Centers for Medicare & Medicaid Services (CMS) reports that over 1.2 million Americans have signed up for health insurance through HealthCare.gov since February 15, the start of the 2021 Marketplace Special Enrollment Period (SEP) opportunity, through May 31, with 376,000 consumers signing up for health insurance in the month of May.[1]

I projected at least 1.2 million SEP enrollees via HC.gov a week or so ago. On the other hand, I also noted that President Biden appeared to have let this number slip a week earlier anyway, so it wasn't that impressive of a projection:

ACA Signups Logo

Back on May 11th, I noted that total enrollment in healthcare policies either specifically created by (or expanded to more people by) the Affordable Care Act had likely broken 30 million Americans...an all-time high for the healthcare reform law signed by President Obama 11 years ago.

Last weekend, the Health & Human Services Dept. confirmed this, putting the actual total at around 31 million:

Today, the U.S. Department of Health and Human Services (HHS) released a new report that shows 31 million Americans have health coverage through the Affordable Care Act – a record. The report also shows that there have been reductions in uninsurance rates in every state in the country since the law’s coverage expansions took effect. People served by the health Marketplaces and Medicaid expansion have reached record highs.

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via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 32,000 people in the Chico and Redding region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
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via MNsure:

Get Covered This Summer: More Minnesotans Are Seeing Cost Savings Through MNsure

ST. PAUL, Minn.—For the first time, Minnesotans with higher incomes who purchase health insurance through MNsure can access advanced premium tax credits that lower the cost of monthly health insurance premiums. MNsure is encouraging Minnesotans whose incomes were previously too high for tax credits to take another look at private health care coverage through MNsure.

So far, over 9,600 Minnesotans have enrolled through MNsure’s special enrollment period, which began on February 16 and ends on July 16. The special enrollment period is open to those who are uninsured or insured through a plan outside of MNsure. Private plans from BlueCross BlueShield, HealthPartners, Medica, Quartz and UCare are available.

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This just in from Connect for Health Colorado...

Connect for Health Colorado Hits Historic Enrollment Milestone for 2021 Plan Year

  • Thousands More Coloradans Have Health Coverage Thanks to Extended Enrollment Window and New, Federal Law

DENVER – As of Monday, June 7, 200,119 Coloradans have signed up for a plan that provides coverage this year through Connect for Health Colorado, the state’s official health insurance marketplace. That is a historic number of enrollments in a plan year for Connect for Health Colorado since opening for business in 2013.

Just over 20,000 of this year’s enrollments occurred since Connect for Health Colorado re-opened enrollment in Feb. 2021, and half of those sign ups occurred since the organization began offering expanded subsidies under a new, federal law in April 2021.

Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 11,000 people in the Eureka region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
ASPE Logo

Moments ago I posted the news that the HHS Dept. (via the Centers for Medicare & Medicaid) has confirmed what I wrote about nearly a month ago: Enrollment in ACA healthcare policies are at an all-time high, with over 31 million Americans currently covered by either ACA exchange plans, ACA Medicaid expansion or ACA Basic Health Plan coverage.

This news is based on a formal report issued by the Assistant Secretary for Planning & Evaluation (ASPE). Let's take a closer look!

Health Coverage Under the Affordable Care Act: Enrollment Trends and State Estimates

Based on enrollment data from late 2020 and early 2021, approximately 31 million people were enrolled in Marketplace or Medicaid expansion coverage related to provisions of the Affordable Care Act (ACA), the highest total on record.

KEY POINTS

ACA Signups Logo

A month ago I noted that by my back-of-the-envelope math, total enrollment in ACA healthcare coverage had likely reached 30 million people, concluding that:

#ACA Enrollment Is At An All-Time High Right Now Almost Any Way You Slice It.

I based this on a rough comparison of ACA enrollment in 2016 (which saw the highest ACA Open Enrollment Period enrollment to date, with nearly 12.7 million people selecting Qualified Health Plans (QHPs) during the official OEP) versus the most recent data available as of spring 2021.

My rough math was as follows (spring 2016 / spring 2021):

Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • An estimated 272,000 people in the Sacramento, Stockton and Modesto region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by May 31 so they can begin saving and benefiting from the new law on June 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • Hundreds of thousands of people in the Inland Empire, including the uninsured and people currently enrolled directly through a health insurance carrier, stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by May 31 so they can begin saving and benefiting from the new law on June 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.

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