2024 Open Enrollment

Some of this was already mentioned briefly in the formal press release issued yesterday, but the accompanying Fact Sheet from the Centers for Medicare & Medicaid Services (CMS) goes into further detail and also mentions some other important enhancements to the federal ACA exchange:

The Marketplace Open Enrollment Period on HealthCare.gov generally runs from November 1 to January 15. Consumers who enroll by midnight December 15 (5 a.m. EST on December 16)  can get full-year coverage that starts January 1, 2024. In 2024, January 15 is a federal holiday; accordingly, consumers will have until midnight on Tuesday, January 16 (5 a.m. EST on January 17) to enroll in coverage. Consumers who enroll after December 15 but before the deadline in January will have coverage that starts February 1, 2024.

Via the Centers for Medicare & Medicaid Services (CMS):

Consumers continue to have more choices and stable premiums 

The Biden-Harris Administration believes health coverage is a right, not a privilege, and is committed to investing in a robust Marketplace Open Enrollment campaign so everyone who needs health coverage can easily sign up for it. Starting today, HealthCare.gov consumers can preview their health care coverage options and see detailed information about 2024 health insurance plans and prices offered in their area ahead of the Open Enrollment period that begins November 1. 

As we begin the 11th Open Enrollment period, the Marketplace is stronger than ever with lower out-of-pocket premiums thanks to the continuation of enhanced financial assistance under the Inflation Reduction Act. Thanks to the Inflation Reduction Act, nearly 15 million Americans are saving an average of $800 a year on their health insurance premiums.

via Access Health CT:

CEO Available for Interviews at Navigator Locations

WHO: James Michel, Chief Executive Officer of Access Health CT (AHCT), will be visiting Access Health CT Navigator locations Wednesday, Nov. 1, 2023 in Hartford and Norwich, and Thursday, Nov. 2, 2023 in Bridgeport and Waterbury.

He is available for media interviews at each Navigator location by request. Connecticut residents can get free, in-person help from enrollment specialists at these Navigator locations year-round.

To request an interview, contact Kathleen Tallarita at Kathleen.Tallarita@ct.gov or 860.757.5339.

WHEN/WHERE (itinerary subject to change):

Wednesday, Nov. 1, 2023:

  • 10:30 a.m.: Community Renewal Team (CRT),located at 330 Market Street, Hartford
  • 1:30 p.m.: United Community and Family Services (UCFS),located at 47 Town Street, Norwich

Thursday, Nov. 2, 2023:

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Individual market open enrollment starts Nov. 1; preview available now on Washington Healthplanfinder 

  • New this year – all Washingtonians, regardless of citizenship status, will have opportunity to shop for and purchase qualified health and dental plans for 2024

Key Dates

Via MNsure:

ST. PAUL, Minn.—Minnesotans who need health insurance for 2024 can now preview plans through MNsure, Minnesota’s official health insurance marketplace. MNsure’s annual open enrollment period for health insurance begins November 1, and Minnesotans can get a jump start by going to MNsure.org to shop, compare options, and get a free and anonymous cost estimate.

“MNsure is the only place Minnesotans can compare health plans from multiple insurance companies, side-by-side,” said MNsure CEO Libby Caulum. “When you shop for health insurance through MNsure, you can be confident you’re getting the right plan, at the right price, for you and your family.”

With just three key pieces of information — where you live, who is in your household, and total household income — you can get an immediate estimate of how much money you could save by enrolling in a private health plan for 2024 through MNsure. And you can find out if any household members may be eligible for no- or low-cost coverage through Medical Assistance or MinnesotaCare.

via the Colorado Dept. of Regulatory Agencies (DORA):

OmniSalud program will provide $0 premium health plans to 11,000 qualified individuals.

DENVER - The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), is pleased to announce that for 2024, it will increase the availability of financial assistance for health insurance in the OmniSalud program to 11,000 individuals. This a 10 percent increase from 10,000 individuals in 2023. 

OmniSalud allows Coloradans without documentation (including DACA recipients) and who are ineligible for federal subsidies for health insurance, to get health insurance that meets the requirements of the Affordable Care Act (ACA). Those who qualify can receive financial help, called SilverEnhanced Savings, to make that insurance more affordable. The OmniSalud program is offered through Colorado Connect, Connect for Health Colorado’s public benefit corporation and online enrollment platform. 

Via MNsure:

ST. PAUL, MN — Minnesotans who need health insurance for 2024 can easily find free application and enrollment help from a MNsure-certified broker at 23 locations, known as Broker Enrollment Centers. Thanks to new partnerships with insurance agencies, MNsure has added four new enrollment centers in greater Minnesota and one in the east Twin Cities metro area, with all current partners returning.

Most Minnesotans who need health insurance are eligible to enroll in health insurance during MNsure’s upcoming open enrollment period, which begins November 1, 2023, and ends January 15, 2024. Open enrollment is the once-a-year opportunity to compare options, sign up for health coverage, or change plans through MNsure, Minnesota’s official health insurance marketplace. Minnesotans who qualify for health coverage through Medical Assistance or MinnesotaCare and members of federally recognized tribes can enroll in health insurance through MNsure at any time throughout the year.

Washington HealthPlan Finder

via the Washington HealthPlan Finder:

Today, the Washington Health Benefit Exchange (Exchange) released a Data Snapshot Report, which shows the availability of affordable, Cascade Care plans are proving critical to keeping people covered and advancing equity during the Medicaid unwind.

Now that COVID-era protections have expired, Washington, like all states, has resumed regular annual eligibility checks for people covered by our state Medicaid program, Washington Apple Health. For the past year, the Exchange has joined partners across our state, led by the Washington Health Care Authority (HCA), to ensure Apple Health customers watch out for and respond to renewal notices.

New York State of Health

via NY State of Health:

  • Consumers Can Preview 2024 Plan Options Now, Enroll Starting November 16, 2023
  • Marketplace Helps New Yorkers Stay Covered Throughout Pivotal Renewal Process of State Public Health Programs
  • State’s Uninsured Rate Drops to Record Low of Less than 5 Percent
  • Enhanced Federal Financial Assistance Will Remain Available for 2024 Health Coverage

ALBANY, N.Y. (October 4, 2023) – NY State of Health, the state’s official health plan Marketplace, today announced the health and dental insurance plans offered through the Marketplace for the 2024 coverage year.

Via MNsure:

Enrolling Through MNsure Offers Great Savings on 2024 Health Insurance Plans

ST. PAUL, MN — Starting November 1, Minnesotans who need health insurance can sign up for 2024 coverage through MNsure, Minnesota’s official health insurance marketplace, where they can easily find, choose and purchase health insurance. MNsure’s open enrollment period begins November 1, 2023, and will run through January 15, 2024. Open enrollment is the annual opportunity to enroll in health coverage, change plans, and renew coverage.

MNsure estimates that Minnesotans who are eligible for tax credits will save $6,750 in 2024 and spend 5% less on private health plan premiums than they did this year, on average.

These significant savings are thanks to advanced premium tax credits, which act like an instant discount to lower the cost of monthly premiums – but are only available when you enroll in health insurance through MNsure. For example: