Just Saying...

Last week I estimated the overall weighted average rate increases for the Arkansas individual market at "between 4-5%", with a rough estimate of around 4.6%.

Today, Arkansas Times reporter David Ramsey has provided the exact market share numbers for Arkansas. When I plug these in, the weighted average comes in a bit higher, at 4.98%:

HOWEVER, according to Ramsey, the Arkansas Insurance Division says that the actual weighted average is only 4.4% overall.

There could be any number of reasons for the discrepancy; it's possible that there's a few additional minor off-exchange carriers who I've missed, or there could be rounding errors/etc. In any event, these are all just estimates anyway, so I'll go with AID's official 4.4% figure.

Nevada's insurance dept. rate filing website has an extremely user-friendly, interactive website which lets you drill down and find exactly what you're looking for: Individual or Small Group policies, HMO or PPO, Under Review or Reviewed. From what I can tell, there are 12 companies offering individual policies in 2016 (a 13th, the Nevada Health COOP, just announced that they've gone belly-up and are being dissolved, meaning a minimum of 16,000 Nevadans will have to switch to a different insurance carrier).

The requested rates were approved for 8 of the companies, but were reduced significantly for Aetna (from 21-24% down to 15%). Here's what it looks like in the end:

The Small Group market is faring somewhat better, with just a 5.3% overall weighted average increase:

The Washington Health Benefit Exchange and Healthplanfinder, the state’s marketplace and website where people can buy individual and subsidized health insurance under health reform, have gone through some big changes lately.

Most important to consumers, Healthplanfinder is no longer the portal through which customers pay their insurance premiums.

On Tuesday, the organization announced that starting Sept. 24, Qualified Health Plan and Qualified Dental Plan customers will be required to pay their monthly premiums directly to their insurance companies, and the site will no longer accept those payments after Sept. 23.

The change mirrors a stop-gap measure put in place last year after problems plagued the site’s payment mechanism.

OK, I'm a little late on this one due to being on vacation last week, but the Kaiser Family Foundation released their latest national healthcare tracking poll:

Consistent with findings over the past few months, the American public remains divided in their opinion of the health care law; 44 percent say they have a favorable view and 41 percent say they have an unfavorable view. Opinion of the law continues to diverge along party lines, with most Democrats reporting a favorable view of the law (76 percent) and most Republicans reporting an unfavorable view of the law (71 percent). Among independents, 46 percent say they have an unfavorable view, while 39 percent report a favorable view.

When I last checked in on Rhode Island's 2016 rate increase status, the three companies operating in the state (BCBSRI, Neighborhood and UnitedHealthcare) had requested hikes of 7%, 8.6% and 11% respectively. There was no off-exchange enrollment data, but the exchange-based market share breakdown was roughly 48.5% / 48.5% / 3%. This meant a requested average hike of around 7.9%.

A week or so ago, the approved rate hikes were released for Neighborhood and UHC, along with total enrollments (on+off exchange) for BCBS:

Still unresolved is how much Blue Cross and Blue Shield of Rhode Island may raise rates for its individual plans, which cover about 25,000 people. The nonprofit insurer initially requested an 18-percent increase, but no decision has yet been made because, by law, its rate hike requests are reviewed in a separate process that reserves a key role for the state's attorney general.

NOTE: THIS POST HAS BEEN UPDATED WITH ALL 50 STATES HERE.

  • 10/15/15: Added Pennsylvania with approved rate average
  • 10/12/15: Updated South Carolina with approved rate average
  • 10/8/15: Added Nebraska (approved rates)

I spent most of July and August simply overwriting/updating the original version of this entry, but now that the approved 2016 premium rates are starting to pop up all over (the deadline for approval of exchange policy rates was a few days ago), I figured it was time to start fresh.

After yesterday's ugly news about Alaska's private policy rate hikes, this is welcome relief:

Judge says Alaska Medicaid expansion can go ahead Tuesday

An Anchorage trial court judge Friday said that Alaska Gov. Bill Walker’s administration can expand the Medicaid health care program starting next week, dismissing a request by the state Legislature to temporarily block enrollment while attorneys fully argue lawmakers’ legal challenge.

In a 45-minute opinion delivered from the bench, Pfiffner rejected a series of arguments by the Legislature that starting expanded Medicaid enrollment Tuesday was so problematic that it should be put on hold while the Legislature’s lawsuit proceeds.

The actual lawsuit will still proceed, but this is still great news for up to 40,000 Alaskans.

Not such great news in Nevada, however:

Nevada Health Co-Op to close, leaving thousands to find new insurance

I was gone for 10 days and a mountain of ACA/healthcare stories built up in my in-box. No time for even a summary, headlines only. Ready? GO!

Remember Mr. Lang?

Well, it turns out that at least one of the claims from the original article about him which went viral back in May has been corrected by the paper which ran the story...3 months later:

CORRECTIONS AND CLARIFICATIONS

Luis Lang, the subject of a May 13 story centering on his struggle to find someone to pay for eye surgery, did not specifically blame President Obama for his inability to get insurance through the Affordable Care Act. He says he blames Washington and state politicians for gaps in the system.

It is our policy to acknowledge errors promptly. If you see a mistake, call us at 704-358-5040 or email corrections@charlotteobserver.com.

Hmm. Not sure that I'd call 3 months "promptly" but fair enough.

As for Mr. Lang himself, here's his latest updates on his medical situation from over the past month:

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