ST. PAUL, Minn.—A recent study found that more than 1.3 million Americans with diabetes rationed their insulin because of cost concerns by skipping doses, taking less insulin than needed, or delaying buying insulin to save money. During National Diabetes Month, MNsure and the Minnesota Board of Pharmacy remind Minnesotans that the Minnesota Insulin Safety Net Program provides fast, reliable help for those who need insulin and may be struggling to afford this life-saving drug.
The Minnesota Insulin Safety Net Program has two key components, depending on individual needs:
I wasn't really planning on doing another red/blue COVID death rate analysis; the point has been pretty much beaten into the ground by now. However, given how much interest there's been in the impact (or lack thereof) of the red/blue divide on the 2022 midterms, I figured I'd dust off the spreadsheet one more time.
First, a final summary of the actual impact on the midterms:
via the Centers for Medicare & Medicaid Services (CMS), by email:
Today, the Centers for Medicare & Medicaid Services (CMS) released the latest enrollment figures for Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP). These programs serve as key connectors to care for more millions of Americans.
Medicare
As of August 2022, 64,942,984 people are enrolled in Medicare. This is an increase of 111,278 since the last report.
34,939,872 are enrolled in Original Medicare.
30,003,112 are enrolled in Medicare Advantage or other health plans. This includes enrollment in Medicare Advantage plans with and without prescription drug coverage.
50,443,950 are enrolled in Medicare Part D. This includes enrollment in stand-alone prescription drug plans as well as Medicare Advantage plans that offer prescription drug coverage.
Last week I noted that the Centers for Medicare & Medicaid Services (CMS) finally released their first 2023 Open Enrollment Period report, which included 3.0 million Qualified Health Plan (QHP) enrollees through 11/19/22 for the 33 states hosted by HealthCare.Gov plus another 387,000 QHP enrollees via the 18 state-based ACA exchanges.
In a footnote, the press release also noted that around 1.07 million New Yorkers have enrolled in NY's ACA-created Basic Health Plan (BHP) program, which is designed specifically for people who earn between 138% of the Federal Poverty Level (FPL) (the cut-off for ACA-expanded Medicaid eligibility) and 200% FPL.
Access Health CT Waives Requirement for Certain Small Businesses to Enroll in a Group Health Insurance Plan Through December 15
Small businesses can enroll in group health insurance at any time of year, but they usually need a certain percentage of employees to participate in the plan
HARTFORD, Conn. (Nov. 23, 2022) — Access Health CT (AHCT) Small Business today announced it will waive the minimum number of employees typically required to enroll in a small group health insurance plan now through Dec. 15.
Small businesses can enroll in a group health insurance plan at any time of year. However, they usually need a certain percentage of employees to participate in the plan. During this period, any small business with 50 or fewer employees in Connecticut can enroll in a group health insurance plan regardless of how many employees participate.
Executive Board votes to cut copays to $5, no deductibles
Washington, DC–The DC Health Benefit Exchange Authority (DCHBX) Executive Board unanimously voted to adopt recommendations based on the work of the DCHBX Standard Plans Working Group to help address health disparities in pediatric mental health treatment. Starting in Plan Year 2024, children covered by a standard plan on DC Health Link will only have a $5 copay, with no deductibles, for outpatient mental health visits, including specialist visits, and no limit on the number of visits. Additionally, this vote reduces prescription copays for child mental health care to $5, with no deductibles.
The action taken by DCHBX means that parents who had copays as high as $45 for their children's mental health visits will only pay $5 starting in 2024. Additionally, parents who were paying as high as $25 in copays for even the lowest-cost generic prescriptions for their children, will have only a $5 copay starting in 2024.
New Yorkers Enrolling by December 15 will be Covered on January 1
ALBANY, N.Y. (November 23, 2022) – NY State of Health, the state's official health plan Marketplace, is working with food pantries for the sixth consecutive holiday season to help consumers access high-quality, affordable health insurance for the upcoming year. Certified enrollment specialists will be available at food pantries across the state during November and December to provide consumers with enrollment assistance. Consumers must enroll by December 15, 2022, for health coverage starting January 1, 2023.
Completed applications/ redeterminations processed through the integrated eligibility system: 8,128
I've never been entirely sure what the "Acquisition Summary" figure refers to, but I've confirmed that it's already included in the larger number.
It looks like Access Health CT has gone ahead and added their "front-loaded" auto-renewal enrollment in this update after several weeks of not doing so.
One of the most inane restrictions of the ACA in my view, as I noted in my "If I Ran the Zoo" wish list back in 2017, is that it doesn't allow undocumented immigrants to enroll in ACA marketplace health plans ("Qualified Health Plans" or QHPs).
I don't just mean that they aren't eligible for federal financial subsidies--that's a prohibition which I can at least understand, even if I don't agree with it. I mean that they aren't allowed to enroll in ACA exchange-based QHPs even at full price, as noted in Section 1312(f)(3):
(3) Access limited to lawful residents.--If an individual is not, or is not reasonably expected to be for the entire period for which enrollment is sought, a citizen or national of the United States or an alien lawfully present in the United States, the individual shall not be treated as a qualified individual and may not be covered under a qualified health plan in the individual market that is offered through an Exchange.
Usually during the annual ACA Open Enrollment Period, the Centers for Medicare & Medicaid Services issue weekly "snapshot" reports of how enrollment is going via the federal ACA exchange (HealthCare.Gov).
Biden-Harris Administration Announces Nearly 40% Increase in New Sign-Ups on HealthCare.Gov
Today, during his remarks on lowering costs for American families, President Biden announced that the number of new enrollees who have signed up for high-quality, affordable health insurance on HealthCare.Gov is up almost 40% compared to the same time last year.
...HHS will release the first formal report on Open Enrollment data next Tuesday, November 22.
