New York

New York is the fifth state (well, fourth really) to announce their preliminary 2021 health insurance policy premium rate changes for the individual and small group markets (thanks to Michael Capaldo for the heads up):

NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES

2021 INDIVIDUAL AND SMALL GROUP REQUESTED RATE ACTIONS

6/5/2020

Health insurers in New York have submitted their requested rates for 2021, as set forth in the charts below. These are the rates proposed by health insurers, and have not been approved by DFS.

On March 16th, New York's ACA exchange, NY State of Health, announced that they'd be launching a COVID-19 Special Enrollment Period with a deadline of April 15th. As that date approached, in the middle of the worst pandemic to hit New York State 100 years, the deadline was extended out by a month, through May 15th.

Now as that deadline approaches, NY Governor Andrew Cuomo has ordered the COVID-19 SEP to be bumped out by another month:

Amid Ongoing COVID-19 Pandemic, Governor Cuomo Outlines Additional Guidelines for When Regions Can Re-Open

On March 16th, New York's ACA exchange, NY State of Health, announced that they'd be launching a COVID-19 Special Enrollment Period with a deadline of April 15th.

Today, on top of several other state-based exchanges bumping out their COVID SEP deadlines, it appears that NY is doing so as well. This is hardly surprising given that the state has been slammed the hardest of any in the country by the pandemic.

There's no official press release or announcement as of yet, but according to Bloomberg News, NY Governor Andrew Cuomo made the announcement at a press conference today:

12:02:30 pm - Angelica LaVito Health-Care Reporter  @angelicalavito

New York is extending open enrollment for health insurance through May 15, Cuomo says.

Update: Here's the official press release...there's some other important details included as well:

SUMMARY OF #COVID-19 SPECIAL ENROLLMENT PERIODS:

ALL OTHER STATES: You may qualify for a 60-day Special Enrollment Period (SEP) if you've recently lost (or will soon lose) your employer-based healthcare coverage, or if you've experienced other Qualifying Life Events (QLE) such as getting marrinew yorked/divorced, moving, giving birth/adopting a child, getting out of prison, turning 26 etc. For these SEPs you may have to provide documentation to verify your QLE. Visit HealthCare.Gov or your state's ACA exchange website for details on the process.

Yesterday the first confirmed case of coronavirus (COVID-19) was reported in the nation's largest city:

A 39-year-old Manhattan woman has tested positive for COVID-19, more commonly known as the novel coronavirus, Gov. Andrew Cuomo said late Sunday. She is the first confirmed case in the city and in the tri-state area.

"The patient, a woman in her late thirties, contracted the virus while traveling abroad in Iran, and is currently isolated in her home," Cuomo said in making the announcement late Sunday.

The governor said that the woman is a health care worker, and that her background allowed her to take the appropriate precautions and seek testing. She flew back to New York on Tuesday but did not take mass transit home, Cuomo said Monday. As a precaution, the people on her flight and the ride-share driver are being notified about potential exposure, but Cuomo said the woman was not thought to be contagious at that time. She has respiratory symptoms but Cuomo described them as mild.

This Just In from the NY State of Health ACA exchange:

Press Release: NY State of Health Announces Record High Enrollment More than 4.9 Million New Yorkers Enrolled

  • One in four New Yorkers enrolled through NY State of Health
  • Enrollment through the Marketplace increased by over 150,000 from last year

ALBANY, N.Y. (February 20, 2020) - NY State of Health, the state’s official health plan Marketplace, today announced that over 4.9 million people, more than one in four New Yorkers, signed up for health coverage through NY State of Health during this year’s Open Enrollment Period. With an increase of 150,000 people over 2019, enrollment is at a record level, including more than 1 million people enrolled in Qualified Health Plans and the Essential Plan. Marketplace enrollment growth is consistent with New York’s declining uninsured rate, which reached a historic low of 4.7 percent. Open Enrollment ran from November 1, 2019, through February 7, 2020.

One more reminder from the New York State of Health ACA exchange:

Press Release: NY State of Health Urges New Yorkers: Don’t Miss this Opportunity to Enroll in Health Coverage!

  • Open Enrollment Ends February 7
  • Thousands of Free, In-Person Assistors Available to Help Consumers

ALBANY, N.Y. (February 5, 2020) – NY State of Health, the state’s official health plan Marketplace, is encouraging New Yorkers who need health coverage to enroll in a 2020 Qualified Health Plan (QHP) by this Friday, February 7. The Open Enrollment deadline was extended an additional week to give consumers more time to find the health plan that fits their needs and enroll in coverage for 2020. Already, enrollment through NY State of Health is at its highest point ever, with more than 4.8 million New Yorkers enrolled in a health plan.

New York State of Health is doing their best to calm people down as much as possible:

Fact Sheet:: What you Need to Know About the New Federal Public Charge Rule and Health Insurance

Updated 1/29/20

When does the new Public Charge rule go into effect?

  • The Supreme Court decided on January 27, 2020, to allow the rule to take effect.

Does enrolling in free or low-cost health insurance make me a Public Charge?

  • Most health insurance coverage is not a factor in the new Public Charge test. Only federally-funded Medicaid is included, and even for this program there are several exempt groups of people who are excluded under the rule, including pregnant women and children under 21. Additionally, asylees, refugees, and visa holders who are victims of trafficking and other crimes, among others, are entirely exempt from the Public Charge rule.

The following programs are not included in the Public Charge rule:

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