OE8

Get Covered 2021!

As of midnight on August 15th, the Big Deadline for the 2021 "No Excuse Needed" ACA Special Enrollment Period has come and gone in most states.

HOWEVER, you can still #GetCovered for the rest of 2021 in a few states (including two of the largest ones), and there are still millions of uninsured Americans nationally who are eligible for ACA-compliant coverage for the rest of this year via other options. Let's review!

2021 ACA Special Enrollment Period (SEP): If you live in California, Connecticut, the District of Columbia, New Jersey, New York or Vermont, the deadline for the "no questions asked" SEP goes beyond 8/15. In CA, DC & NY it actually runs through the end of the year!

Alabama

Via the Alabama Insurance Dept:

The Affordable Care Act (ACA) requires that insurers planning to increase plan premiums submit their rates to the Alabama Department of Insurance for review.

The rate review process is designed to improve insurer accountability and transparency. It ensures that experts evaluate whether the proposed rate increases are based on reasonable cost assumptions and solid evidence. The ACA also requires that a summary of rate review justifications and results be accessible to the public in an easily understandable format. The Federal HealthCare.gov Rate Review website is designed to meet that mandate. For more information, see here.

The information is provided in the tables below. Also attached are links to the redacted actuarial memorandum, which support these changes. The rate changes are being proposed and reviewed by the Alabama Department of insurance (ALDOI). As soon as they are final, they may be purchased on the Federal Exchange or through private agents and brokers. The programs will be effective beginning on January 1, 2022.

DC Heatlh Link

Washington, DC­­ –The DC Health Benefit Exchange Authority (DCHBX) Executive Board voted to adopt recommendations from its Social Justice and Health Disparities Working Group, in an effort to stop racism in health care. These recommendations are focused on three crucial areas in order to establish practices, structures, and policies that can be implemented by DCHBX and DC Health Link health plans to (1) expand access to providers and health systems for communities of color, (2) eliminate health outcome disparities for communities of color, and (3) ensure equitable treatment for patients of color in health care settings and in the delivery of health care services. There are 100,000 people and more than 5,200 employers with private health insurance coverage through DC Health Link.  DCHBX is responsible for DC Health Link – the Affordable Care Act on-line health insurance marketplace in DC.  The recommendations are for coverage through DC Health Link. However, several recommendations will also benefit residents not covered through DC Health Link.  

Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 45,000 people in the Monterey and Salinas regions — including the uninsured and people currently enrolled directly through a health insurance carrier — stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 52,000 people in the Santa Barbara, Santa Maria and San Luis Obispo regions — including the uninsured and people currently enrolled directly through a health insurance carrier — stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 32,000 people in the Chico and Redding region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 11,000 people in the Eureka region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • An estimated 272,000 people in the Sacramento, Stockton and Modesto region – including the uninsured and people currently enrolled directly through a health insurance carrier – stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by May 31 so they can begin saving and benefiting from the new law on June 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • Hundreds of thousands of people in the Inland Empire, including the uninsured and people currently enrolled directly through a health insurance carrier, stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by May 31 so they can begin saving and benefiting from the new law on June 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
Covered California Logo

via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 136,000 people in the Central Valley, including the uninsured and people currently enrolled directly through a health insurance carrier, stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by May 31 so they can begin saving and benefiting from the new law on June 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.

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