While the final Open Enrollment Period (OEP) deadline for 2022 healthcare coverage has been extended back out until January 15th in every other state, there's one exception. Your Health Idaho, the Gem State's ACA exchange, chose to defy the other 49 states + DC by keeping the same OEP deadline which has been the norm for the past few years.
In most states, you still have to enroll by December 15th if you want your 2022 policy coverage to start on January 1st...but if you miss the first deadline, you still have until January 15th to enroll for coverage starting February 1st. Idaho, however, decided to stick with December 15th as their final enrollment deadline; anyone who misses that cut-off is out of luck for the rest of the year unless they qualify for a Special Enrollment Period due to a qualifying life experience.
This open enrollment period has seen a record number of Washingtonians sign up for health care coverage through Washington Healthplanfinder, the state’s online health insurance marketplace. Currently, more than 217,000 customers have selected a new plan or reenrolled in their existing coverage for 2022. Individuals seeking coverage that will start on Jan. 1, 2022 have until Dec. 15 to enroll.
So, in addition to their standard Weekly Snapshot Report, CMS issued a more comprehensive mid-OEP (Open Enrollment Period) press release this morning which not only finally breaks out the HealthCare.Gov enrollment data by state, but also includes partial 2022 OEP data for the 18 state-based ACA marketplaces (SBM).Each press release has some unique information, while some of it is duplicated, so this post sort of merges the two together, along with some additional analysis by myself.
The Centers for Medicare & Medicaid Services (CMS) reports that nearly 4.6 million Americans have signed up for 2022 individual market health insurance coverage through the Marketplaces since the start of the 2022 Marketplace Open Enrollment Period (OEP) on November 1. This includes 3.9 million plan selections in the 33 states using the HealthCare.gov for the 2022 plan year, through December 4, 2021 (Week 5), and 625,000 plan selections in the 17 states and the District of Columbia with State-based Marketplaces (SBMs) that are using their own eligibility and enrollment platforms, through November 27, 2021 (Week 4). Total nationwide plan selections include 923,000 consumers (20% of total) who are new to the Marketplaces for 2022, and 3.6 million consumers (80% of total) who have active 2021 coverage and returned to their respective Marketplaces to renew or select a new plan for 2022.
ST. PAUL, Minn.—Minnesotans looking for private health insurance coverage starting January 1, 2022, have one week left to enroll through MNsure, Minnesota’s health insurance marketplace.
If you’re currently uninsured, self-employed, or lack access to coverage through your employer, now is the time to visit MNsure.org and check your options. More than 170 health and dental plans are available for 2022 through MNsure, and every county in Minnesota has at least 19 separate health insurance plan options to choose from.
MNsure is your one-stop shop for finding the right health coverage that fits your needs, and it’s the only place where you can access benefits that can save you money. “Don’t assume you earn too much money to qualify for tax credits that lower the cost of your monthly premiums,” said MNsure CEO Nate Clark. “Federal assistance has expanded the benefits available through MNsure and more Minnesotans are eligible for savings in 2022 than ever before."
With the first official 2022 ACA Open Enrollment Period deadline approaching on December 15th, I've decided to something special this Sunday, December 12th: I'll be holding a Zoom "ACA 101" webinar at 6:00pm Eastern to go over the basics of the ACA along with answering questions about the ongoing Open Enrollment Period.
I'll spend around half an hour or so going over the history and basics of the ACA (including some of its major benefits as well as some of its shortcomings), plus the important improvements brought to the Affordable Care Act for 2022 thanks to the American Rescue Plan.
The rest of the time will be for Q&A and general discussion of how to take full advantage of getting the best possible value.
The virtual tour will reach into media markets across California to promote open enrollment and the increased financial help that is now available, which is lowering the cost of coverage for more people than ever before.
An estimated 1.1 million Californians are uninsured and eligible for financial help, including 83,000 in San Diego County, with the vast majority able to get coverage at no cost through either Covered California or Medi-Cal.
New data from Covered California shows how much protection and peace of mind insurance provides, with the uninsured facing staggering out-of-pocket costs if they visit an emergency room or are admitted into a hospital.
People who want their coverage to start on Jan. 1, 2022, must sign up by Dec. 31, 2021. Covered California’s open-enrollment period runs through Jan. 31, 2022.
Consumers Must Renew or Enroll by December 15 for January 1 Coverage
Expanded Tax Credits and Financial Assistance Available for 2022 Plans
Customer Service Hours Extended to Help New Yorkers Enroll
ALBANY, N.Y. (December 7, 2021) - NY State of Health, the state’s official health plan Marketplace, today announced that the deadline is fast approaching for New Yorkers who want coverage in a Qualified Health Plan (QHP) by the start of the 2022 New Year. Consumers must renew or enroll in a health plan through NY State of Health by December 15, 2021, for coverage starting January 1, 2022. The Open Enrollment Period for QHPs started November 16 and will run until January 31, 2022.
Connecticut residents can work one-on-one with enrollment specialists to help them shop, compare and enroll in quality health insurance
HARTFORD, Conn. (Dec. 3, 2021)—Access Health CT (AHCT) today announced it will host three enrollment fairs in December to help Connecticut residents get free, in-person help to shop, compare and enroll in quality health insurance plans. Enrollment fairs are one-day events in addition to Access Health CT’s five other enrollment locations and Navigator partner locations where Connecticut residents can find free, in-person help now and until Open Enrollment ends Jan. 15, 2022.
All in-person enrollment fairs will be held from 10:00 a.m. – 1:00 p.m. at the following locations:
DENVER- December 8, 2021, is Get Covered Colorado Day. The day of action is to encourage as many Coloradans as possible to enroll in 2022 health coverage during the annual Open Enrollment Period. Open Enrollment is the time of year to renew your health plan, change plans or sign up for a plan if you’re uninsured. This year, more residents shopping through Colorado’s health insurance exchange, Connect for Health Colorado, can expect increased plan choice and even more health insurance savings.
“Ensuring every Coloradan has access to high-quality, affordable health care has been a primary focus of our Administration since day one,” said Lt. Governor and Director of the Office of Saving People Money on Health Care Dianne Primavera. “Get Covered Colorado Day is the perfect opportunity for uninsured Coloradans to sign up, or to remind friends and family that they can save money on their health care by shopping for plans on Connect for Health Colorado.”