Get Covered

MNsure Logo

via MNsure, Minnesota's ACA exchange:

Starting Tuesday, November 1, 2022, Minnesotans can enroll in comprehensive medical and dental coverage for 2023 and access exclusive savings that lower the cost of monthly premiums through MNsure, Minnesota’s health insurance marketplace.

Now in its tenth year of serving Minnesotans, MNsure is the trusted source to find health plans that meet the needs and budgets of Minnesotans. MNsure’s open enrollment period will run from November 1, 2022, through January 15, 2023. Open enrollment is the annual opportunity for Minnesotans to compare options, sign up for health coverage, or change plans.

“We’re looking forward to helping many new families enroll in coverage through MNsure for the first time this year,” said MNsure CEO Nate Clark. “If you’ve thought MNsure doesn’t have anything to offer your family because you didn’t qualify for tax credits before, now is the time to take another look. New federal rules have changed who’s eligible for savings and now more Minnesotans will be able to access tax credits that will lower premium costs by $560/month, on average, in 2023.”

Washington HealthPlan Finder

via the Washington Health Benefit Exchange:

Preview available 2023 health plans ahead of open enrollment

Shop new savings available to you in 2023 before open enrollment begins on Nov. 1

Washingtonians can start to shop, compare, and find new savings opportunities on Washington Healthplanfinder prior to the beginning of open enrollment. Now through Oct. 30, individuals and families can visit wahealthplanfinder.org to preview their 2023 plan options and sign up for a reminder email when open enrollment is open — Nov. 1, 2022, through Jan. 15, 2023.

“Plan preview allows Washingtonians added time to learn about the health plans and savings available to them prior having to make a final decision,” interim CEO Jim Crawford said. “This year, there are more savings available than ever before with the introduction of Cascade Care Savings.”

New York State of Health

via NY State of Health:

Certified Enrollment Assistors Available to Meet with Shoppers On Site

ALBANY, NY (October 20, 2022) – NY State of Health, the state’s official health plan Marketplace, today announced its continued partnership with Rite Aid to help New Yorkers find a health plan that fits their needs and budget. Certified Enrollment Assistors will be available at Rite Aid locations across the state to provide information about affordable coverage, answer questions and make enrollment appointments.  Assistors will be available near pharmacies at select locations statewide on October 22, 2022, from 9 a.m. to 1 p.m.  Enrollment for 2022 coverage remains open for Medicaid, Essential Plan, Child Health Plus and Qualified Health Plans (QHP). New Yorkers can newly enroll (or renew current coverage) in a Qualified Health Plan for 2023 starting November 16, 2022.

MNsure Logo

via MNsure, Minnesota's ACA exchange:

This open enrollment season, be on the lookout for online scams targeting Minnesotans who need health insurance. MNsure’s open enrollment period runs from November 1, 2022, through January 15, 2023. Scammers take advantage of this opportunity to try to trick Minnesotans into purchasing products that do not provide comprehensive coverage

For example, if you search for MNsure online, you may see ads or websites that appear to be the official MNsure website but are not. Some of these sites collect your contact information and may bombard you with phone calls. Scammers also may claim they can find you a better plan for less money or threaten that your coverage will be discontinued if you don’t re-enroll.

Here are three tips to verify you’re working with MNsure and purchasing comprehensive health care coverage:

Access Health CT Logo

via Access Health CT, Connecticut's ACA exchange:

Access Health CT (AHCT) today announced Navigator partnerships with the Community Health Center Association of CT (CHCACT) at its Danbury, Norwich and Willimantic locations, Community Renewal Team (CRT) in Hartford, Greater Bridgeport Area Prevention Program (GBAPP) in Bridgeport and New Opportunities, Inc. in Waterbury. These partnerships increase the number of Navigator locations in the state and deepen AHCT’s reach into Connecticut communities where residents can get one-on-one health insurance enrollment help year-round.

“Our Navigator program is a critical part of our outreach, particularly to underserved communities,” said Chief Executive Officer of Access Health CT, James Michel. “It was important to us to expand this service, so all Connecticut residents can get the help they need to enroll in health insurance plans throughout the year. Qualifying life events that allow you to enroll in health insurance outside of the annual Open Enrollment period, like getting married or having a baby, can happen any time. We want residents to have somewhere to turn all year.”  

The 2023 ACA Open Enrollment Period is still ongoing in 6 states, and many people can still enroll in other states as well!

The 2023 OEP is the best ever for the ACA for several reasons:

  • Second, because several states are either expanding or retooling their own state-based subsidy programs to make ACA plans even more affordable for their enrollees;

There's also expanded carrier & plan offerings in many states/counties, and as always, millions of people will be eligible for zero premium comprehensive major medical policies.

If you've never enrolled in an ACA healthcare policy before, or if you looked into it a few years back but weren't impressed, please give it another shot now. Thanks to these major improvements it's a whole different ballgame.

Here's thirteen important things to know when you #GetCovered for 2023:

Your Health Idaho Logo

I truly apologize for somehow missing this:

Open Enrollment for 2023 Health Insurance Begins October 15

Idahoans can now determine their tax credit and shop for a plan within minutes.

 BOISE, Idaho – Open Enrollment for health insurance in Idaho starts tomorrow, October 15. Idahoans can enroll in 2023 medical and dental coverage through Your Health Idaho, the state’s health insurance exchange. For the first time ever, Idahoans will be able to apply for a tax credit and health insurance on the same application and find out if they qualify within minutes. The new technology is designed to improve Idahoan’s health insurance shopping experience.

Washington HealthPlan Finder

via the Washington Health Benefit Exchange:

New state savings available for 2023 provide an unprecedented opportunity to get covered Olympia, WA

More than 40% of Washingtonians who get their health insurance through Washington Healthplanfinder could receive brand new state-funded premium subsidies when enrolling in coverage for 2023. To get these new savings — called Cascade Care Savings — customers can newly sign up for, or switch to, a qualifying plan during open enrollment starting Nov. 1.

Building upon high-quality Cascade Care plans introduced in 2021, Cascade Care Savings is for Washingtonians making up to 250% of the federal poverty level (FPL) — generally low-wage and part-time workers. These savings are available exclusively through Cascade Care Silver and Gold plans offered on Washington Healthplanfinder.

MNsure Logo

via MNsure, Minnesota's ACA exchange:

ST. PAUL, Minn.—Minnesotans who need health insurance can now shop and compare medical and dental plans for 2023 through MNsure, Minnesota's health insurance marketplace. MNsure's open enrollment period starts November 1 and runs through January 15, 2023, but Minnesotans can use MNsure's plan comparison tool this month to check out their options and get a cost estimate so they are ready to sign up for coverage when open enrollment begins.

"There is great news for Minnesotans shopping for 2023 health coverage through MNsure," said MNsure CEO Nate Clark. "With larger tax credits available for more Minnesotans, we estimate Minnesota families will save an average $560/month ($6,700/year) when they buy coverage and access financial help that's only available through MNsure."

Family Glitch

This is partly a repost of mine from April 2021, but with some important updates:

Of all the problems the ACA has encountered over the 12 years since it was first signed into law by President Obama, one of the most irritating ones had nothing to do with Republican sabotage. The call on this one was made by the IRS (then under the Obama Administration), based on their interpretation of a few bits of language within the legislative text itself back in 2013: The Family Glitch.

As explained by the brilliant Louise Norris:

We still get calls on a regular basis from people who are shopping for individual insurance because adding dependents to their employer plan is prohibitively expensive. We estimate that roughly 20 percent of the people who contact us are in this situation.

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