New law clearly separates short term limited medical plans from Health Link
RENO, Nev. (KOLO) - Broker Alex Sampson is busy these days helping local residents connect with a health insurance program through Nevada Health Link.
But just seven days ago, a new law went into effect here in Nevada which may make the process less confusing for consumers looking for health care insurance coverage on their own.
The law impacts short term limited health medical plans. These are plans which provide very limited coverage for one year only to customers and could be confused with policies on Health Link.
“They are being advertised as extremely affordable plans,” says Janel Davis, Health Link Communications Officer. “But again when they go to use those plans and they go to the hospital for example, what they are finding out; what they need health wise is not covered,” says Davis.
ALBANY, N.Y. (January 06, 2021) – NY State of Health, the state’s official health plan Marketplace, wants New Yorkers to know it is not too late to get health insurance coverage for 2021, even if they have missed the December 31 enrollment deadline. The Marketplace is reminding consumers to enroll in a Qualified Health Plan (QHP) by January 15 for coverage effective February 1.
“NY State of Health remains steadfast in our commitment to getting uninsured New Yorkers the coverage they deserve,” said NY State of Health Executive Director, Donna Frescatore. “The marketplace continues to provide affordable, comprehensive health care options during the COVID-19 public health emergency, and we encourage anyone who needs health insurance to enroll now.”
The Marketplace offers many quality, low-cost health insurance options, with a choice of insurers in every county. Free enrollment assistors are available by phone to help individuals find the best plan for themselves and their families.
As part of the state’s overall response to the coronavirus, and in an effort to prioritize health and safety, Maryland Health Connection opened a new special enrollment period for uninsured Marylanders to enroll in a private health plan. Here’s what you need to know:
When your coverage begins
The coronavirus emergency special enrollment period will begin immediately and ends Monday, March 15. Here are the dates coverage will begin, depending on what day you enrolled in a health plan:
Enroll now-Jan. 15, coverage starts Jan.1
Enroll Jan. 16-Feb. 15, coverage starts Feb.1
Enroll Feb. 16-March 15, coverage starts March.1
How do I enroll?
To enroll, visit MarylandHealthConnection.gov or download the free “Enroll MHC” mobile app. Select “Coronavirus Emergency Special Enrollment Period.”
Press Release: As Key Enrollment Deadline Approaches, NY State of Health is Urging Consumers to Sign up Today for Health Coverage Starting January 1
ALBANY, N.Y. (December 29, 2020) - NY State of Health, New York’s official health plan Marketplace today is reminding New Yorkers who are applying for Qualified Health Plan coverage, there is still time to enroll for health coverage effective January 1, 2021. In response to the COVID-19 pandemic, NY State of Health is giving New Yorkers more time to enroll in Qualified Health Plan Coverage – consumers who sign up by December 31, 2020, will have coverage starting January 1, 2021.
“High-quality, affordable health coverage is more important than ever as the pandemic continues to surge,” said NY State of Health Executive Director, Donna Frescatore. “With the December 31 deadline quickly approaching we encourage anyone who needs coverage to view their options, sign up today and start the New Year with appropriate coverage.”
Final Deadline for Health Insurance in Idaho is December 31
Your Health Idaho anticipates increased activity following deadline extension
BOISE, Idaho – Idahoans looking to find 2021 health insurance coverage still have a few days left to enroll through the state health insurance exchange, Your Health Idaho.
After extending the original deadline from Dec. 15, exchange officials are urging Idahoans to apply for the monthly health insurance tax credit and make their final plan selection by 11:59 p.m. (MT) on Thursday, Dec. 31.
“I cannot stress enough how important this final deadline is for Idahoans,” said Pat Kelly, Your Health Idaho Executive Director. “Even if you are unsure if you will qualify, this is the last chance to complete an application and find out if you are eligible for lower-cost coverage through Your Health Idaho.”
There's a bunch of useful wonky data stuff, but for purposes of this entry, it's slides 18 & 19 which are of particular interest. Most state-based ACA exchanges don't launch Open Enrollment until November 1st, but Covered California opens up re-enrollment for current members earlier. Usually they let current members renew for the upcoming year as early as October 15th, but this year they moved that up even sooner, to October 1st.
As a result, while they haven't put out any official press releases about it, as of November 16th, over 1.4 million of their ~1.5 million existing enrollees had already been re-enrolled for 2021. In addition, they had another 32,000 Californians sign up in the first two weeks of November.
MNsure sees 4% increase in signups during this year's open enrollment period
More than 155,000 Minnesotans found coverage through MNsure.org
ST. PAUL, Minn.—From November 1 to December 22, 2020, more than 155,000 Minnesotans found health insurance coverage during MNsure's eighth open enrollment period. A total of 122,269 Minnesotans signed up for private health plans through the exchange, which is 4,729 more than the previous open enrollment period.
It's worth noting that the way MNsure categorizes ACA exchange enrollees is slightly different than how CMS does...according to the official 2020 Open Enrollment Period Report Public Use File, Minnesota only actually enrolled 110,042 people during last year's OEP. I'm not sure what happened to the 12,227 QHP selection difference, but assuming this year's 122.3K figure holds by CMS, it means they're actually up 11.1% year over year, not just 4.0%.