Charles Gaba's blog

For the past few months, the estimates of the reduction in the uninsured people in the U.S. has ranged from as low as 8-9 million to as high as 10-11 million, depending on the survey source (Gallup, Urban Institute, the Census Bureau, etc), when it was done (a lot has changed over just the past few months), whether it includes children under 18 or not, whether it includes undocumented immigrants or not and so on.

However, the official number which has been tossed around by both the White House as well as the mainstream media has pretty much settled on an even 10 million of late. It's been used in various press releases and as a talking point in Sunday morning talk shows, and President Obama even used the 10 million figure in the State of the Union.

Last Friday's weekly report for the MA Health Connector had the official QHP selection tally up to 108,051 as of January 22nd. Since then, there have been another 4,751 QHP determinations, of which around 2,100 or more should have actually selected a policy.

Note the huge gap between last Friday (3,440) and the following two days (1,311 combined). This is partly due to the weekend drop-off, but is mostly because Friday was the enrollment deadline for February coverage. Anyone enrolling on Saturday or Sunday won't have their policy start until March 1st anyway, thus the massive drop-off.

Anyway, this should mean that Massachusett's QHP total is now up to at least 110K, while Medicaid (MassHealth) enrollment are now above 200K, at 206,063.

Meanwhile, the MA exchange has also announced that due to the massive blizzard/snowstorm rolling into the area later on today, they're extending the payment deadline for people who enrolled by the 1/23 deadline out to this Friday, January 30th:

Presented without any comment on my own part, because really, WTF else is there to say here?

Alan Grayson, 2009:

 If you get sick, America, the Republican health care plan is this: "Die quickly." That’s right. The Republicans want you to die quickly if you get sick."

AEI scholar Michael Strain, 2015:

End Obamacare, and people could die. That’s okay.

...Consider this question: Should society have as its goal that the government prevents all deaths from any health-related ailment other than natural causes associated with ripe old age? The notion is absurd — to both conservatives and liberals. There are limits to the proper amount of scarce resources, funded by taxpayers, that Washington should redirect toward health care.

As Laura Clawson succinctly puts it:

I debated whether to put the "Off Topic" header in the title since this isn't about the ACA or healthcare, but this is most definitely not off topic.

Trust me, just watch this; it's about 9 minutes long. I actually cheered out loud several times.

After the one-two punches of both Rhode Island and Vermont moving in exactly the wrong direction (at least before the King v. Burwell SCOTUS decision is announced this summer), my jaw nearly dropped when I read this story out of Texas, of all states:

LEGISLATURE: Bills would create Texas' own health benefit exchange

AUSTIN -- On Wednesday, State Rep. Chris Turner (HD 101-Grand Prairie) filed two bills, HB 818 and HB 817, both creating a state health benefit exchange.

Health Connector Executive Director Maydad Cohen released the updated numbers Friday, the day Gov. Charlie Baker announced he was extending through Jan. 28 the deadline for people to sign up and pay for insurance plans that take effect Feb. 1. The deadline originally was Friday.

Gov. Charlie Baker appointed Louis Gutierrez, a veteran of the last three Republican administrations, to lead the Massachusetts Health Connector.

Gutierrez will replaceJean Yang, who was executive director of the state's health insurance exchange under former Democratic Governor Deval Patrick. Baker, a Republican, was widely expected to bring in his own appointee to head the organization, which has had a difficult year.

The last 4 weekly HC.gov reports saw 96K (Christmas), 103K (New Year's), 163K (nothing significant) and 400K (the February coverage deadline for most states) on the federal exchange.

With the 1/15 deadline out of the way, the past week (and the next two) should come in somewhere between the last two: Fairly quiet, but steady and not completely dead. I'm assuming roughly 30K/day on HC.gov (around 40K/day nationally), which should have brought the total on HealthCare.Gov up to around 7.36 million as of Friday, January 23rd (around 210K for the week).

Now, here's the thing: We're 1/3 of the way through what should be a fairly consistent 3-week period before the final rush kicks in around February 9th/10th. My guess is that whatever the tally was this past week should stay pretty close for the next 2 weeks as well...so if the past week turns out to be higher (say, 250K), the following 2 weeks should each hit that number or higher as well. I'm estimating that the national total should reach the HHS's target (10.4 million) around February 6th.

Talk about a fast turnaround!

Just yesterday I posted this story:

Not Cool, Guys.

No, I'm not gonna go into a "Dental Gate"-style rant against the HHS Dept. about this. Without knowing more details about the information in question or how it's being used, this may be another "nontroversy". Even so, it strikes me as being a bit of an unforced error on the part of the administration:

The government's health insurance website is quietly sending consumers' personal data to private companies that specialize in advertising and analyzing Internet data for performance and marketing,The Associated Press has learned.

The scope of what is disclosed or how it might be used was not immediately clear, but it can include age, income, ZIP code, whether a person smokes, and if a person is pregnant. It can include a computer's Internet address, which can identify a person's name or address when combined with other information collected by sophisticated online marketing or advertising firms.

A few days ago, I posted an article over at healthinsurance.org which delved into the mysterious world of OFF-exchange QHPs...ie, people who just enroll in a private, individual/family healthcare policy the old-fashioned way, by contacting Blue Cross, Aetna, UnitedHealthCare or whoever directly instead of going through one of the ACA exchange websites.

I also posted an accompanying piece here which noted how hard it is to lock down these enrollment numbers, since the carriers aren't generally required to provide that information publicly except in a general sort of way (and even then, usually only once a year or so). Only Oregon and Washington State really post off-exchange data with any sort of frequency, and only Oregon is doing so weekly.

Hot off the presses...

As of Jan. 22 @ 3:30: 75,760 individuals have renewed QHP enrollments > 17,126 are newly enrolled in QHPs > and 38,547 are Medicaid. #kynect

— kynectky (@kynectky) January 23, 2015

OK, that's 92,886 QHPs total, or 208/day since the December 15th deadline. At that rate, they'll likely add a minimum of 5,000 more by 2/15 if there's no mid-February surge; more likely they'll add between 10-15K more, for a total of perhaps 108K at the outside, just barely hitting the HHS Dept's target (107K), but coming up short of mine (130K)...but we'll have to see...

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