Neighborhood Health Plan of Rhode Island (if IRA subsidies are extended):
Weighted Average Rate Increase: This represents the average rate increase, including modifications to prior year benefits and other pricing adjustments. The average premium increase to consumers, before reflecting changes in age is expected to be 16.3%.
The range of rate changes, before reflecting changes in age, which consumers will experience, is approximately 15.0% to 17.5%.
Neighborhood Health Plan of Rhode Island (if IRA subsidies AREN'T extended):
Weighted Average Rate Increase: This represents the average rate increase, including modifications to prior year benefits and other pricing adjustments. The average premium increase to consumers, before reflecting changes in age is expected to be 21.2%.
The range of rate changes, before reflecting changes in age, which consumers will experience, is approximately 20.1% to 22.2%.
Blue Cross Blue Shield of RI (if IRA subsidies are extended):
Maryland Insurance Administration Approves 2026 Affordable Care Act Premium Rates
Despite increases, Maryland remains a national leader in affordable rates; new state subsidy to offset loss of enhanced federal tax credits
BALTIMORE – Maryland Insurance Commissioner Marie Grant today announced the premium rates approved by the Maryland Insurance Administration for individual and small group health insurance plans offered in the state for coverage beginning January 1, 2026.
Rhode Island has around ~42,000 residents enrolled in ACA exchange plans, 88% of whom are currently subsidized. I estimate they also have another ~3,000 unsubsidized off-exchange enrollees.
(Aetna/CVS is pulling out of the ACA individual market in every state; I've made an educated guess as to their current enrollees, who aren't counted as part of the weighted average as they'll have to shop around for a new carrier this fall. See below.)
Antidote Health Plan:
(Antidote's actuarial memo is heavily redacted so I don't know their current enrollment; I've had to make an educated guess. See below.)
With the ongoing budget battle approaching the Sept. 30th federal government shut down deadline, U.S. Senator Patty Murray (D-WA) and U.S. Representative Rosa DeLauro (D-CT-03) have formally introduced a bicameral Continuing Resolution bill to fund the government for an extra month to buy more time to negotiate and avoid a shutdown by the Republican-controlled federal government:
Today, Senator Patty Murray (D-WA), Senate Appropriations Committee Vice Chair, and Congresswoman Rosa DeLauro (D-CT-03), House Appropriations Committee Ranking Member, introduced a continuing resolution (CR) to keep the government funded and allow negotiations to continue over full-year bills that ensure Congress, not President Trump or Russ Vought, decide how taxpayer dollars are spent. The CR also addresses the health care crisis Republicans have single-handedly created and protects Congress’ power of the purse, rejecting President Trump’s illegal “pocket rescission.”
Speaker Johnson, Leader Jeffries, Leader Thune, and Leader Schumer,
We urge you to extend the Affordable Care Act’s enhanced premium tax credits. For millions of hard-working Americans, these subsidies are the only reason health insurance is still within reach in a country where the cost of living keeps going up.
If they expire, premiums will rise by thousands of dollars for many families, millions will lose coverage, and people will be forced to make impossible choices between paying for healthcare, rent, or groceries. Hard-working American families, older Americans not yet on Medicare, small business owners, and rural communities—where marketplace coverage is often the only option—will be hit the hardest.
SACRAMENTO, Calif. — Covered California issued the following statement concerning the California Department of Public Health (CDPH) announcement of official immunization recommendations, following the passage of Assembly Bill 144:
“We applaud Gov. Newsom, the California Legislature and the Department of Public Health for recommending immunizations that are backed by scientific research and supported by trusted medical organizations,” said Covered California Executive Director Jessica Altman. “The evidence overwhelmingly shows that vaccines work, and with these steps Californians – and all Covered California enrollees – will continue to have access to these critical health tools.”
...the good news is that the [U.S. Preventative Services Task Force] can continue to do its job. The bad news is that anti-vaxxer & complete nutjob Robert F. Kennedy Jr. is now the one who gets to decide who serves on the PSTF.
The Task Force is made up of 16 volunteer experts in the fields of preventive medicine and primary care, including internal medicine, family medicine, pediatrics, behavioral health, obstetrics/gynecology, and nursing. Most of our members are practicing clinicians. To develop recommendations, we use our own expertise and routinely invite the input of disease experts and specialists. We also invite input from stakeholders and the public.
(I know numerous other states with Democratic governors have issued similar executive orders already, but I'm a lifelong Michigander as are most of my family so this one comes as particular relief to me)...
via email (no link yet):
Governor Whitmer Signs Executive Directive, Ensuring Michiganders Can Access Vaccines to Stay Healthy Ahead of Cold, COVID-19, and Flu Season
LANSING, Mich.—Today, Governor Gretchen Whitmer signed an executive directive, ensuring vaccines remain available to Michiganders as we approach the fall. Specifically, she has instructed state agencies to identify and remove any barriers to accessing COVID-19 vaccines, so Michiganders can stay healthy ahead of cold and flu season. Governor Whitmer remains committed to supporting the health and wellbeing of every Michigander and their families.
I just finished writing up a deep dive into the Arkansas Insurance Dept's move from laissez faire-style Silver Loading to fully-regulated & maximized Premium Alignment in an attempt to mitigate the massive net premium damage about to be caused if the enhanced ACA premium tax credits expire at the end of 2025.
However, it's not just Arkansas which has finally seen the light and joined about a dozen other states in putting full-bore Premium Alignment (PA) pricing into place to help reduce the financial burden on ACA individual market enrollees in 2026.
Other states which have already done so in the past include Colorado (sort of), Texas, New Mexico, Maryland, Pennsylvania (somewhat), Illinois, Vermont and Wyoming.
