Residents Urged to Sign up for Health Coverage as Get Covered New Jersey Open Enrollment Deadline Nears
Total signups over 321K as residents continue to benefit from record savings; Two weeks left to enroll
TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride today announced that more than 321,000 New Jersey residents signed up for a 2023 health insurance plan through the state’s official health insurance marketplace, Get Covered New Jersey, in the first nine weeks of the Open Enrollment Period that started on November 1, 2022.
With just two weeks left in the Open Enrollment Period, Commissioner Caride urged residents in need of health coverage to review their options and sign up today. Open Enrollment for 2023 health insurance ends January 31st, 2023 in New Jersey.
via the New Jersey Dept. of Banking & Insurance (via email; no link yet):
NJDOBI Announces Nearly 300K Have Signed Up for Health Insurance through Get Covered New Jersey
NJ residents must enroll by Dec. 31 for coverage starting Jan. 1
9 in 10 People Who Enroll Qualify for Savings; Many Pay $10 a Month or Less for Health Coverage
TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride today announced that nearly 300,000 New Jersey residents signed up for a 2023 health insurance plan through the state’s official health insurance marketplace, Get Covered New Jersey, in the first five weeks of the Open Enrollment Period that started on November 1, 2022. Total signups have increased compared to the same timeframe last year, as residents continue to take advantage of record levels of financial help available from the State of New Jersey and the federal government.
Open Enrollment for 2023 health insurance ends January 31st, 2023, but residents must enroll in a plan by December 31st, 2022 for coverage to take effect on January 1st, 2023.
Open Enrollment Period at Get Covered New Jersey Begins November 1, 2022
Historic Levels of Financial Help Remain Available for the Upcoming Year, Following Federal Inflation Reduction Act Signing
TRENTON — The New Jersey Department of Banking and Insurance today announced it is accepting applications for community organizations to serve as Navigators to assist residents with health insurance enrollment for the upcoming Open Enrollment Period and during 2023. The department is making available a total of $5 million in grant funding for Navigators in an effort to ensure enrollment assistance is available in the community for residents seeking coverage through Get Covered New Jersey, the state’s official health insurance marketplace, during the Open Enrollment Period that starts November 1, 2022 and throughout the year.
This just in via the New Jersey Dept. of Banking & Insurance (via email for now):
Statement from New Jersey Department of Banking and Insurance Commissioner Caride on President Biden’s Enactment of the Inflation Reduction Act
TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride today released the following statement on the signing by President Biden of the Inflation Reduction Act:
With the signing of the Inflation Reduction Act, President Biden and Congress have preserved a lifeline to health insurance for millions of Americans. For New Jersey, this means the preservation of record levels of financial help that have made health insurance through Get Covered New Jersey more affordable for hundreds of thousands of New Jersey residents.
TRENTON — Governor Phil Murphy, Department of Banking and Insurance Commissioner Marlene Caride, federal officials and health insurance Navigators today urged New Jersey residents in need of health coverage to act now to explore their health insurance options and take advantage of record levels of financial help available at Get Covered New Jersey (GetCovered.NJ.gov), the state’s official health insurance marketplace.
Open enrollment is the one time of year residents who do not have health insurance through an employer or other program such as Medicaid or Medicare can enroll in a plan. Consumers must enroll by December 31, 2021 for their coverage to take effect on January 1, 2022.
NJ DOBI Announces Grant Opportunity for Navigators to Assist New Jerseyans With Health Insurance Enrollment
Open Enrollment Period at Get Covered New Jersey Begins November 1, 2021
TRENTON – The New Jersey Department of Banking and Insurance today announced it is now accepting applications for community organizations to serve as Navigators to assist residents with health insurance enrollment for the upcoming Open Enrollment Period and during 2022. The department is making available a total of $4 million in grant funding for Navigators, in an effort to ensure enrollment assistance is available in the community for residents seeking coverage through Get Covered New Jersey, the state’s official health insurance marketplace, during the Open Enrollment Period that starts November 1, 2021 and through the year.
TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride issued the following statement on the U.S. Supreme Court decision today upholding the Affordable Care Act by a 7-2 vote:
“Today’s Supreme Court decision is a victory for millions of Americans and New Jerseyans who have access to quality, affordable health insurance as a result of the Affordable Care Act.
“Under Governor Murphy’s leadership, New Jersey has led the way in increasing access to health insurance based on the guiding principle that health care is a fundamental right. New Jersey launched its own state-based health insurance exchange, Get Covered New Jersey, and provided state-level subsidies to increase access and affordability of health coverage and care for our residents, and enrollment increased by nearly 10 percent during our first Open Enrollment Period. Nearly 40,000 residents have signed up for health insurance during the Special Enrollment Period opened by the state on February 1 in response to COVID-19.
Good news! More financial help is now available through Get Covered New Jersey
New Federal and State Savings
The federal government recently passed a COVID-19 relief bill, the American Rescue Plan Act of 2021, which was signed into law by President Biden on March 11, 2021. The new law will reduce health insurance premiums by providing more financial help to eligible consumers who purchase a plan through Get Covered New Jersey. The State of New Jersey is also providing more financial help to lower health insurance costs for residents enrolling at Get Covered New Jersey.
More people than ever will qualify for financial help. If you did not qualify for financial help before because your income was too high, you may qualify under the state and federal changes. If you already receive financial help, you will likely be eligible for additional premium reductions. These new changes make coverage more affordable at many income levels.
On January 29, 2021, the Department of Banking and Insurance (“Department”) issued Bulletin No. 21-03 advising carriers and other interested parties that an emergency COVID-19 Special Enrollment Period (“COVID-19 SEP”) would go into effect on February 1, 2021 and extend through May 15, 2021. The COVID-19 SEP ensured that New Jersey residents have access to quality affordable health insurance during a critical time in which the need to protect public health is paramount. Specifically, the COVID-19 SEP made sure that individual market coverage was available to uninsured individuals during the pandemic. It also aligned New Jersey with the Federal Special Enrollment Period which runs through May 15, 2021 and the Federal Public Health Emergency.