Michigan

Michigan

The Michigan Dept. of Insurance & Financial Services hasn't issued any press releases yet, so it's conceivable that these may change, but Michigan's preliminary 2023 individual & small group market health insurance policy rate filings appear to be pretty complete on the SERFF database.

Alliance Health & Life Insurance Co:

The following are the key drivers of the requested rate change.

 

It's particularly embarrassing for me to not have had this development on my radar seeing how I'm a life-long Michigander who also personally knows at least two of the state legislators onboard. Regardless, this is pretty exciting news from a healthcare policy wonk perspective:

The Michigan Legislature is considering joining the 18 other states that have established state-run health insurance marketplaces through HB 6112. Having an exchange run by the state instead of the federal government, supporters of the bill say, will save Michiganders money by leaving the “rigid and inflexible” federal market for a Michigan-tailored market that can be more responsive and potentially lower premiums. The bill is still in the early days of the legislative process, awaiting a vote from the House Health Policy Committee.

Sure enough, from last week:

Michigan

via the Michigan Dept. of Insurance & Financial Services:

(LANSING, MICH) Gov. Whitmer today announced Michiganders have more plans to choose from, more low- or no-cost coverage options, and more time to enroll during the Health Insurance Marketplace Open Enrollment period, which runs today, November 1 through January 15, 2022.

“Michigan has called for expanded health coverage opportunities throughout the pandemic, and I applaud the Biden-Harris Administration for its continued work in lowering costs to high-quality, comprehensive health insurance for Michigan’s working families,” said Governor Gretchen Whitmer. “Through increased subsidies, an extended enrollment period, and more investment in local assistance, Michiganders have the support they need to get covered for 2022.”

Michigan

I wrote up an analysis of Michigan's preliminary 2022 rate filings for the individual & small group markets back in August.

A week or so ago the Michigan Dept. of Insurance & Financial Services issued their final decisions on approved rate filings.

Not too many changes were made in either market. I get a weighted average increase of 4.6% for individual market plans (MI DIFS puts it at 4.7%), while I get exactly +7.0% for small group plans (MI DIFS puts it at +7.1%).

As I noted in August, the other noteworthy changes are:

Michigan

I'm gonna be posting mea culpas for a few days for missing important ACA-related announcements over the past few weeks.

Michigan's preliminary 2022 rate filings actually came out a solid month ago, but as noted above I'm way behind on my rate filing project this year:

Highlighting Michigan’s increasingly competitive health insurance market, the Michigan Department of Insurance and Financial Services (DIFS) has reported that consumers will have more health plan options from an increased number of insurers on the Health Insurance Marketplace for the upcoming open enrollment period.

“As we look toward the end of the pandemic and beyond, it is critical that Michiganders are able to get the affordable, high quality health coverage they need for themselves and their families,” said DIFS Director Anita Fox. “Consumers will have more options to choose from when shopping for health insurance coverage on the Marketplace during open enrollment later this year.”

Michigan Flag

 

via the Michigan Dept. of Insurance & Financial Services:

DIFS Files Cease and Desist Order Against Health Care Sharing Ministry, Connected Businesses Operating in Michigan

(LANSING, MICH) The Michigan Department of Insurance and Financial Services (DIFS) has issued a cease-and-desist order against a healthcare sharing ministry and two connected companies for allegedly acting in violation of the Michigan Insurance Code.

“Health care sharing ministries can have a role in fostering the health, fellowship, and sense of community for individuals of faith, but they must follow the requirements of the law,” said DIFS Director Anita Fox. “The DIFS investigation showed that the companies under this cease-and-desist order are essentially operating as unlicensed health insurance companies, in violation of the Insurance Code.”

Michigan

I've once again relaunched my project from last fall to track Medicaid enrollment (both standard and expansion alike) on a monthly basis for every state dating back to the ACA being signed into law.

For the various enrollment data, I'm using data from Medicaid.gov's Medicaid Enrollment Data Collected Through MBES reports. Unfortunately, they've only published enrollment data through December 2020. In some states I've been able to get more recent enrollment data from state websites and other sources.

Today I'm presenting Michigan. For enrollment data from January 2021 on, I'm relying on adjusted estimates based on raw data from the Michigan Dept. of Health & Human Services, especially their monthly "Green Book of Key Program Statistics".

Michigan

A few weeks ago I noted that my year-long tracking of COVID-19 cases and deaths along partisan lines has proven to be very much justified, as recent headlines in major news outs have proven:

Nearly half of Republicans say they don’t want a Covid vaccine, a big public health challenge.

But more than two in five Republicans said they would avoid getting vaccinated if possible, suggesting that President Biden has not succeeded in his effort to depoliticize the vaccines — and leaving open the question of whether the country will be able to achieve herd immunity without a stronger push from Republican leaders to bring their voters on board.

‘I’m still a zero’: Vaccine-resistant Republicans warn that their skepticism is worsening

Michigan

A few weeks ago I noted that my year-long tracking of COVID-19 cases and deaths along partisan lines has proven to be very much justified, as recent headlines in major news outs have proven:

Nearly half of Republicans say they don’t want a Covid vaccine, a big public health challenge.

But more than two in five Republicans said they would avoid getting vaccinated if possible, suggesting that President Biden has not succeeded in his effort to depoliticize the vaccines — and leaving open the question of whether the country will be able to achieve herd immunity without a stronger push from Republican leaders to bring their voters on board.

‘I’m still a zero’: Vaccine-resistant Republicans warn that their skepticism is worsening

Michigan

A week ago I noted that my year-long tracking of COVID-19 cases and deaths along partisan lines has proven to be very much justified, as recent headlines in major news outs have proven:

Nearly half of Republicans say they don’t want a Covid vaccine, a big public health challenge.

But more than two in five Republicans said they would avoid getting vaccinated if possible, suggesting that President Biden has not succeeded in his effort to depoliticize the vaccines — and leaving open the question of whether the country will be able to achieve herd immunity without a stronger push from Republican leaders to bring their voters on board.

‘I’m still a zero’: Vaccine-resistant Republicans warn that their skepticism is worsening

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