Pennsylvania

via Pennie, Pennsylvania's new state-based ACA exchange:

Pennie Opens a COVID-19 Enrollment Period Which Will Run Until May 15

  • Uninsured Pennsylvanians or those affected by COVID-19 can visit pennie.comand enroll in a plan through May 15.  

 Harrisburg, PA – February 17, 2021 – Uninsured Pennsylvanians can act now and enroll in 2021 coverage during Pennie’s COVID-19 Enrollment Period. Pennie, Pennsylvania’s state-based health insurance marketplace, is proud to provide individuals across the Commonwealth additional time to enroll in health insurance to protect them and their families from the cost of the COVID-19 virus. This enrollment period is in-line with President Biden’s recent Executive Order and is open for all Pennsylvanians who have been impacted by COVID-19. Anyone otherwise eligible to enroll in coverage through Pennie™ can do so from now until May 15.

The new Pennsylvania ACA exchange, Pennie, just issued their final official 2021 Open Enrollment report and (as expected) is also joining most other states in re-opening for a COVID-19 Enrollment Period:

Press Release – Pennie Exceeds Expectations & Extends Enrollment for COVID-19

  • As a state-based marketplace, Pennie increases new enrollment by 9.7% and raises total enrollment to nearly 338,000. Now, Pennie is offering more time to enroll in plans for those affected by COVID-19.
  • Pennsylvanians who have recently lost health coverage or have been affected by COVID-19 can visit pennie.com and enroll in a plan from February 15 through May 15.

It's turned into an annual tradition: The official annual ACA Open Enrollment Period (OEP) runs from November 1st - December 15th, but most of the state-based ACA exchanges have later deadlines. hThen, right around the 12/15 point, it begins: One by one, some of the state-based exchanges announce further extensions of their deadlines to #GetCovered for the upcoming year.

In some cases they simply bump out the deadline for coverage starting in January, with the final "hard" deadline for February or March coverage staying where it is. In other cases they were never allowing Open Enrollment start dates past January to begin with, so it's the hard deadline which is being extended.

In any event, here's this year's batch of announcements; note that this list could grow longer over the next week or two:

There's no formal press release, but Pennie, Pennsylvania's brand-new state-based ACA exchange just noted via their official Twitter account that they're extending the enrollment deadline for coverage starting January 1st by one week:

IMPORTANT ANNOUNCEMENT! We have extended the deadline! You now have until Tuesday, December 22 to select health coverage that begins New Year’s Day.

— Pennie (@PennieOfficial) December 15, 2020

via Pennie, PA's new ACA exchange:

Governor Wolf Declares Dec. 10 Get Covered 2021 Pennsylvania Day in Support of the National Initiative, Get Covered 2021

  • Pennie stressed the December 15 plan selection deadline and the connection between health coverage and COVID-19 safety

Harrisburg, PA – December 10, 2020 – Today, Pennsylvania leadership announced a statewide partnership with Get Covered 2021 and re-emphasized the vital role that health coverage plays in the overall health and well-being of all Pennsylvanians. Improving access to affordable, quality health coverage is a priority for Pennie, Pennsylvania’s new state-based health insurance marketplace.

Get Covered 2021 is a national initiative promoting COVID-19 safety precautions and the importance of having health coverage. Pennie, in partnership with Pennsylvania leadership, along with 15 other states and Washington D.C., hundreds of health associations, sports figures, and celebrities have joined together to help spread the word to “mask up and get covered.”

via Pennie, PA's new ACA exchange:

December 15 is the Deadline for Individuals to Enroll in Health Insurance Coverage for January 

  • Pennie urges all Pennsylvanians seeking 2021 coverage to enroll this Open Enrollment 

Harrisburg, PA – December 7, 2020 –  Pennie, the state’s new health insurance marketplace is approaching its first enrollment deadline. December 15th is the last day for individuals and families to purchase health coverage starting January 2021. Current and potential customers are encouraged to select a plan by December 15 to ensure continuous coverage.

Pennie allows customers to compare and shop for medical and dental insurance from participating insurers, who are required to offer qualified, comprehensive plans. Pennie is also the only source for financial assistance to help lower the cost of coverage and care and nearly 9 out of 10 of customers qualify for financial assistance

As I've noted several times before, two more states have split off from the federal ACA health insurance exchange (HealthCare.Gov) this year. New Jersey and Pennsylvania have joined twelve other states (and DC) in operating their own full ACA enrollment platform.

In the case of Pennsylvania, they decided to call theirs "Pennie" (Pennsylvania Insurance Exchange), and judging by their first enrollment report, it looks like it's off to a great start:

Open Enrollment Early Highlights

Back in early August, the Pennsylvania Insurance Dept. issued the preliminary rate filings for PA's individual and small group market carriers. At the time, the weighted average rate change being requested on the individual market came to a 2.6% reduction in unsubsidized premiums, while the average small group plan was set to increase by 2.3%.

Last week, the PA DOI issued their final decisions for the long list of carriers on each market, and the changes were...minimal, really. In fact, there was no change at all made to most requested rate filings--only two of the 17 indy market carriers saw a change (reductions for each), and only four of the 21 small group carriers did...and even then, the changes aren't terribly dramatic, just a few percentage points in most cases.

Here's the press release:

Insurance Department Announces Lower ACA Individual Plan Health Insurance Rates, Attributes Them To New State-Based Exchange And Reinsurance Program

Pennsylvania launches new state-based health insurance marketplace, Pennie

  • Pennie replaces Healthcare.Gov and will improve access to coverage and increase affordability

Harrisburg, PA – September 22, 2020 – Today, Pennsylvania announced, Pennie, the new state-based health insurance marketplace for 2021 coverage. Pennie is available to all Pennsylvanians and aims to improve the accessibility and affordability of individual market health coverage. It is also the only place that connects Pennsylvanians to financial assistance to reduce the cost of coverage and care.

Pennie was created by Act 42 of 2019, passed unanimously by both chambers of the General Assembly and signed into law by Governor Tom Wolf on July 2, 2019.

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