Charles Gaba's blog

At first glance, my headline above might seem to have a typo; according to the story itself, the actual increase is a whopping...1.18%, nearly a full percent higher! Busted, right?

Health insurance premiums next year will increase only about 1.18 percent on average statewide next year.

That’s according to the Colorado Division of Insurance after it reviewed and approved 1,072 health insurance plans from 20 carriers that will offer health coverage to consumers and small businesses next year.

However, when I read the actual report from the Colorado Insurance Division, it's even better than that:

A must-read piece by LOLGOP over at Eclectablog (which in turn cites the Washington Post and, full disclosure, this site as well):

None of the nine Deep South states with the highest rates of new HIV/AIDS diagnoses — Alabama, Georgia, Florida, Louisiana, Mississippi, North Carolina, South Carolina, Tennessee and Texas — has opted to expand Medicaid under the Affordable Care Act. Those states also have the highest fatality rates from HIV in the country, according to the coalition.

Not expanding Medicaid is literally helping spread HIV.

“People who don’t have Medicaid or other health-care coverage rarely visit primary-care doctors and aren’t getting tested for HIV, according to Michael Saag, an HIV/AIDS researcher with the University of Alabama at Birmingham School of Medicine,” Wiltz explains.

Yeah, yeah, I know...least-shocking headline of the day, right?

Ever since the 2014 ACA open enrollment period ended in April and the hoopla over this site and my bean-counting died down, I've been wondering whether what I'm doing here is still relevant. After all, as I noted many times last winter/spring, I never intended on keeping the site live and active this long; my original plan was to shut it down sometime in late April, Mission Accomplished and all that.

However, stories like this one reassure me that the need for up-to-date, accurate information regarding ACA data is still alive and well.

David Ramsey of the Arkansas Times reports:

Paul Ryan Admits That The GOP Plans To Win The Senate and Take Healthcare Away From Millions

"I’d go back to the pre-Obamacare baseline is what I would do. I think that’s the way to go. We shouldn’t assume we’re going to have an explosive entitlement then replace it with our own. I would start over again, quite frankly."

What Ryan was suggesting is that if Republicans take control of the Senate, they are going to begin the process of repealing Obamacare. The real target date that Republicans have in mind is 2017. If Republicans control Congress and win the presidency, they will be able to repeal the ACA and replace it with a voucher system.

A Health Care Success Story

Pretty minor Oregon update today, with no Medicaid update and total QHPs up around 800; the main significance is that the net QHP enrollment, having gradually dropped every week since around mid-July, has leveled off at 78,616 for the past 2 weeks:

Medical enrollments through Cover Oregon: 354,291
Total private medical insurance enrollments through Cover Oregon: 101,909

Oregon Health Plan enrollments through Cover Oregon: 252,362*

*OHP enrollment data is current as of August 13, 2014. An updated number will be posted soon.

Dental enrollments 
Total private dental insurance enrollments through CoverOregon 1: 20,686

Net enrollments 
Net private medical: 78,616
Net private dental: 14,195

This means that Oregon's net attrition rate since July 14, which I had down as 2.5% per month, is now down to just 2.1% monthly.

This Just In...

77 new health insurance issuers means greater choice and competition for consumers

A report released today by the Department of Health and Human Services shows that consumers will have more choices as they shop for quality, affordable coverage on the Health Insurance Marketplace in 2015, because there will be a net 25 percent increase in the number of issuers offering Marketplace coverage in 2015.  In total, 77 new issuers will offer Marketplace coverage. 

“When consumers have more choices, we all benefit,” said Secretary Sylvia M. Burwell.  “In terms of affordability, access, and quality, today’s news is very encouraging.  It’s a real sign that the Affordable Care Act is working.”

Today’s report examines preliminary data from 36 states run or fully supported by the federal government (Federal Marketplace) plus eight states operating State-based Marketplaces, and finds that a larger set of insurance issuers will offer plans in the Marketplaces in 2015.  Specifically:

(sigh) I debated whether to respond to the latest nonsense spewed forth by FOX News' Jim Angle (he's their "chief national correspondent", don'cha know?), since I've already pre-debunked (pre-bunked??) pretty much every mouse pellet that he drops in this article, but what the hell:

President Obama’s claim last spring that 8 million people had enrolled in ObamaCare recently got a significant downgrade from the head of the agency overseeing the plan.

  • STOP: No one enrolls "in" ObamaCare. They enroll in either a commercial healthcare policy via a healthcare exchange providede for by the Affordable Care Act or they enroll in Medicaid or CHIP thanks to provisions within the Affordable Care Act.
  • No, Tavenner did not give a "significant downgrade". She was actually quite happy (and rightly so) to report that a good 90% or so of ACA QHP enrollees have paid their first month's premium and continue to do so from month to month.

Go on...

OK, I suppose there have been worse U.S. Senate candidates in the past, and it's conceivable that there are worse ones this year thrown in by one major party or the other as "Some Dude®" sacrificial lambs in deep Red or Blue states. However, Terri Lynn Land is certainly the worst "serious" contender this cycle that I can think of.

Anyway, Land, who somehow managed to win statewide office twice as Michigan's SOS in the past, has apparently decided that 630,000 of her potential constituents shouldn't have decent, affordable healthcare coverage, so she's signed a pledge vowing to repeal the Affordable Care Act.

Well, OK, technically this isn't the same lawsuit that Speaker of the House John Boehner (that's "John Boehner", by the way, not "Ted Cruz" or "Mitch McConnell") is still supposedly planning on filing against President Obama, but it might as well be:

A federal appeals court has summarily tossed a lawsuit challenging the Obama administration’s delay of Obamacare’s employer mandate — a case that is similar to the one that House Republicans plan to file against the president.

This suit was filed by the Association of American Physicians and Surgeons, which argued that the delay could hurt doctors financially. But the 7th Circuit Court of Appeals in Chicago on Friday said the plaintiffs don’t have a right to sue.

Minnesota's QHP numbers continue to quietly rise slowly despite the news last week that the MNsure's largest participant, PreferredOne, is pulling out of the exchange for year two. Meanwhile, their Medicaid number is up another 6,541, and MinnesotaCare (which isn't actually Medicaid proper, but is sort of a quasi-Medicaid-like program allowed for & funded by the Affordable Care Act) is up 1,489.

I've generally sort of lumped Medicaid and MinnesotaCare together, but it's worth noting that the successful addition of 73.4K people to MinnesotaCare is one of the main reasons for PreferredOne pulling out of the exchange in the first place.

latest enrollment numbers 

September 21, 2014

Health Coverage Type Cumulative Enrollments
Medical Assistance 207,089
MinnesotaCare 73,449
Qualified Health Plan (QHP) 54,818
TOTAL 335,356

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