SEPs

Nevada Health Link Logo

Via Nevada Health Link:

17,000 Nevadans Saved on Health Insurance Plans Through Nevada Health Link

  • The online insurance marketplace increased total enrollments by 7.6% during American Rescue Plan Enrollment Period

CARSON CITY, Nev. (Aug. 23, 2021) – Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), announced that more than 17,000 Nevadans took advantage of premium savings during an Open Enrollment Period (OEP) created by the American Rescue Plan Act (ARPA or American Rescue Plan).

Due to the COVID-19 pandemic and efforts to ensure more Americans are covered by health insurance, The American Rescue Plan Act was signed into law on March 11 of this year, allowing uninsured Nevadans additional opportunities to enroll in health insurance benefits along with significant savings. Customers who were already enrolled also had the opportunity to take advantage of increased subsidies through the Nevada Health Link marketplace.

MA Health Connector

Last week I noted that MNsure, Minnesota's state-based ACA exchange, announced that while the general, open-ended 2021 Special Enrollment Period had ended back in mid-July, they're still letting any Minnesotan who received unemployment benefits at any point in 2021 the opportunity to enroll in ACA healthcare coverage & take advantage of the American Rescue Plan's Unemployment Benefit.

The key point is that Minnesotans can still do so even if they received UI benefits prior to the July 15th SEP deadline. This means that if you were on unemployment back in, say, January or February, and you still need healthcare coverage for the remainder of 2021, you can still visit MNsure.org and get coverage for the last 4 months of this year for $0 in premiums and with mostly nominal deductibles/co-pays (assuming you aren't eligible for employer-based coverage, Medicaid, etc. instead).

CMS Logo

via Amy Lotven of Inside Health Policy:

CMS tells Inside Health Policy that it will be releasing a final report on its COVID-19 Special Enrollment Period in September and points out that consumers who submitted their applications by the Aug. 15 SEP deadline still have 30 days to select a plan. Additionally, staffers are contacting the “very small group” of consumers who reached out to the Marketplace Call Center just before the deadline but were unable to get through to a representative so that those individuals have a chance to enroll, the agency confirms.

The final report was obvious, since the 2021 "No Excuses Needed" SEP still ran through August 15th in most states (and is still ongoing in a few), but I figured they'd come out with it in late August, not September.

I admit that I didn't know (or had forgotten?) about those who submitted their apps prior to 8/15 still having a full month to select a plan. Granted, if they wait until mid-September their coverage won't start until October, giving them just 3 months to use up a full 12-month deductible, but still.

New Jersey

via the New Jersey Dept. of Banking & Insurance:

NJ DOBI Announces Grant Opportunity for Navigators to Assist New Jerseyans With Health Insurance Enrollment

  • Open Enrollment Period at Get Covered New Jersey Begins November 1, 2021

TRENTON – The New Jersey Department of Banking and Insurance today announced it is now accepting applications for community organizations to serve as Navigators to assist residents with health insurance enrollment for the upcoming Open Enrollment Period and during 2022. The department is making available a total of $4 million in grant funding for Navigators, in an effort to ensure enrollment assistance is available in the community for residents seeking coverage through Get Covered New Jersey, the state’s official health insurance marketplace, during the Open Enrollment Period that starts November 1, 2021 and through the year.

Pennie Logo

I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

(again, this is outdated as the SEP is now over but it includes some important data points)

via Pennie, Pennsylvania's state-based ACA exchange:

Wolf Administration Commemorates Pennie’s Two-Year Anniversary; Encourages Pennsylvanians to Enroll in Health Coverage

  • Deadline to Receive 2021 Savings on Health Coverage is August 15

Harrisburg, PA – The Wolf Administration today commemorated the two-year anniversary of Pennie, Pennsylvania’s state-based health exchange. To date, more than 335,000 consumers have enrolled for coverage through Pennie and, because of the American Rescue Plan, average premiums after subsidies have dropped by half since the beginning of the year, down to $86 a month.

New Jersey

I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

This press release from the New Jersey Dept. of Banking & Insurance came out a few days ago but it's still relevant since NJ is one of a handful of states which have extended their 2021 "No Excuse Needed" Special Enrollment Period out beyond August 15th:

Murphy Administration Officials Encourage Residents Without Health Insurance, Who Received Unemployment Benefits in 2021, to Get Covered

MNsure Logo

I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

As I've noted several times before, the American Rescue Plan includes an extremely helpful provision for any American who received unemployment benefits at any point during 2021. The short version is that if you received UI benefits for even a single week this year and want to enroll in ACA exchange coverage, your household income will be defined as being 133% of the Federal Poverty Level for purposes of ACA subsidy eligibility regardless of how high or low your actual 2021 income ends up being.

This means, in turn, that you're eligible for a fully-subsidized ACA exchange plan...that is, there will be at least one Silver plan available for $0/month in premiums after subsidies are applied.

Connect for Health Colorado Logo

I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

Most of this press release is no longer relevant as the 2021 "No Excuse Needed" Special Enrollment Period is over now, but there's one important data point which is worth noting:

Last Call for Coloradans to Sign Up for 2021 Health Coverage

  • After August 15th, you’ll need a qualifying event to enroll

DENVER — Coloradans have until Sunday, August 15th to sign up and save on health coverage through Connect for Health Colorado. Thanks to a new federal law, more Coloradans are eligible to save than ever before. But this is the last chance for people to enroll in a plan that provides coverage this year unless they experience a Qualifying Life Event.

HealthCare.Gov Logo

The previous CMS Special Enrollment Period report put the HC.gov total at 1.52 million via HC.gov as of the end of June. In addition, the press release and Sec. Becerra's comments noted that there were at least 600,000 additional SEP enrollments via the 15 state-based ACA exchanges (SBMs), for a total of at least 2.1 million nationally as of the end of June.

Last week I gave a rough estimate of perhaps another 340K more new enrollees via HC.gov for the month of June along with another ~135K via the 15 SBMs, which would bring the grand total up to around 2.57 million nationally.

As I noted this morning, CMS has confirmed almost exactly this total as of the end of July: Over 1.8 million via HC.gov plus another 723,000 via the SBMs, or over 2.5 million total. In fact, when you read the exact figures in the HC.gov report, it's even closer than that:

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