SEPs

I just received the following COVID Enrollment Period update from Pennie, Pennsylvania's new state-based ACA exchange. This appears to be part of an official report which they're still working on.

The "Existing" numbers refer to current Pennie enrollees who are taking advantage of the COVID SEP to switch to a different plan mid-year; this is something which usually isn't allowed, even during traditional Special Enrollment Periods (SEPs), but Pennie, along with HealthCare.Gov and many of the other state-based exchanges, are allowing them to do so during this period.

There's an obvious reason for this, too: The impending passage of the American Rescue Plan will mean dramatically improved/expanded subsidies for ACA enrollees, including many who haven't been eligible for them until now. This means millions of Americans who enrolled in Bronze plans because they weren't eligible for subsidies will be able to upgrade to Silver or Gold; it also means many people will become eligible for $0-premium plans who currently aren't, and so on.

This just in via Connect for Health Colorado:

One Month In, More Than 4,000 Coloradans Sign Up During Exchange's Uninsured Enrollment Period

DENVER – 4,683 previously uninsured Coloradans signed up for a 2021 health insurance plan through Colorado’s Exchange between Monday, February 8 and the end of day Friday, March 5. That’s more than 1,000 new medical enrollments each week during the first month of Colorado’s Uninsured Enrollment Period.

That's an average of 180/day over 26 days for Colorado. I don't know exactly how many Special Enrollment Period (SEP) enrollees they had during the same time period in prior years, but I can estimate based on their monthly dashboards:

via KNPR:

In the face of the continuing COVID-19 pandemic, President Joe Biden reopened enrollment in the Affordable Care Act’s health insurance exchanges.

For Nevadans, that means the Silver State Health Insurance Exchange is back in business.

The exchange connects Nevadans to health plans compliant with the Affordable Care Act, and it’s the only place consumers can access any federal subsidies.

“As soon as Nevada learned of the news from the federal government, we took immediate action to plan and collaborate with our insurance carriers and the statewide network of 750-plus brokers and navigators to implement a seamless, streamlined process for Nevadans,” said Heather Korbulic, executive director of Silver State Health Insurance Exchange.

Korbulic told KNPR's State of Nevada that there has already been a lot of interest from people around the state. 

"We're pretty excited about the uptake that we've already started seeing and we think this is a wonderful opportunity for Nevadans to get connected to Nevada HealthLink," she said.

via Access Health CT:

Access Health CT To Host Two Educational “Healthy Chats” During Special Enrollment Period

  • Free Virtual Sessions to Help Uninsured Connecticut Residents Get Covered    

HARTFORD, Conn. (March 4, 2021) — Access Health CT (AHCT) announced today it will host two educational sessions called “Healthy Chats” on Tuesday, March 9 at 6:00 p.m. and Wednesday, March 10 at 6:00 p.m. (Spanish only) to help Connecticut residents learn about plan options, financial help, low-cost and free coverage and tips to stay covered during the Special Enrollment Period that runs until March 15, 2021*. The Special Enrollment Period is for consumers who are not currently enrolled in coverage through AHCT.

About these Healthy Chats

The Healthy Chat events are free and will be held virtually via Zoom (in English & Spanish). To join, attendees can access the event here, or here.

Back in late January, when it became clear that the Biden Administration was planning on announcing some sort of "no excuse needed" COVID Special Enrollment Period for the federal ACA exchange, I did a little back-of-the-envelope math to try and get an idea of how many additional people might enroll via HealthCare.Gov than you'd normally see via "standard" Special Enrollment Periods.

At the time, I concluded that for a 60-day SEP of this nature (that is, one completely open to all comers regardless of whether they had a Qualifying Life Experience (QLE)or not), you might be looking at perhaps an extra 400,000 people. selecting plans during that time period. This would be on top of the 4,200/day who enrolled thru HC.gov between the end of Open Enrollment and the end of May via SEPs over the past couple of years, which would be roughly 254,000 for a 60-day period.

As I did when Access Health CT released their 2021 OEP report, there's so much data here I'm not gonna bother doing any analysis in this entry; I'll just post the most relevant slides for now.

Note: Pennie refers to it as their 2020 annual report, but the enrollment data refers to the 2021 Open Enrollment Period.

OK, Covered California hasn't actually released an official press release or Open Enrollment Report, but I have acquired a single slide which was delivered at a university presentation by Covered CA head Peter Lee the other day. It doesn't provide tons of detail but give the most important toplines (the way the graph breaks out the numbers is a little confusing but I figured it out:

  • Total QHP selections from 11/01/20 - 1/31/21: 1.63 million, a record high for the state

This is a 5.9% increase year over year from the 2020 OEP's 1.54 million (it says 1.57 million on the graph but the official CMS tally is 1,538,819).

Aside from Health Sherpa's announcement the other day that they enrolled over 3x as many people in ACA exchange plans in the first week of the COVID Special Enrollment Period than they normally would via traditional SEPs during the same time period, there's been no hard COVID SEP data released...until now. Via the Washington HealthPlan Finder:

Special Enrollment Period for Health Coverage Now Available

  • Currently uninsured or those seeking new coverage can enroll today on Washington HealthplanfinderOLYMPIA, Wash.

Washington Healthplanfinder is now offering a special enrollment period for Washingtonians who are currently uninsured or seeking new coverage. This special enrollment period, in response to the current public health emergency, opened Feb. 15 and runs for 90 days, ending May 15, 2021.

Pages

Advertisement