Colorado & Nevada remind Friday enrollees they have to utilize the Special Enrollment Period ASAP to avoid losing coverage starting September 1st

I thought I had finally posted the last entry regarding the Friday Health Plans debacle, but there's still some mopping up left to do in a few states.

via Connect for Health Colorado:

Friday Health Plans Coverage Ending August 31

DENVER— Today, the Colorado Division of Insurance (DOI) announced that they have asked the courts to move Friday Health Plans of Colorado into liquidation, which will end coverage for Friday Health Plans customers on August 31, 2023. 

Chief Executive Officer of Connect for Health Colorado, Kevin Patterson, released the following statement: 

“I am confident that Connect for Health Colorado has the enrollment support network and resources in place to help Friday Health Plans customers find a new plan and enroll for the remainder of the year. In fact, nearly 4 out of 5 Friday Health customers enrolled with the help of a certified Broker when they picked a plan during Open Enrollment. I’m grateful we can count on those experts to provide guidance and individual support to these customers now as they need it. Additionally, we’ll be communicating with Friday Health Plans customers regularly leading up to and during Open Enrollment to ensure they have the support and information they need to stay covered next year. If you’re enrolled with Friday Health Plans and have any questions at all, contact Connect for Health Colorado as soon as possible to get started. We are here to help you every step of the way.”  

Connect for Health Colorado and the Division of Insurance have created this list of Frequently Asked Questions for Friday Health Plans customers.

From the FAQ:

The Colorado Division of Insurance (DOI) has filed with the Denver District Court to Liquidate Friday Health Plans of Colorado. This means that Coloradans who currently have health insurance from Friday Health Plans will have that coverage end on August 31, 2023. If you’re a Friday Health Plans customer, you will need to take action to enroll in new health insurance for the remainder of 2023 and to avoid becoming uninsured.

You will have a Special Enrollment Period (SEP) when you can enroll in new coverage for September through December 2023. It’s important to act soon so that you (and any covered family members) are not left uninsured come September 1.

If you are enrolled in a plan from Friday Health through Connect for Health Colorado or through Colorado Connect, including the OmniSalud program, you can select new health insurance through those enrollment platforms.

If you’re enrolled in a plan through Connect for Health Colorado or through Colorado Connect, including the OmniSalud program, your Special Enrollment Period will start on July 17, 2023 and run until October 31, 2023.

via Nevada Health Link:

FOR IMMEDIATE RELEASE – July 25, 2023

ATTENTION: Important Information for Members on Friday Health Plans of Nevada Members Special Enrollment Period Offered to Find New Coverage

• Friday Health Plans will end operations on August 31, 2023 - Members encouraged to shop NevadaHealthLink.com for quality and affordable health insurance plans

CARSON CITY, NV – Friday Health Plans of Nevada (FHP-N) has begun winding down its operations in Nevada, and the Receiver is asking the Court to place FHP-N in liquidation. The Court has ordered a liquidation date of September 1, 2023.

Coverage for existing FHP-N members will end at midnight on August 31, 2023. A special enrollment period will open for existing FHP-N members to enroll in a new health insurance policy on Nevada’s Silver State Health Insurance Exchange (Exchange), the state agency overseeing the online health insurance marketplace, NevadaHealthLink.com, before the current coverage is terminated.

The special enrollment period through NevadaHealthLink.com is open now through October 31, 2023 for any Nevadan who lost health insurance through Friday Health Plans, including those with plans on or off the Marketplace. Consumers can visit NevadaHealthLink.com or call 1-800-547-2927 to shop for and enroll in a new plan and take advantage of tax credits or subsidies they may qualify for based on income.

“Nevada Health Link is committed to offering quality and affordable health insurance options. We have a network of over 700 brokers and seven navigator entities across the state offering free enrollment assistance to any Nevadan who will experience a loss of coverage from Friday Health Plans,” says Katie Charleson, Communications Officer for Nevada Health Link. “Nevada Health Link partners with six insurance carriers offering nearly 100 different Qualified Health Plans options on NevadaHealthLink.com, all plans cover the 10 essential health benefits. We encourage Nevadans to explore online or talk to an enrollment assister to find a new health plan that best fits you and your family and to see if you qualify for subsidies to help lower the cost of monthly premiums.”

To avoid a gap in coverage, FHP-N members must enroll in a new health insurance plan on or before August 31, 2023. Consumers who fail to enroll in a new health plan by this date will still have until October 31, 2023, to purchase health insurance, but they may experience a gap in coverage.

IMPORTANT DATES

• July 25, 2023: Special Enrollment Period Begins
• August 31, 2023: Last Day to Enroll Without a Gap in Coverage
• August 31, 2023: Friday Health Plans of Nevada Coverage Ends
• October 31, 2023: Last Day of Special Enrollment Period
• November 1, 2023: Open Enrollment Period on Nevada Health Link Begins

Providers should continue to service all FHP-N members through August 31, 2023, and should not demand payment other than the proper cost share associated with the medical service and relevant health plan. Once in liquidation, the Nevada Life and Health Insurance Guaranty Association will address provider claims for services performed on or before August 31, 2023, in accordance with the policy and Nevada law.

FHP-N is a Nevada-domiciled health insurance company and a subsidiary of Colorado-based Friday Health Plan Group. As of July 25, 2023, FHP-N has approximately 3,000 enrollees in Nevada.

For more information, please visit the updated FAQs website at fridayhealthplansofnevada.com.