COVID19

This afternoon, the Congressional Budget Office released their 10-year "score" report of the largest single chunk of the House Democrats version of the American Rescue Plan from the Ways & Means Committee:

Legislation Summary

S. Con. Res. 5, the Concurrent Resolution on the Budget for Fiscal Year 2021, instructed several committees of the House of Representatives to recommend legislative changes that would increase deficits up to a specified amount over the 2021-2030 period. As part of this reconciliation process, the House Committee on Ways and Means approved legislation on February 10 and 11, 2021, with a number of provisions that would increase deficits. The legislation would extend unemployment benefits, establish a pandemic emergency fund, increase subsidies for health insurance, provide cash payments to eligible people, expand several tax credits, and modify rules for pensions, among other provisions designed to mitigate the impact of the COVID-19 pandemic caused by the coronavirus.

via the Nevada Health Link...

Special Enrollment Period through Nevada Health Link begins February 15

  • Uninsured Nevadans will have 90 more days to enroll in a qualified health plan for 2021 coverage

Nevada Health Link, the online health insurance marketplace operated by the state agency, the Silver State Health Insurance Exchange (Exchange), begins its 90-day Special Enrollment Period (SEP) for uninsured Nevadans, starting February 15 through May 15, 2021. The SEP is in accordance with the Executive Order issued by President Biden last month, in response to the ongoing national health emergency presented by COVID-19.

*(Yes, believe it or not, I was able to come up with an extreme example of an older couple in Oklahoma managing to save a jaw-dropping $64,000/year in heath insurance premiums if the American Rescue Plan is passed, signed and implemented.)

When President Biden announced that HealthCare.Gov would be re-launching an extended Special Enrollment Period in light of the ongoing COVID-19 pandemic, I wasn't surprised at all; in fact, I would have been shocked if he hadn't ordered the HHS Dept. to do so. I was surprised by how long the new COVID Enrollment Period would be: A full 3 months (I had been expecting either 30, 45 or perhaps 60 days at the outside).

The more I thought about it, however, I realized three good reasons to re-open HC.gov all the way out until mid-May. The first two I already wrote about several weeks ago:

A picture is worth 1,000 words and all that.

I've done my best to label every state/territory, which obviously isn't easy to do for most of them given how tangled it gets in the middle. For cases per capita, the most obvious point is that New York and New Jersey, which towered over every other state last spring, are now utterly dwarfed by North & South Dakota, although things are getting pretty horrible everywhere now.

1 out of every 8 residents of North & South Dakota's entire populations have tested positive for COVID-19 over the past year.

Rhode Island is up to over 1 out of every 9 residents.

Utah, Tennessee, Arizona, Iowa, Oklahoma and Arkansas and Nebraska are up to 1 out of every 10 residents.

41 states have seen at least 1 out of every 15 residents test positive.

EVERY state except Washington, Oregon, Maine, Hawaii & Vermont (along with 4 U.S. territories) have now surpassed 1 out of every 20 residents having tested positive.

via the Centers for Medicare & Medicaid:

2021 Special Enrollment Period for Marketplace Coverage Starts on HealthCare.gov Monday, February 15

  • SEP allows consumers to enroll in affordable health coverage during the COVID-19 Public Health Emergency

 Today, in accordance with the Executive Order signed by President Biden, the Centers for Medicare & Medicaid Services (CMS) is announcing that the Special Enrollment Period (SEP) for the Health Insurance Marketplace® will officially be available to consumers in the 36 states that use the HealthCare.gov platform on Monday, February 15, and will continue through Saturday, May 15. At least 13 States plus the District of Columbia, which operate their own Marketplace platforms, have decided to offer a similar opportunity.

A couple of weeks ago I reported that the Washington Healthplan Finder was the one of the first state-based ACA exchanges to announce their own COVID19 Special Enrollment Period to coincide with the federal one being launched via HealthCare.Gov.

At the time, I wrote:

Washington State's appears to be for anyone who'd otherwise be eligible during Open Enrollment, which amounts to the same thing as full Open Enrollment. That means even those who are already enrolled in an ACA exchange plan will be able to switch to a different plan mid-year.

Well, so much for that; the Washington Health Benefit Exchange has issued a new press release ahead of the February 15th COVID SEP launch clarifying who's eligible and who isn't:

New Special Enrollment Period for Health Coverage Opens February 15

With this press release from AccessHealth CT, 49 states +DC have now announced some sort of 2021 COVID-19 Enrollment Period:

ACCESS HEALTH CT ANNOUNCES A SPECIAL ENROLLMENT PERIOD FOR UNINSURED RESIDENTS DUE TO ONGOING PUBLIC HEALTH CRISIS

Vermont Health Connect

I just received confirmation from Vermont Health Connect that they're joining nearly every other state in offering an official COVID-19 Special Enrollment Period...with a few caveats:

Special Enrollment Period for Uninsured Vermonters Opens February 16, 2021

Waterbury, VT— In alignment with the Federal initiative, the State of Vermont is re-opening a special enrollment period on February 16, 2021 to offer Vermonters who do not currently have health insurance an opportunity to enroll in a qualified health plan and receive premium and cost-sharing assistance, if eligible. Intended to facilitate access to health insurance, the special enrollment period is being implemented in partnership with qualified health plan issuers, Blue Cross and Blue Shield of Vermont, MVP Health Care, and Northeast Delta Dental. To enroll, Vermonters should call the Customer Support Center at 1-855-899- 9600 Monday through Friday, 8:00AM – 4:30PM.

This Just In via NJ Governor Murphy and Get Covered New Jersey:

Governor Murphy Announces Health Insurance Signups In New Jersey Surpass Previous Two Years

  • Urges Residents to Get Covered During New COVID-19 Special Enrollment Period
  • 9.4% Increase in Plan Selections from 2020, Enrollment Remains Open Until May 15

TRENTON – Governor Phil Murphy today announced that health insurance signups through New Jersey’s new state-based marketplace surpassed the Open Enrollment Period for the previous two years in New Jersey. Plan selections for 2021 coverage increased 9.4 percent over last year’s Affordable Care Act Open Enrollment Period, as the state successfully expanded access to health coverage through its new state-based marketplace, Get Covered New Jersey, during its first open enrollment period.

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