ST. PAUL, Minn. — Want to get healthy or stay well in 2023? Start the year off right by adding “get covered” to your new year’s resolutions and signing up for comprehensive health insurance through MNsure, where Minnesotans choose medical and dental coverage. January 15, 2023, is the last day of Minnesota’s open enrollment period and the deadline to enroll in health coverage that begins on February 1.
Getting covered ensures that you can access the health care you need throughout the year, putting you one step closer to achieving your new year’s health and wellness goals. All plans sold through MNsure are guaranteed to cover a list of essential health benefits that includes prescription drugs, emergency services, and preventive care like flu shots and cancer screenings.
ST. PAUL, Minn. — Today, MNsure reports that over 119,500 Minnesotans signed up for 2023 health insurance through MNsure, where Minnesotans choose medical and dental coverage, between November 1 and December 15, 2022.
Now in its tenth open enrollment period, Minnesota’s health insurance marketplace continues to see strong enrollment and to provide tax credits that reduce the cost of monthly premiums for nearly 60% of enrollees who sign up for private health plans.
“In the first six weeks of MNsure’s open enrollment period, over 119,500 Minnesotans signed up for comprehensive health coverage,” said MNsure CEO Nate Clark. “Thanks to tax credits that are available only through MNsure, these families will save an average $560 per month.”
Minnesotans who missed the December 15 deadline still have an opportunity to enroll in coverage for 2023 — but they must act now. Consumers must sign up by January 15, 2023, for coverage that begins February 1, 2023.
ST. PAUL, Minn.—Minnesotans have just one week left to sign up for health insurance through MNsure before the December 15, 2022, deadline for coverage starting January 1, 2023.
MNsure, Minnesota’s health insurance marketplace, is where Minnesotans can select medical and dental coverage and access premium tax credits (discounts) to lower the cost of monthly premiums. Tax credits aren’t available anywhere else, and next year households receiving tax credits are expected to save an average of $560/month.
“Many Minnesota families who have never been eligible for discounts through MNsure now qualify for tax credits in 2023 because of recent changes to federal rules,” said MNsure CEO Nate Clark. “If your family has been relying on health insurance you get through an employed family member, now is the time to check MNsure.org/newoptions and see whether you can access lower-cost health insurance for next year.”
via MNsure, Minnesota's ACA exchange (via email for now):
More Minnesotans can access discounts and find less expensive plans through MNsure
ST. PAUL, Minn.—During MNsure’s open enrollment period happening now, thousands of Minnesotans who haven’t been able to access premium tax credits in the past are newly eligible for these discounts and can shop for more affordable 2023 health coverage through MNsure, where Minnesotans choose medical and dental insurance, thanks to the ‘family glitch’ fix.
In the past, a family’s eligibility for tax credits from MNsure depended on whether their job-based coverage was affordable for the employee, no matter how much it cost to cover the whole family. This meant some family members fell into the ‘family glitch’: that is, they were ineligible for Affordable Care Act subsidies even though they need them to afford quality coverage. Because they couldn’t access these important tax credits, many families in this situation have been paying more for coverage and some have been going without health insurance entirely.
ST. PAUL, Minn.—A recent study found that more than 1.3 million Americans with diabetes rationed their insulin because of cost concerns by skipping doses, taking less insulin than needed, or delaying buying insulin to save money. During National Diabetes Month, MNsure and the Minnesota Board of Pharmacy remind Minnesotans that the Minnesota Insulin Safety Net Program provides fast, reliable help for those who need insulin and may be struggling to afford this life-saving drug.
The Minnesota Insulin Safety Net Program has two key components, depending on individual needs:
ROCHESTER, Minn.—Individuals and families in southeastern Minnesota are poised to save hundreds of dollars on monthly premiums next year when they purchase health coverage and take advantage of premium tax credits only available through MNsure. At a press conference in Rochester today, MNsure CEO Nate Clark shared the news that tax credits in southeastern Minnesota are going up by $120/month, on average, in 2023 for eligible households in the 10-county area including Dodge, Fillmore, Freeborn, Goodhue, Houston, Mower, Olmsted, Steele, Wabasha and Winona counties.
On average, eligible households in southeastern Minnesota are projected to save $860/month, or about $10,320/year, thanks to the larger tax credits in 2023. In other words, eligible Minnesotans will pay about 10% less on premiums next year than they pay currently, and that can mean big savings for the small business owners, gig workers, farmers and other Minnesotans that MNsure serves.
Starting Tuesday, November 1, 2022, Minnesotans can enroll in comprehensive medical and dental coverage for 2023 and access exclusive savings that lower the cost of monthly premiums through MNsure, Minnesota’s health insurance marketplace.
Now in its tenth year of serving Minnesotans, MNsure is the trusted source to find health plans that meet the needs and budgets of Minnesotans. MNsure’s open enrollment period will run from November 1, 2022, through January 15, 2023. Open enrollment is the annual opportunity for Minnesotans to compare options, sign up for health coverage, or change plans.
“We’re looking forward to helping many new families enroll in coverage through MNsure for the first time this year,” said MNsure CEO Nate Clark. “If you’ve thought MNsure doesn’t have anything to offer your family because you didn’t qualify for tax credits before, now is the time to take another look. New federal rules have changed who’s eligible for savings and now more Minnesotans will be able to access tax credits that will lower premium costs by $560/month, on average, in 2023.”
This open enrollment season, be on the lookout for online scams targeting Minnesotans who need health insurance. MNsure’s open enrollment period runs from November 1, 2022, through January 15, 2023. Scammers take advantage of this opportunity to try to trick Minnesotans into purchasing products that do not provide comprehensive coverage
For example, if you search for MNsure online, you may see ads or websites that appear to be the official MNsure website but are not. Some of these sites collect your contact information and may bombard you with phone calls. Scammers also may claim they can find you a better plan for less money or threaten that your coverage will be discontinued if you don’t re-enroll.
Here are three tips to verify you’re working with MNsure and purchasing comprehensive health care coverage:
ST. PAUL, Minn.—Minnesotans who need health insurance can now shop and compare medical and dental plans for 2023 through MNsure, Minnesota's health insurance marketplace. MNsure's open enrollment period starts November 1 and runs through January 15, 2023, but Minnesotans can use MNsure's plan comparison tool this month to check out their options and get a cost estimate so they are ready to sign up for coverage when open enrollment begins.
"There is great news for Minnesotans shopping for 2023 health coverage through MNsure," said MNsure CEO Nate Clark. "With larger tax credits available for more Minnesotans, we estimate Minnesota families will save an average $560/month ($6,700/year) when they buy coverage and access financial help that's only available through MNsure."
Every year, the Minnesota Department of Commerce conducts a thorough review of the rates and plans proposed by health insurance companies in the individual and small group markets. Commerce must approve the rates before the companies can offer them to consumers. Under state law, rates for the following calendar year must be released 30 days prior to the beginning of open enrollment.
Individual health plans are designed for Minnesotans who buy their own coverage rather than receiving it through employer-based insurance or public programs such as Medicare, Medical Assistance and MinnesotaCare. Small group health plans are designed for employers with two to 50 workers.
Commerce may deny proposed rates or require insurers to raise or lower them if the department determines that they are excessive or inadequate for the benefits offered.