Cost Increases from Washington’s Inaction Drives nearly 70,000 New Jerseyans to Drop Health Coverage since January
Expiration of Federal Subsidies Increase Health Care Costs for Working and Middle-Class New Jerseyans
Residents Urged to Stay Covered to Protect Their Health and Avoid Higher Out-of-Pocket Health Care Costs
TRENTON — -- Inaction by the Trump Administration and Congress to extend federal enhanced premium tax credits for consumers purchasing coverage through health insurance marketplaces under the Affordable Care Act has resulted in nearly 14% of those initially enrolled in health plans through Get Covered New Jersey to drop their coverage. As of April 15, 2026, total enrollment on the State Exchange stood at 440,362 – reflecting a net loss of 68,830 enrollees since the end of Open Enrollment.
Earlier this week the New Jersey Dept. of Banking & Insurance put out a press release with the final 2026 ACA Open Enrollment Period data for the state:
Enrollment Expected to Decline As Federal Changes Continue to Impact Affordability
TRENTON —More than 509,000 New Jersey residents enrolled in health insurance coverage for 2026 through Get Covered New Jersey, the state’s Official Health Insurance Marketplace, during the Open Enrollment Period. However, the state is cautioning that the full effect of the loss of federal subsidies has not impacted the marketplace yet and is predicting a material drop off in enrollment this Spring.
Earlier today the New Jersey Dept. of Banking & Insurance put out a press release urging NJ residents to enroll in ACA coverage ahead of the final enrollment deadline on Saturday, January 31st.
The release also included some enrollment stats (including some pretty depressing ones), as well as a link to Get Covered NJ's Week 9 enrollment report:
As of January 2, 2026, a total of 493,727 residents are signed up for 2026 health coverage with Get Covered New Jersey, including 50,108 new consumers and 203,836 consumers who actively selected a plan. During the 2025 plan year, a total of 481,151 residents were signed up for 2025 health coverage with Get Covered New Jersey, including 70,507 new consumers as of January 2, 2025. The number of new consumers enrolling in coverage has decreased by nearly 30% in plan year 2026.
TRENTON — As the January 31 final deadline for Open Enrollment approaches, New Jersey residents still in need of health insurance are encouraged to explore plan options for 2026 through Get Covered New Jersey, the State’s Official Health Insurance Marketplace, New Jersey Department of Banking and Insurance Acting Commissioner Susan Ochs said today, reminding residents that financial help and community-based enrollment assistance remains available.
Open Enrollment is the only time of year residents can enroll in a plan, unless they have a major life event, such as marriage, pregnancy, or a move that qualifies them for a Special Enrollment Period.
TRENTON — With a critical deadline approaching to enroll in 2026 health coverage through Get Covered New Jersey, Department of Banking and Insurance Commissioner Justin Zimmerman is encouraging residents in need of health insurance to enroll by December 31st for coverage that is effective on January 1st .
Open Enrollment at Get Covered New Jersey, the state’s Official Health Insurance Marketplace, runs from November 1, 2025, through January 31, 2026, but consumers must enroll in a plan by December 31, 2025, for coverage beginning January 1, 2026. Those who enroll by January 31, 2026, will have coverage beginning on February 1, 2026.
NJ Department of Banking and Insurance Releases Initial Health Insurance Rates for the Individual Market for Plan Year 2026
Federal Inaction on Enhanced Premium Tax Credits Among Issues Impacting Consumer Costs
TRENTON — The New Jersey Department of Banking and Insurance today announced that plan year 2026 health insurance initial rates have been submitted by insurance carriers operating in the individual market, which includes Get Covered New Jersey, the State’s Official Health Insurance Marketplace.
Open Enrollment Period through Get Covered New Jersey Begins November 1, 2025
TRENTON — New Jersey Department of Banking and Insurance Commissioner Justin Zimmerman today announced a total of $5 million in available grant funds for community organizations to apply to serve as state-certified Navigators for the Get Covered New Jersey Open Enrollment Period and throughout 2026. Navigators offer free, unbiased, community-based education and assistance to consumers seeking to enroll in health insurance through Get Covered New Jersey, the State’s Official Health Insurance Marketplace.
Enrollment More Than Doubled Since the Murphy Administration Took Over Operations of Marketplace - Over a Half a Million New Jerseyans Signed Up for 2025 Coverage
Residents with a Qualifying Life Event or Who Meet Certain Income Levels Still Have Options to Get Covered
TRENTON — Governor Phil Murphy and New Jersey Department of Banking and Insurance Commissioner Justin Zimmerman today announced that Get Covered New Jersey – the State’s Official Health Insurance Marketplace – hit an all-time record enrollment with more than a half a million New Jerseyans signed up for 2025 health coverage. Enrollment on the marketplace has more than doubled since the Murphy Administration took over operations from the federal government and launched Get Covered New Jersey in 2020.
via the NJ Dept. of Banking & Insurance (via email; no link yet):
Residents Urged to Sign up for Health Coverage before Open Enrollment Deadline on January 31
TRENTON — Get Covered New Jersey, the state’s Official Health Insurance Marketplace, continues to draw record sign ups for 2025 coverage, topping 481,000 in the first nine weeks of the Open Enrollment Period that started on November 1, 2024, New Jersey Department of Banking and Insurance Commissioner Justin Zimmerman announced today.
The Department also continues to hold pop-up enrollment and assistance events at several New Jersey shopping malls throughout the state in January to boost awareness, provide resources and encourage residents to enroll in 2025 health coverage before the end of Open Enrollment on January 31.
NJDOBI Announces Record Enrollment to Date for 2025 Health Insurance Through Get Covered New Jersey
Residents Must Enroll by Dec. 31 for Coverage Starting Jan. 1; Open Enrollment Ends Jan. 31
TRENTON — Nearly 450,000 New Jersey residents have signed up for a 2025 health insurance plan through Get Covered New Jersey, the state’s Official Health Insurance Marketplace, in the first five weeks of the state’s Open Enrollment Period – a dramatic increase from 330,901 who had selected plans by this time last year, New Jersey Department of Banking and Insurance (DOBI) Commissioner Justin Zimmerman announced today.
