OK. The Big News that everyone's waiting on this week regarding the 2018 Open Enrollment Period will come on Wednesday. That's when CMS will presumably post the Week 7 Snapshot Report for HealthCare.Gov, which covers 39 states. Wednesdays are also usually when Covered California, the largest state-based exchange, posts their updates as well.
That leaves the other 11 smaller state-based marketplaces (SBMs), of which only one, Colorado, has posted an update so far this week. As it happens, however, that was an impressive update: Colorado's total enrollments to date now stand at 149,000 people, about 7% ahead of last year. With CO added to the mix, I've now confirmed exactly 2,522,078 QHP selections across those 12 SBMs...which means the SBMs have already broken my personal final QHP projection of 2.5 million as of January 31st.
Connect for Health Colorado® Reports Increase in Healthcare Plan Selections for 2018; Open Enrollment Continues to January 12, 2018
DENVER — More than 149,000 Coloradans selected healthcare coverage for 2018 through the state health insurance Marketplace through the December 17, 2017, a rate 7 percent ahead of signups one year ago, according to new data released today by Connect for Health Colorado®, mid-way through the Open Enrollment period for 2018 coverage.
“It’s not over, but the first half of this Open Enrollment period has set a solid pace,” said Connect for Health Colorado CEO Kevin Patterson. “We are still enrolling Coloradans who buy their own health insurance through January 12. I encourage everyone who does not have coverage yet to go to our site and see if they qualify for financial help. My message is, ‘Don’t leave money on the table.’ We know that too many Coloradans who qualify for help assume that they don’t.”
Yes, The Big Deadline, December 15th, has finally come and gone, and the half-length, batcrap insane 2018 Open Enrollment Period is over and done with, right?
Well...sort of.
It's true that the official deadline to #GetCovered for 2018 has passed for HealthCare.Gov (which operates 39 states), along with the state-based exchanges in Vermont and Idaho.
HOWEVER...there are 9 other state exchanges, as well as the one in the District of Columbia, which have deadlines later than December 15th:
The other day it was reported that unlike prior years, HealthCare.Gov would not be offering any type of "In Line By Midnight" grace period this year for people who start their ACA application today but aren't able to complete it in time for whatever reason.
Apparently that isn't quite the case...
It's busy at our call center today! If you call and are asked to leave your name and phone number, please do so. A call center rep will call you back after Dec 15 to make sure you have Marketplace coverage that starts Jan 1. You may also visit https://t.co/eTfU7hBbyh to enroll.
I'm assuming whoever posted the update simply forgot to also update the "as of" date; presumably it's as of yesterday (December 14th), but I've put in a request for clarification.
UPDATE: Yup, they've since corrected the date to read 12/15/17 (basically, as of this morning I presume).
It's important to note that today is not the deadline for Connecticut residents to enroll; AccessHealthCT's deadline isn't until next Friday, December 22nd.
According to Steve Valandra, spokesperson for the Washington State Office of the Insurance Commissioner, the department has already come to a "done deal" agreement with Centene/Ambetter, the terms of which include:
The cease & desist order will be removed immediately, allowing Centene/Ambetter to continue selling plans on the individual market in Washington (including the ACA exchange)
Centene/Ambetter will immediately ameliorate all patient billing errors and other issues
Centene/Ambetter will be hit with a $1.5 million fine, but $1 million of this will be suspended if there are no further violations for at least 2 years
Centene/Ambetter must hire an external auditor, approved by the state insurance dept., to go over their books/etc.
The official notice of this agreement will be posted publicly on the Insurance Commissioner's website within 5 days.
The number of new consumers signing up for coverage remains ahead of last year’s pace, with more than 38,000 selecting a plan during the past three days.
Consumers now have until the end of Dec. 22 to sign up for health care coverage that will begin on Jan. 1.
Based on the first month’s enrollment, most consumers are paying less for coverage.
Covered California is working to distinguish the deadline for open enrollment in California — which ends Jan. 31 — from the shorter period for much of the nation.
SACRAMENTO, Calif. — In response to a strong surge in demand, Covered California is giving consumers more time to sign up for health coverage that will begin on Jan. 1, 2018.
First Half of 2017 Average Effectuated Enrollment Report
Effectuated Enrollment Analysis
According to data as of September 15, 2017, an average of 10.1 million individuals had effectuated their coverage through June 2017, meaning that they selected a plan and paid their premium. This is approximately 200,000 fewer effectuated individuals compared to the effectuated report for the first half of 2016 and about 2.1 million below the number of plan selections at the end of 2017 open enrollment.
This is an astounding level of negligence on the part of that salesperson and/or company.
Please spread the word: YOU CANNOT SWITCH TO AN ACA-COMPLIANT PLAN OUTSIDE OF OPEN ENROLLMENT unless you have a qualifying event. A catastrophic health problem is NOT a qualifying event.https://t.co/BAPChCasOG
Many of you have heard the story of Laura Packard, a young woman who was diagnosed with stage 4 Hodgkin’s disease last spring, and who has since become a powerful advocate for the Affordable Care Act, writing op-ed pieces for US News & World Report. recording videos for NowThis and so forth.
