Get Covered

Via MNsure (via email; no link yet):

• If you need health insurance, MNsure can help

ST. PAUL, Minn.—MNsure’s open enrollment period starts today and runs through January 15, 2024. Open enrollment is the annual opportunity for Minnesotans who need health insurance to shop and compare their options for 2024, sign up for coverage, or change plans through MNsure, Minnesota’s health insurance marketplace.

For over ten years, MNsure has served tens of thousands of Minnesotans who are self-employed or gig workers, entrepreneurs and small business owners, farmers, early retirees who don’t yet qualify for Medicare, and those who don’t have access to affordable health insurance through their jobs. MNsure has delivered nearly $2 billion in health care savings to Minnesotans since 2013 and is the trusted source for families looking for medical and dental plans that meet their needs and budgets.

via the Massachusetts Health Connector:

• The deadline for coverage beginning January 1 is December 23, 2023, but residents have until January 23 to apply for 2024 coverage

BOSTON, November 1, 2023 – Open Enrollment for 2024 health plans through the Massachusetts Health Connector starts today, with expanded access for tens of thousands of newly-eligible Massachusetts residents to the landmark ConnectorCare program that already helps 156,000 people access more affordable coverage.

Open Enrollment is when anyone who needs health insurance can find coverage through the Health Connector, the Commonwealth’s official health insurance Marketplace. Open Enrollment runs through Jan. 23, but the deadline to start the New Year with coverage is Dec. 23. People who need health insurance can go to MAhealthconnector.org to apply and enroll in coverage. They can also find community-based support in dozens of languages to assist with completing an application.

via the NJ Dept. of Banking & Insurance:

• 9 in 10 people Who Enroll Will Qualify for Savings; Many Pay $10 a Month or Less for Health Coverage

• Residents Can View Available Plans and See if They Qualify for Financial Help Now at GetCovered.NJ.gov

TRENTON — Governor Phil Murphy and New Jersey Department of Banking and Insurance Acting Commissioner Justin Zimmerman today announced that the annual Open Enrollment Period at Get Covered New Jersey (GetCovered.NJ.gov), the state’s Official Health Insurance Marketplace, has begun. Consumers will continue to benefit from historic levels of financial help that remain available and more health plan options with an additional insurance company offering plans on the marketplace.

via the Washington HealthPlan Finder:

From Nov. 1, 2023 – Jan. 15, 2024, Washingtonians can shop for and purchase qualified health and dental plans and secure insurance for 2024. Olympia

Today, Washington Health Benefit Exchange (Exchange) is launching the annual WA HealthPlanFinder open enrollment period, with an offering of 82 health care plans and 12 dental plans that comply with the requirements of the Affordable Care Act. When people shop WA HealthPlanFinder , federal and state subsidies based on income are automatically applied.

via Maryland Health Connection:

Compare 2024 health plans and prices at Maryland Health Connection

BALTIMORE (Nov. 1, 2023) – Marylanders can now enroll in health plans for 2024 at Maryland Health Connection, the state’s health insurance marketplace.

Open enrollment runs from Nov. 1, 2023, through Jan. 15, 2024. Coverage starts Jan. 1, 2024, for plans selected before Dec. 31, and coverage starts on Feb. 1, 2024, for plans selected the first two weeks of January. This open enrollment period is for private plans only. Those who qualify for Medicaid may enroll any time of year.

“Life can feel unpredictable - be it losing a job, losing Medicaid coverage following the end of the public health emergency, moving to Maryland, turning 26 and aging out of your parent’s plan, or deciding to be your own boss.” said Michele Eberle, executive director of the Maryland Health Benefit Exchange. “Maryland Health Connection has free or low-cost plans to give you peace of mind.”

via Access Health CT:

Connecticut residents can shop, compare and enroll in quality health insurance plans from Nov. 1, 2023 through Jan. 15, 2024

HARTFORD, Conn. (Nov. 1, 2023) — Access Health CT (AHCT) today announced the Open Enrollment period will take place Nov. 1, 2023 to Jan. 15, 2024 for health insurance plans for 2024. Connecticut residents can shop, compare, and enroll or renew their health insurance plans with coverage beginning in the 2024 plan year.

Customers must enroll on or before Dec. 15, 2023 for coverage to begin Jan. 1, 2024. Customers who enroll between Dec. 16, 2023 and Jan. 15, 2024 will have coverage starting Feb. 1, 2024.

AHCT is the only place Connecticut residents can qualify for financial help to lower health insurance costs. Open Enrollment gives customers the opportunity to review health coverage options to ensure they are making the best choice that meets their individual needs and budgets.

via Connect for Health Colorado:

DENVER — Open Enrollment for 2024 health insurance coverage starts today in Colorado, and people can expect more savings than ever before due to federal changes and innovative state programs.

Save on Monthly Costs

As the state’s official health insurance marketplace, Connect for Health Coloradois the only place where residents can qualify for and receive financial help for their health insurance.

The American Rescue Plan Act, which passed in 2021 and provides enhanced Advance Premium Tax Credits, is still in effect. That means people can continue to expect a higher level of financial help and people with higher incomes can now qualify. Currently, 77 percent of Connect for Health Colorado customers get financial help to lower the cost of health insurance. This year, three out of five Connect for Health Colorado enrollees will have a plan available to them with a premium of less than $10 per month.

The 2024 ACA Open Enrollment Period (OEP) is STILL ongoing in 49 states +DC.

This is the best OEP ever for the ACA for several reasons:

• The expanded/enhanced premium subsidies first introduced in 2021 via the American Rescue Plan, which make premiums more affordable for those who already qualified while expanding eligibility to millions who weren't previously eligible, are continuing through 2025 via the Inflation Reduction Act;

• A dozen states are either launching or expanding their own state-based subsidy programs to make ACA plans even more affordable for their enrollees;

• Millions more Americans who weren't previously eligible for ACA subsidies (even with the expanded ARP/IRA enhancements) are now eligible via the Biden Administration's closure of the so-called "Family Glitch."

And remember, millions of people will be eligible for zero premium comprehensive major medical policies.

If you've never enrolled in an ACA healthcare policy before, or if you looked into it a few years back but weren't impressed, please give it another shot now. Thanks to these major improvements it's a whole different ballgame.

Here's some important things to know when you #GetCovered for 2024:

via the Maine Dept. of Health & Human Services:

As Open Enrollment approaches on November 1, 2023, Maine residents can get an early look at 2024 health insurance options that meet their needs and budgets

The Maine Department of Health and Human Services (DHHS) Office of the Health Insurance Marketplace (OHIM) announced today that Maine people can now visit CoverME.gov to preview quality health plans for 2024 in advance of Open Enrollment, which begins on November 1, 2023.

During this “window-shopping” period, consumers can use the Plan Compare Tool to evaluate available private health insurance plans and estimate their costs without having to sign up for an account or complete a full application. The tool also allows consumers to view information about coverage and out-of-pocket costs for prescription drugs.

via the NJ Dept. of Banking & Insurance:

 Funding supports free tailored assistance to residents looking for coverage through the state’s official health insurance marketplace, Get Covered New Jersey 

TRENTON — Governor Phil Murphy and Department of Banking and Insurance Acting Commissioner Justin Zimmerman announced today $5 million in Navigator grants awards to 26 community organizations to assist in enrolling uninsured and underinsured New Jersey residents in health coverage through Get Covered New Jersey, New Jersey’s Official Health Insurance Marketplace during the Affordable Care Act Open Enrollment Period and throughout the year. The 2023-2024 Open Enrollment Period starts November 1st.

The grant-funded health insurance Navigators will provide free outreach, education, and enrollment assistance to residents shopping for health insurance and help them apply for financial help.