Dental Plans

Covered California Logo

via Covered California:

  • The weighted average rate for Covered California’s dental coverage in 2023 will decrease by 1.7 percent, marking the second consecutive year that premiums have gone down for consumers.
  • More than 294,000 Covered California enrollees have supplemented their health insurance by purchasing optional adult dental coverage, an increase of 28 percent over the previous year.
  • Eligible consumers can add dental coverage to their plan when they sign up for health insurance during Covered California’s current special-enrollment period, or during open enrollment, which will start this fall.

La versión en español de este Comunicado puede ser descargada en este enlace

Covered California Logo

I don't write about standalone dental insurance plan coverage very often (and honestly, neither does HealthCare.Gov or the state-based ACA exchanges), but it's obviously pretty important.

Today, Covered California made a rare announcement about dental plans:

Covered California Announces Premium Decrease for Dental Plans in 2022

I don't write about dental plan coverage very often; the only time I've ever really talked about it at length was my angry rant at the HHS Dept. on November 20, 2014 after it was discovered that someone at HHS/CMS screwed up royally by mistakenly lumping in several hundred thousand standalone dental plan enrollments with the full Qualified Health Plan enrollments, falsely making it look like the effectuated enrollment was around 7.3 million people as of August when in fact the number had fallen below the 7.0 million mark.

Otherwise, I don't really talk about dental plans much. There's actually two ways people can sign up for dental plans via the ACA exchanges: Either as "enhanced" QHPs (ie, full healthcare policies which also bundle dental coverage with them...which all of them really should IMHO, seeing how your teeth and gums are part of your body, after all), or as separate, standalone plans which are optional (that is, you don't have to have dental coverage in order to meet the ACA's Individual Mandate requirement).

Advertisement