Based on this and the existing data I have from HealthCare.Gov and the 15 state-based ACA exchanges, I concluded that:
Also, as always, remember that everything above refers to the federal exchange only; the 15 states which operate their own ACA exchanges comprise roughly 29% of the 2.1 million QHP selections nationally as of the end of June. A couple of state-based exchanges have already terminated their own SEPs (Idaho, Minnesota and Massachusetts), but the rest are still chugging along, so assuming a similar ratio for July, that would put the monthly total at around 475,000 nationally, for a grand total of roughly 2.57 million or so as of July 31st.
Today, the Centers for Medicare & Medicaid Services (CMS) released new data that shows returning consumers can save, on average, 40% off of their monthly premiums because of enhanced tax credits in the American Rescue Plan (ARP), which President Biden has proposed to extend as part of his Build Back Better Agenda. Since the implementation of the tax credits on April 1, 2021, 34% of new and returning consumers have found coverage for $10 or less per month on HealthCare.gov. A state-by-state breakdown of savings is available here.
Press Release: NY State of Health Enrollment Continues to Climb, More New Yorkers than Ever Benefitting from Affordable Health Coverage; New Yorkers Save Money on Health Coverage with American Rescue Plan Enhanced Tax Credits
Did You have Unemployment Income in 2021? You may Qualify for Health Insurance with a $0/Month Premium
July 20, 2021
ST. PAUL, Minn.—Minnesotans who received unemployment income at any time in 2021 now can access extremely low-cost health insurance through MNsure.
The new benefits were implemented as part of the American Rescue Plan legislation enacted earlier this year. New federal subsidies for private health insurance on MNsure act as an instant discount for consumers, lowering the cost for monthly premiums. Some Minnesotans can find a plan with a premium as low as $0 per month.
CMS Thursday (July 15) announced a new advertising campaign that will run in the final 30 days of the special enrollment period slated to end Aug. 15, and the agency also confirmed Inside Health Policy’sreport that the agency plans to auto-adjust tax credits for consumers who do not return to the federal marketplace starting Sept. 1.
The Access Health CT American Rescue Plan Act Special Enrollment Period has saved Connecticut residents more than $4.5 million in health insurance costs since May 1
Connecticut residents have one month left to enroll.
More than 33,000 enrollees have received new financial help, saving approximately $4.5 million dollars in total.
The American Rescue Plan Act (ARPA) made health insurance coverage more affordable for many Connecticut residents by virtually eliminating or vastly reducing monthly payments (premiums) for people with low and moderate incomes.
HARTFORD, Conn. (July 15, 2021) — Access Health CT (AHCT), Connecticut’s official health insurance marketplace, is reminding Connecticut residents they have one month left to enroll in health insurance coverage during the American Rescue Plan Act Special Enrollment Period ending August 15.
Washington, DC –The DC Health Benefit Exchange Authority (DCHBX) Executive Board voted to adopt recommendations from its Social Justice and Health Disparities Working Group, in an effort to stop racism in health care. These recommendations are focused on three crucial areas in order to establish practices, structures, and policies that can be implemented by DCHBX and DC Health Link health plans to (1) expand access to providers and health systems for communities of color, (2) eliminate health outcome disparities for communities of color, and (3) ensure equitable treatment for patients of color in health care settings and in the delivery of health care services. There are 100,000 people and more than 5,200 employers with private health insurance coverage through DC Health Link. DCHBX is responsible for DC Health Link – the Affordable Care Act on-line health insurance marketplace in DC. The recommendations are for coverage through DC Health Link. However, several recommendations will also benefit residents not covered through DC Health Link.
I didn't make any specific projection for the end of June as I've been swamped with my COVID vaccination tracking project, though I generally expected the enrollment pace to drop off significantly (anyone enrolling in June didn't have their policy kick in until July 1st, meaning their deductible & out-of-pocket cap would be the same even though they're only getting 6 months to use them up). Several hundred thousand more was a reasonable assumption, which would probably bring the national total up to somewhere in the 2 million range.
ST. PAUL, Minn.—Health insurance helps individuals and families prepare for life’s unexpected challenges. To enable more Minnesotans to gain the security of health insurance during the COVID-19 pandemic, MNsure has offered a five-month special enrollment period (SEP) that closes this Friday, July 16, 2021.
If you’re uninsured or are currently enrolled in a health plan outside of MNsure, the COVID-19 SEP is a unique opportunity for you to find affordable, comprehensive health care coverage for 2021 through MNsure. The next open enrollment window won’t be until November 2021, with coverage beginning in January 2022—so don’t wait!