Mississippi once again has two carriers offering ACA-compliant individual market coverage in 2021 and six on the small group market. Unfortunately, few filing forms don't seem to be available and the ones which are are redacted, so I can't run weighted averages for either.
The unweighted average rate increases are 2.7% on the individual market and basically flat for small group plans.
July 23, 2020 - Early 2020 Effectuated Enrollment Snapshot
This report provides effectuated enrollment, premium, and advance payments of the premium tax credit (APTC) data for the Federally-facilitated and State-based Exchanges (“the Exchanges”) for February 2020 and for the 2019 plan year.
February 2020 Effectuated Enrollment Snapshot Key Findings
However, it's a bit overly cumbersome: It stretches out over 5 full pages, and includes columns for Standalone Dental Plans as well as a bunch of info regarding the Small Group Market.
To that end, I've cleaned up/simplified the 2021 Submission Deadline table considerably to only include the individual and small group market dates. I'll be perfectly honest: I'm not quite sure what the distinction is between the "Form/Rate Filings" and the "Binder Deadlines", but the dates tend to match up pretty closely, so I've included all of them below.
As I noted a couple of weeks ago, normally I would've been all over the officialCMS 2020 Open Enrollment Period report the moment it was released. It cuts to the core of what I've done here at ACA Signups for the past seven years: Detailed demographic breakouts of everyone who enrolled in on-exchange ACA market policies during the Open Enrollment Period.
Normally this would be a big, wonky, in-depth analysis, but I'm gonna keep it relatively basic this year for two reasons: First, because the final numbers are only slightly different from what I had them at already (seriously, I was only off by around 5,300 enrollees out of over 11.4 million total); second, because with the COVID-19 pandemic having killed well over 5,000 Americans already with no end in sight, I'm not sure anyone really gives a crap at the moment.
Press Release: NY State of Health Announces Record High Enrollment More than 4.9 Million New Yorkers Enrolled
One in four New Yorkers enrolled through NY State of Health
Enrollment through the Marketplace increased by over 150,000 from last year
ALBANY, N.Y. (February 20, 2020) - NY State of Health, the state’s official health plan Marketplace, today announced that over 4.9 million people, more than one in four New Yorkers, signed up for health coverage through NY State of Health during this year’s Open Enrollment Period. With an increase of 150,000 people over 2019, enrollment is at a record level, including more than 1 million people enrolled in Qualified Health Plans and the Essential Plan. Marketplace enrollment growth is consistent with New York’s declining uninsured rate, which reached a historic low of 4.7 percent. Open Enrollment ran from November 1, 2019, through February 7, 2020.
Press Release: HealthSource RI sees another successful Open Enrollment with lower plan rates for 2020
State’s critical market stability initiatives drive decrease in cost for those without financial help
Rhode Island is already seeing the effects of market stability initiatives proposed by Governor Raimondo and enacted by the General Assembly in 2019.
HealthSource RI’s competitive marketplace offered the 2nd lowest-cost benchmark plan nationwide for 2020.
The average monthly cost of a health insurance plan without financial help went down from $441.91 in 2019 to $435.60 in 2020.
HealthSource RI’s individual and family enrollments increased this Open Enrollment, with 32,704 customers enrolled and paid compared to 32,486 last year.
The marketplace saw over 7,000 new enrollees including strong enrollment from the key “young adult” demographic. Nearly 43% of new 2020 customers were “young invincibles” age 18-34, up from 29% percent in HealthSource RI’s renewing population.
HealthSource RI customers took advantage of new customer service tools, including a new webchat service and a search tool that lists which prescription medications are covered by each health insurance plan.
The total number of Individual Market enrollees is 33,982 enrollees as of the end of January. It's important to understand that this is not the same as the number of people who enrolled on the ACA exchange during Open Enrollment, for two reasons: First, 2020 OEP in Vermont ended on December 15th, 2019; this data is as of January 31st. Second, the tables below include both on- and off-exchange enrollees, as opposed to on-exchange only.
Covered California is announcing a special-enrollment period through April 30 to address concerns that many Californians remain unaware of the new financial help or the new state penalty.
Hmmmm....the Special Enrollment Period is interesting. HealthCare.Gov and some state exchanges did something like this in spring 2015 (the first year people had to actually pay the mandate penalty) and managed to get around 210,000 more enrollees nationally. Of course, the penalty for 2014 was only $95 or 1% of income at the time...now it's up to $695/person or 2.5% of household income, so it's a bigger deal.
DC Health Link to Offer Even More Opportunities for Residents to Get Covered
DCHBX Executive Board Votes to Allow Pre-Natal Special Enrollment Period and Four Other New Opportunities
Washington, DC – With Open Enrollment recently concluded, District residents and small businesses have new opportunities to sign up for health insurance coverage through DC Health Link. The DC Health Benefit Exchange Authority (DCHBX) Executive Board recently adopted recommendations from its Standing Advisory Board to create four Special Enrollment Periods (SEP) and an extended open enrollment period for DC small businesses.
This is very interesting. ACA Open Enrollment deadline extensions have become kind of a running joke over the years, but for the most part they've been restricted to the December deadlines. the states with deadlines already extending into January have stuck with them for the most part...until this year.
A few days ago, New York State of Health announced that they're extending their final enrollment deadline (for March 1st coverage) by a week, until midnight on Friday, February 7th.
California and New York have both released updated 2020 Open Enrollment numbers, so I figured I'd update my spreadsheet one more time before the final data is released. This time I've included a smaller secondary table at the bottom which adjusts the Federal and State-based exchange numbers for Nevada.
OFFICIALLY, HealthCare.Gov enrollment is down nearly 128,000 people this year, but that's not fair because Nevada broke off of HC.gov onto their own full state-based exchange platform this year. When you adjust for that, HC.gov is only down 119,000 people for the remaining 38 states. Meanwhile, the state-based exchanges are officially down 2,900 at the moment, but again, with Nevada joining them, they're actually down around 8,900.people.
That leaves the missing enrollment data from five states. Rhode Island and Vermont haven't released any data...I'm assuming they'll both be very close to last year (call it at least 33,000 and 24,000 respectively). I'm assuming New York + DC will be good for perhaps 3,000 more enrollees combined in their final days. And California will likely tack on another 30,000 or so in their final 2 days of Open Enrollment.
Covered California Sees Thousands of People Enroll Each Day as it Approaches Friday’s Final Day of Open Enrollment
More than 364,000 consumers have newly enrolled during the current open-enrollment period, which ends at midnight on Friday, Jan. 31
More than 33,000 people have enrolled since Monday, an average of more than 11,000 people per day.
California passed two new laws for 2020, one that requires Californians to have health insurance or face a penalty, while the other offers new financial help – for the first time – to eligible consumers purchasing coverage.
Open enrollment is the one time when people can sign up for health insurance in the individual market without needing a qualifying life event.
A Small Number Of Access Health CT Consumers Will Receive Mail This Week About Their Personal Information And Should Review Carefully
HARTFORD, Conn. (January 28, 2020)—Approximately 1,100 Access Health CT consumers will be receiving an ORANGE ENVELOPE in the mail this week. It is important that consumers review this information carefully as they will need to take action to enroll in free services being offered to help protect their personal information that may have been compromised in a data breach.
“Access Health CT takes the privacy and security of consumers’ personal information seriously, and it is making this public notice in an abundance of caution,” said Chief Executive Officer of Access Health CT, James Michel. “We apologize for any inconvenience to consumers and we remain steadfast in our commitment to keep our consumers’ best interests as our number one priority.”
I just received the final 2020 Open Enrollment report from the Massachusetts Health Connector (via email, no link):
Here’s where we are:
We have 290,105 January enrollments
22,493 February and March enrollments
7,014 plans selected
For a total of 319,612
New enrollments currently total 57,044.
I wish every ACA exchange would break out their numbers this way. Simple and to the point, but also with relevant details...not only "renewals vs. new" but also how many are enrolled for January vs. February or March coverage and even how many have/haven't paid yet! The last is a bit unfair since Massachusetts is one of only two states, I believe, which actually handle premium payments (Rhode Island does as well...Washington State used to but doesn't anymore).
Here's what's truly impressive: Massachusetts is the only state to increase their ACA exchange enrollment each and every year for six years running:
Press Release: New Yorkers Have More Time to Get Covered in 2020: NY State of Health Open Enrollment Deadline Extended to February 7
Enroll Now for Affordable, High-Quality Health Coverage in 2020
Free, In-Person Enrollment Help is Available: Click Here to Find a NY State of Health Certified Assistor
ALBANY, N.Y. (January 28, 2020) – NY State of Health, the state’s official health plan Marketplace, announced that consumers will have an additional week to enroll in a Qualified Health Plan (QHP) for 2020. The Open Enrollment deadline has been extended until February 7 to give consumers more time to enroll. NY State of Health’s Customer Service Center representatives and in-person assistors are available to help individuals find the best plan for themselves and their families.
Covered California’s New Enrollment Surges Past Last Year’s Mark with More than a Week Before the Upcoming Jan. 31 Deadline
More than 318,000 consumers have newly enrolled during the current open-enrollment period, surpassing last year’s open enrollment total.
However, new research shows that many Californians – particularly the uninsured – are unaware of a new state law which requires people to have health insurance or face a penalty.
In addition, many Californians are unaware of the new financial help that is available for the first time this year, including first-in-the-nation assistance for middle-income consumers.
Open enrollment, which continues through Jan. 31, is the one time when people can sign up for health insurance in the individual market without needing a qualifying life event.
SACRAMENTO, Calif. — Covered California announced new enrollment data as it moved into the final week of open-enrollment and continued to reach out to consumers about the new state penalty and additional financial help that went into effect with the new year.
As of Wednesday, Jan. 22, more than 318,000 consumers had newly signed up for health insurance through Covered California during the current open-enrollment period, which surpassed last year’s total of 295,000.
he commemoration of Dr. King’s 91st birthday will include parades in both Los Angeles and Sacramento where Covered California will participate.
Covered California representatives, including executive director Peter V. Lee, will join members of Charles Drew University of Medicine and Science in participating in Los Angeles’ Kingdom Day Parade.
In addition, Covered California staff will join thousands of others in Sacramento’s March for the Dream parade.
Covered California is committed to ensuring that the rich diversity of people in the state have access to quality health care.
Open enrollment is underway, and people have through Jan. 31 to sign up for coverage and see if they are eligible for financial help.
SACRAMENTO, Calif. — Covered California will help celebrate the 91st birthday of Martin Luther King Jr. on Monday, by having a contingent of leaders honor the civil rights icon by participating in parades in both Los Angeles and Sacramento.
DENVER — Nearly 167,000 Coloradans signed up for a health insurance plan through the state’s official Marketplace by the end of the Open Enrollment period, according to preliminary data released today by Connect for Health Colorado.
Among the 2020 plan selections, about 20 percent are by customers who are new to Connect for Health Colorado and 80 percent are returning customers.
“This has been another successful Open Enrollment period,” said Chief Executive Officer Kevin Patterson. “Now the work continues to increase access, affordability and choice for residents. We are fully engaged with partners at the state and in the legislature to advise and help implement innovative approaches to lower the cost of health care and increase choice.”
The calculation doesn’t include the last day of open enrollment, but Access Health officials reported Thursday that enrollment was down 2.7% in 2020.
An estimated 106,376 Connecticut residents enrolled with either ConnectiCare or Anthem Health Plans. That’s fewer than the estimated 111,066 who signed up for coverage last year.
I'm not sure where she gets 2.7%...that's a 4.2% drop year over year. They tacked on another 200 or so per day over the final week or so...if you assume a small surge on the final day they might top out at 107K, which would be perhaps a 3.7% drop.
A few more useful data nuggets:
It was the fourth year in a row that there was a drop in customers qualifying for federal tax credits to off-set the cost of the monthly premiums. An estimated 69% of those who enrolled this year are eligible for a subsidy. That’s a drop from 78% in 2016.
Certified In-Person Assistors Provide Enrollment Opportunities at MLK Day Events Across the State Leading up to January 31 Enrollment Deadline
ALBANY, N.Y. (January 16, 2020) – NY State of Health, the State’s official health plan Marketplace, today announced participation in several Dr. Martin Luther King, Jr. Day events being held throughout the State. Certified In-Person Assistors will be at events celebrating the legacy of Dr. Martin Luther King, Jr. to ensure New Yorkers have access to high-quality, affordable health care and to answer questions regarding enrolling or re-enrolling through the Marketplace. All events are open to the public.
“We are excited to meet New Yorkers at events celebrating Dr. Martin Luther King, Jr. to help them find a quality, low-cost health plan during Open Enrollment,” said NY State of Health Executive Director Donna Frescatore. “Enrollment in a 2020 Qualified Health Plan runs through January 31, and our participation in these events offers New Yorkers another opportunity to complete the enrollment process.”
Covered California Continues to See Strong Interest and Reminds Consumers That Penalty Is Back for 2020 as Open-Enrollment Deadline Approaches
More than 269,000 consumers have newly enrolled during the current open-enrollment period, which continues in California through Jan. 31.
A new law requires Californians to have health insurance in 2020 or face a penalty when they file their taxes with the Franchise Tax Board in 2021.
The penalty can be $2,000 or more for a family of four.
New research shows that many Californians, particularly the uninsured, are unaware of the new penalty or the new financial help that is available for the first time this year.
SACRAMENTO, Calif. — Covered California announced new data as it approaches the final two weeks of the annual open-enrollment period and reminded consumers about the new state penalty and additional financial help that went into effect with the new year.
As of Saturday, Jan. 4, more than 269,000 consumers had newly signed up for health insurance through Covered California during the current open-enrollment period, which is an increase of 18 percent above the number of consumers who had enrolled at this time last year. In addition, more than 1.15 million existing Covered California members have renewed their coverage for 2020.
Latino leaders to discuss state of enrollment opportunities at 6th Annual Hispanic Leadership Health Forum; Enrollment and outreach events scheduled throughout DC
Despite national studies showing the Latino community saw the biggest drops in uninsured rates thanks to the Affordable Care Act (ACA), the uninsured rate for Latinos continues to be significantly higher than in other minority communities, according to a United States Census report.
DC Health Link, in partnership with the Mayor’s Office of Latino Affairs (MOLA), the Greater Washington Hispanic Chamber of Commerce and many community-based organizations, will host its annual, action-packed week of intensive enrollment and outreach activities during its Annual Hispanic Enrollment Week of Action. DC Health Link is using this Week of Action to accelerate outreach efforts to promote, educate and motivate Latino enrollment in quality, affordable health insurance. The Hispanic Enrollment Week of Action runs through January 19, 2020.
On Wednesday, January 15, 2020, the Massachusetts Health Connector embarks on a one-day, multi-city tour that includes stops at six locations along the North and South Shore to remind Massachusetts residents there is still time to get 2020 health coverage before Open Enrollment ends January 23.
On Wednesday, January 15, 2020, the Massachusetts Health Connector holds its “Day of Coverage” featuring activities across the Commonwealth designed to help people #GetCovered with health insurance for the new year.“Day of Coverage” activities will be held in Boston, Hyannis, Lawrence, New Bedford, and Lowell.
Open Enrollment is happening now and runs through January 23, 2020. Massachusetts residents who want to enroll in coverage or switch plans to start February 1, must sign up through the Health Connector by January 23rd.
Residents can sign up for coverage at www.MAhealthconnector.org, over the phone at 1-877-MA-ENROLL (1-877-623-6765), or in person through a local navigator organization.
Close To 20 Percent Of Access Health CT Customers Still Need To Submit Verification Documents To Stay Covered
Customers can scan and submit verification documents at Enrollment Fairs, via mail or online
Some AHCT customers will receive letters in the mail requesting specific documents to confirm information in their application.
Documents can be submitted online, at an Enrollment Fair where documents can be scanned and uploaded immediately or by mail.
Failure to submit documents by the deadline can result in loss of coverage or financial help.
HARTFORD, Conn. (January 13, 2020)—Open Enrollment to sign up for a 2020 health insurance plan through Access Health CT (AHCT) ends at midnight on Wednesday, January 15, 2020. Connecticut residents can still enroll online, over the phone, or in-person at any of our Enrollment Fairs or five Enrollment Locations—and some might need to submit verification documents.
Located across Colorado, these events provide educational and enrollment information about health insurance coverage, the application process and financial help through Connect for Health Colorado. While you can’t complete enrollment at all of these events, they are a great opportunity to talk with our network of trusted, certified experts and to schedule appointments.
Pueblo Get Covered is hosting an open enrollment on Wed, Jan 15 from 8 am - 5 pm at 230 N Union Ave. Pueblo, CO 81003. For more information call 719-583-6611. Jan 15 is the last day of open enrollment!