From: Heather Korbulic, Executive Director, Silver State Health Insurance Exchange
Today, the U.S. Supreme Court dismissed a challenge from 18 states to the Affordable Care Act (ACA)—a decision that keeps the law intact and saves health care coverage for hundreds of thousands of Nevadans. For more than a decade, the ACA has helped Nevadans secure coverage, whether it is through the expansion of Medicaid, subsidies on the Exchange, or consumer protections built into the law.
The urgent need for comprehensive and affordable health care coverage has only increased throughout the pandemic and both Nevada Medicaid and the Nevada Health Link, the online health insurance marketplace operated by the Silver State Health Insurance Exchange, have been there to support Nevadans throughout this crisis and will be there as the state recovers. This is an important day for our country and an important win for Nevadans.
Now that I've developed a standardized format/layout & methodology for tracking both state- and county-level COVID vaccination levels by partisan lean (which can also be easily applied to other variables like education level, median income, population density, ethnicity, etc), I've started moving beyond my home state of Michigan.
At the same time, however, Nevada is also in the process of moving their own Public Option bill through the state legislature. I honestly haven't been keeping track of this one lately (there's a lot of healthcare happenings to keep abreast of, folks!), but it sounds like a pretty big deal.
While (assuming it gets passed, signed and implemented) it won't have the bragging rights of being either the first or even second state to do so, it should have a much more important claim to fame: The first true state-level Public Option. As the great Louise Norris notes:
Nevada Health Link Saves Thousands of Nevadans Money Through 2021 Special Enrollment Periods
CARSON CITY, Nev. (May 17, 2021) –Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), has enrolled more than 7,600 Nevadans since the implementation of two Special Enrollment Periods in 2021, including more than 4,500 enrollees since April 20, attributed to the American Rescue Plan Act (ARPA or American Rescue Plan).
The American Rescue Plan, which was signed into law on March 11, provides Nevadans with a Special Enrollment Period where insured and uninsured Nevadans can take advantage of new, drastically reduced insurance premiums from now until August 15.
There's no formal press release yet, but I've confirmed that the Nevada Health Link ACA exchange has enrolled 6,908 additional Nevadans in ACA exchange coverage via the COVID Special Enrollment Period as of yesterday (5/06) so far.
This breaks out to around 85 per day from 2/15 - 5/06.
Unfortunately, I don't have Nevada's 2019 or 2020 SEP enrollment handy for comparison, but NV's statewide population (3.10) is right in between Arkansas (3.03 million) and Iowa (3.19 million), which at least allows for a rough comparison:
This strongly suggests that Nevada's 85/day average is perhap 2.5x higher than 2019 and perhaps twice as high as 2020, although 2020 is a fuzzier comparison since HC.gov didn't have a COVID SEP last year while the Nevada Health Link did.
Nevada Health Link Announces Health Insurance Savings Through the American Rescue Plan Act
Nevadans seeking health coverage can access increased or expanded subsidies and premium savings, healthcare tax credits, expanded COBRA protections and increased plan options
CARSON CITY, Nev. (April 16, 2021) – Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), is offering even bigger coverage savings to eligible uninsured and insured off-Exchange Nevadans. These new enhancements are in accordance with the newly-enacted American Rescue Plan Act (ARPA or American Rescue Plan) of 2021 passed by Congress and signed into law by President Biden on March 11, 2021.
Nevada Health Link opened a Special Enrollment Period (SEP) for uninsured Nevadans, starting February 15 through August 15, 2021. The SEP is in accordance with the Executive Order issued by President Biden last month, in response to the ongoing national emergency presented by COVID-19.
Coming soon! Thanks to the recently passed American Rescue Plan, we’ll soon be offering more money to help pay for your coverage. Learn more here.
The Division of Insurance (“Division”) encourages all Nevadans to take advantage of the new saving opportunities offered by the American Rescue Plan Act of 2021 (“ARPA”). The ARPA, enacted earlier this month, creates more opportunities for Nevadans to save on health insurance coverage.
“I urge consumers, especially those who have off-exchange plans, have no insurance or have found themselves uninsured to start thinking now about how they can benefit from this new law because certain benefits in the ARPA have deadlines,” said Insurance Commissioner Barbara Richardson. “Each month that a consumer does not take advantage of these new low or no cost opportunities, they are leaving money on the table.”
The ARPA will lower monthly premium costs; increase subsidy eligibility for consumers making above the 400% of the Federal Poverty Level; provide options for people who are on unemployment for $0 premium plans; and it will provide 100% COBRA subsidy for six months.
Statement re: 11th Anniversary of the Affordable Care Act
Heather Korbulic, executive director, Silver State Health Insurance Exchange
Tomorrow, March 23, 2021, marks 11 years since the passing of the Affordable Care Act (ACA), the landmark reform law that is credited with increasing access to quality healthcare for millions of Americans, forever changing the national healthcare landscape.
Here in Nevada, the ACA is responsible for the creation and ongoing operations of the Silver State Health Insurance Exchange that has provided healthcare coverage to hundreds of thousands of Nevadans who would otherwise be without coverage to receive essential and critical healthcare services. Since the passage of the ACA and the implementation of Nevada Health Link, the Exchange’s online marketplace for ACA-compliant insurance plans, Nevada's number of uninsured has decreased from a staggering 23 percent to 11 percent.