Charles Gaba's blog

Connect for Health Colorado Logo

via Connect for Health Colorado, Colorado's ACA exchange:

Insurance Brokers and Enrollment Assisters Available across Colorado

DENVER— One way the state’s health insurance Marketplace serves Colorado’s health coverage needs is by providing a diverse network of experts who can help residents enroll in the best plan for them – and who can help for free any time of the year.

These experts are Connect for Health Colorado-certified Insurance Brokers and Enrollment Assisters, and they live and work everywhere across the state.

“Our certified experts are a valuable source of support for Coloradans,” said Connect for Health Colorado’s Chief Executive Officer, Kevin Patterson. “But they don’t just provide enrollment services; they offer a continuum of assistance. I encourage anyone who needs health insurance help to use a Connect for Health Colorado Assistance Site. We’re here to help you navigate anything that changes your situation, so that you can stay covered.”

More Assistance and Resources Than Ever Before

MNsure Logo

via MNsure, Minnesota's ACA exchange:

ST. PAUL, Minn. — Today, MNsure, Minnesota’s health insurance marketplace, announced over $4.2 million in grant awards to 22 organizations to support increased outreach and enrollment help in communities across the state. All 22 organizations employ MNsure-certified “navigators” — local experts who offer free application and enrollment assistance to Minnesotans who need health insurance.

Navigators provide crucial support for consumers by answering questions and guiding them through the application and enrollment process from start to finish, completely free of cost. Working with a navigator can reduce barriers to getting or maintaining health coverage such as a lack of comfort using technology, unreliable internet access, limited English proficiency, or unfamiliarity with health insurance terms.

Washington HealthPlan Finder

via the Washington Health Benefit Exchange:

FTC action against Benefytt results in refunds for consumers who bought insufficient plansOlympia, WA

Washington Health Benefit Exchange (Exchange) is opening a special enrollment period until Nov. 10, 2022, for 232 Washingtonians who were sold an insufficient healthcare plan from Benefytt Technologies.

Benefytt must contact customers who are currently paying for Benefytt’s plans, inform them of the Federal Trade Commission’s (FTC) complaint against the company, and allow them to cancel their enrollment. Benefytt also must provide refunds for payments made after the order is entered directly to customers who cancel right away.

Idaho

Via the Idaho Insurance Dept:

Idahoans to see 12-percent lower health insurance costs with approval of key “Leading Idaho” waiver

Boise, Idaho – Governor Brad Little announced today the State of Idaho achieved a key milestone of the “Leading Idaho” plan – approval of the state’s innovation waiver, ensuring accessible health insurance for more Idahoans.

“Idahoans benefited from another win from our ‘Leading Idaho’ plan today. The approval of the state’s innovation waiver is estimated to reduce insurance premiums for individuals by about 12-percent, keeping more Idahoans insured and providing them better access to affordable healthcare,” Governor Little said.

Maine

Back in july, the Maine Dept. of Professional & Financial Regulation posted the preliminary 2023 rate filings for Maine's individual & small group markets:

Maine Health Insurers File Proposed Rates for 2023 Plan Year

Health insurance carriers in Maine's Individual and Small Group markets have filed proposed rates with the Maine Bureau of Insurance (the Bureau) for the 2023 plan year. June 27, 2022 was the deadline for the initial filing of plans and rates, but insurers may revise their filings through July 20, 2022.

Back in July, Covered California posted the preliminary 2023 rate changes for ACA individual market healthcare policies. Overall, the weighted average rate hike was around 6.0% across the entire statewide market.

Yesterday, CoveredCA announced that thanks to the Inflation Reducation Act being signed into law by President Biden...

...@CoveredCA is announcing a reduction in its 2023 average rate change from 6% to 5.6%. The 0.4% decrease is due to the Inflation Reduction Act ensuring increased financial help for next year. Renewal begins Oct. 1 and #OpenEnrollment starts Nov. 1 for #ACA coverage.

Unfortunately they haven't posted the rate changes for each individual insurance carrier yet, but assuming it's fairly even across all of them, the premium savings should amount to something like:

This has been a long time coming...via the HHS Dept. (by email, no link yet):

New Rule Makes Clear that Noncitizens Who Receive Health or Other Benefits to which they are Entitled Will Not Suffer Harmful Immigration Consequences

Today, the U.S. Department of Homeland Security (DHS) issued a final rule applicable to noncitizens who receive or wish to apply for benefits provided by the U.S. Department of Health and Human Services (HHS) and States that support low-income families and adults. The rule, which details how DHS will interpret the “public charge” ground of inadmissibility, will help ensure that noncitizens can access health-related benefits and other supplemental government services to which they are entitled by law, without triggering harmful immigration consequences. By codifying in regulation the “totality of the circumstances” approach that is authorized by statute and which has long been utilized by DHS, the rule makes it clear that individual factors, such as a person’s disability or use of benefits alone will not lead to a public charge determination.

Connecticut

via the Connecticut Insurance Department:

CONNECTICUT INSURANCE COMMISSIONER ANNOUNCES 2023 HEALTH INSURANCE PREMIUM RATES, SAVING ACA PLAN MEMBERS $138.4 MILLION

  • As Health Care Costs Continue to Rise, Insurance Department Protects Consumers Against Unjustified Rate Increases by Holding Insurers to Historically Low Profit Margins

Connecticut Insurance Department (CID) Commissioner Andrew N. Mais announced today that the Department continues to protect consumers by significantly reducing health insurers’ 2023 requested rates, despite ongoing increases in underlying health care costs.

CMS Logo

via the Centers for Medicare & Medicaid Services (CMS):

Streamlining Eligibility & Enrollment Notice of Propose Rulemaking (NPRM)

The Centers for Medicare & Medicaid Services’ (CMS’) new proposed rule would make it easier for millions of eligible people to enroll in and retain their Medicaid coverage. The rule would reduce red tape and simplify applications, verifications, enrollment, and renewals for health care coverage through Medicaid and the Children’s Health Insurance Program (CHIP). The proposed rule responds to President Biden’s January 2021 and April 2022 Executive Orders to strengthen Medicaid and access to affordable, quality health coverage.

HealthSourceRI Logo

via HealthSource RI (email only for the moment):

Press Release: Rhode Island Achieves Lowest Ever Uninsured Rate, Survey Finds

Survey Results Come as Wallet Hub has Ranked the Ocean State as #1 in the Nation for the Best Health Care

EAST PROVIDENCE, R.I.– A preliminary analysis of the latest Rhode Island Health Insurance Survey (HIS) shows that Rhode Island has reached its lowest uninsured rate ever recorded. For the first time, just 2.9% of Rhode Islanders are uninsured, a reduction from the 4.0% the last time this survey was conducted in 2020. According to federally collected data through 2020, only Massachusetts and Vermont have ever recorded a state uninsured rate lower than 3.0%. This news comes as WalletHub has ranked Rhode Island as the best state in the country for health care. 

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