Greensburg, PA – Lt. Gov. Austin Davis visited Adagio Health in Greensburg today to remind uninsured Pennsylvanians that December 15 is the deadline to sign up for coverage that is effective on January 1, 2025, and encouraged them to explore their options at Pennie, the Commonwealth’s health insurance marketplace.
“The Shapiro-Davis Administration wants every Pennsylvanian to have the freedom to chart their own course – and the ability to get quality, affordable health coverage is part of that freedom,” said Davis. “If you need health insurance for yourself or your family, you should check out pennie.com to shop for the best and most affordable plan for your needs, and you should do it before the December 15 deadline to ensure coverage that starts on New Year’s Day. In western Pennsylvania, there have been some changes to plans and costs, so it’s best to shop around and see what’s available.”
Denver, Colo. – Connect for Health Colorado, the state’s official health insurance marketplace, is reminding Coloradans that Dec. 15 is the deadline to enroll in health coverage that starts Jan. 1, 2025.
With the Dec. 15 deadline fast approaching, customers are encouraged to begin the application process today to explore available health insurance plan options and financial assistance, and to avoid a lapse in coverage.
“Connect for Health Colorado is here to help Coloradans enroll in high-quality, affordable health insurance for 2025, so don’t wait – get started today,” said Kevin Patterson, Chief Executive Officer of Connect for Health Colorado.
With enhanced federal tax credits still in effect for 2025, Coloradans can expect a high level of financial support, with 81% of customers qualifying for help. Three out of five Coloradans are expected to find a plan for $10 or less a month. Additionally, people who are re-enrolling may find more affordable health insurance if they shop and change plans.
Covered California Continues “Let’s Talk Health” Campaign With Record Financial Support Available As Its 12th Open Enrollment Continues
BAKERSFIELD, Calif. — Covered California continued its “Let’s Talk Health” campaign at the Beale Memorial Library today with the 2025 open-enrollment period underway.
Regardless of the results of the 2024 election, open enrollment is ongoing and coverage through Affordable Care Act marketplaces throughout the nation, including Covered California, is unaffected for 2025.
“Our doors are open, and now is the time for Californians to sign up for health insurance,” Covered California Executive Director Jessica Altman said. “The Patient Protection and Affordable Care Act remains the law of the land, and the election results do not affect the financial assistance available to enrollees through federal and enhanced state subsidies next year. The most financial assistance ever offered to Californians to help pay for health care coverage remains available for 2025.”
ST. PAUL, Minn. — Minnesotans who need health insurance have just one week left to enroll in a full year of coverage through MNsure, Minnesota’s official health insurance marketplace.
Wednesday, December 18, is the deadline to enroll for coverage starting January 1. For Minnesotans who sign up December 19 – January 15, 2025, coverage will start on February 1 instead.
“Shopping for a health insurance plan at MNsure.org is the best way to ensure you get all the savings you’re eligible for and high-quality, comprehensive coverage for 2025,”said MNsure CEO Libby Caulum. “We’re here to serve Minnesotans. Plans sold elsewhere may not cover the same health benefits or include the important consumer protections that are guaranteed with all plans sold through the MNsure marketplace.”
It was in early 2021 that Congressional Democrats passed & President Biden signed the American Rescue Plan Act (ARPA), which among other things dramatically expanded & enhanced the original premium subsidy formula of the Affordable Care Act, finally bringing the financial aid sliding income scale up to the level it should have been in the first place over a decade earlier.
In addition to beefing up the subsidies along the entire 100 - 400% Federal Poverty Level (FPL) income scale, the ARPA also eliminated the much-maligned "Subsidy Cliff" at 400% FPL, wherein a household earning even $1 more than that had all premium subsidies cut off immediately, requiring middle-class families to pay full price for individual market health insurance policies.
Here's what the original ACA premium subsidy formula looked like compared to the current, enhanced subsidy formula:
Originally published 3/30/18; updated 12/10/24 with figures adjusted for enrollment growth & inflation through 2024.
Whenever the discussion of what the next Big Move for healthcare policy should be comes up in Democratic/progressive circles, the incredibly difficult path which had to be paved to get the Affordable Care Act passed in 2009-2010 is often brought up as an example of how difficult it is to make even minor changes, much less major ones.
That gets a bit repetitive after awhile, however, so here's another excellent case study from 20 years earlier: The Medicare Catastrophic Coverage Act of 1988.
It was in early 2021 that Congressional Democrats passed & President Biden signed the American Rescue Plan Act (ARPA), which among other things dramatically expanded & enhanced the original premium subsidy formula of the Affordable Care Act, finally bringing the financial aid sliding income scale up to the level it should have been in the first place over a decade earlier.
In addition to beefing up the subsidies along the entire 100 - 400% Federal Poverty Level (FPL) income scale, the ARPA also eliminated the much-maligned "Subsidy Cliff" at 400% FPL, wherein a household earning even $1 more than that had all premium subsidies cut off immediately, requiring middle-class families to pay full price for individual market health insurance policies.
Here's what the original ACA premium subsidy formula looked like compared to the current, enhanced subsidy formula:
Customers who enroll on or before Dec. 15, 2024 will have coverage beginning Jan. 1, 2025
HARTFORD, Conn. (Dec. 9, 2024) — Access Health CT (AHCT) today announced the deadline to enroll in health and dental coverage starting Jan. 1, 2025 is Dec. 15, 2024. Customers who enroll Dec. 16, 2024 through Jan. 15, 2025 will have coverage starting Feb. 1, 2025.
The Open Enrollment Period for Connecticut residents to shop, compare and enroll in health insurance or renew their coverage began Nov. 1, 2024 and runs through Jan. 15, 2025. Customers may enroll in only health or dental coverage, or both.
AHCT is the only place state residents can get financial help to pay for their health insurance. Nearly 90% of AHCT customers receive financial assistance to help pay for their health insurance. Some customers might qualify for the Covered CT Program. This program provides no-cost coverage for eligible residents.
New enrollment is actually down slightly year over year, but enrollment jumped so much last year that there's a much larger pool of current enrollees to renew their policies.
It was in early 2021 that Congressional Democrats passed & President Biden signed the American Rescue Plan Act (ARPA), which among other things dramatically expanded & enhanced the original premium subsidy formula of the Affordable Care Act, finally bringing the financial aid sliding income scale up to the level it should have been in the first place over a decade earlier.
In addition to beefing up the subsidies along the entire 100 - 400% Federal Poverty Level (FPL) income scale, the ARPA also eliminated the much-maligned "Subsidy Cliff" at 400% FPL, wherein a household earning even $1 more than that had all premium subsidies cut off immediately, requiring middle-class families to pay full price for individual market health insurance policies.
Here's what the original ACA premium subsidy formula looked like compared to the current, enhanced subsidy formula:
