Charles Gaba's blog

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Note: This is an update of a post from a couple of weeks ago.

Enhanced Direct Enrollment:

Enhanced direct enrollment (EDE) is a new pathway for consumers to enroll in health insurance coverage through the Federally-facilitated Exchange. This pathway allows CMS to partner with the private sector to provide a more user-friendly and seamless enrollment experience for consumers by allowing them to apply for and enroll in an Exchange plan directly through an approved issuer or web-broker without the need to be redirected to or contact the Exchange Call Center.


Back in May, I first wrote about news that two additional states, Oregon and Kentucky, had decided to join New York and Minnesota in launching a Basic Health Plan (BHP) program under a provision allowing them to do so in the Affordable Care Act:

The Basic Health Program (BHP) – section 1331 of the ACA — was envisioned as a solution, although most states did not establish a BHP. Under the ACA (aka Obamacare), states have the option to create a Basic Health Program for people with incomes a little above the upper limit for Medicaid eligibility, and for legal immigrants who aren’t eligible for Medicaid because of the five-year waiting period.

The way BHPs work, once established, is like so:

MNsure Logo

via MNsure, Minnesota's ACA exchange:

ST. PAUL, Minn. — Today, MNsure reports that over 119,500 Minnesotans signed up for 2023 health insurance through MNsure, where Minnesotans choose medical and dental coverage, between November 1 and December 15, 2022.

Now in its tenth open enrollment period, Minnesota’s health insurance marketplace continues to see strong enrollment and to provide tax credits that reduce the cost of monthly premiums for nearly 60% of enrollees who sign up for private health plans.

“In the first six weeks of MNsure’s open enrollment period, over 119,500 Minnesotans signed up for comprehensive health coverage,” said MNsure CEO Nate Clark. “Thanks to tax credits that are available only through MNsure, these families will save an average $560 per month.”

Minnesotans who missed the December 15 deadline still have an opportunity to enroll in coverage for 2023 — but they must act now. Consumers must sign up by January 15, 2023, for coverage that begins February 1, 2023.

Washington HealthPlan Finder

via Washington HealthPlanFinder:

Washingtonians can still enroll in or change their plan for a Feb. 1, 2023, effective date.

Yesterday, Dec. 15, was the last day to buy a 2023 health plan for it to begin on Jan. 1, 2023. But do not fret! It’s not too late for you to enroll in, or change, your 2023 plan at Washington Healthplanfinder. You can enroll in or change your plan until Jan. 15, for a Feb. 1, 2023, start date.

Thousands of Washingtonians have already visited Washington Healthplanfinder to secure their 2023 health insurance ahead of the Dec. 15 deadline. Additionally, several individuals and families chose to auto-renew into plans, and should their previous plan no longer be available, they’re placed in a comparable plan.

Cover ME Logo

via, Maine's new state-based ACA exchange:

Plan Selection Snapshot

The Maine Department of Health and Human Services (DHHS) Office of the Health Insurance Marketplace (OHIM) will release biweekly updates on plan selections through, Maine’s Health Insurance Marketplace.  

Plan selections provide a snapshot of activity by new and returning consumers who have selected a plan for 2023. “Plan selections” become “enrollments” once consumers have paid their first monthly premium to begin insurance. These numbers are subject to change as consumers may modify or cancel plans after their initial selection.   

The deadline to select a plan for coverage beginning January 1, 2023 is December 15, 2022. Consumers who select a plan after that date will have coverage beginning February 1, 2023. Activity Through December 10th, 2022 

  • 59,032 Mainers have selected plans for affordable health coverage in 2023
  • This includes 3,834 new consumers and 56,098 returning consumers.
  • 64,505 users have visited

Access Health CT Logo

Via Access Health CT's News/Press Releases page:

Stats as of December 16, 2022

Qualified Health Plans (QHP):

  • QHP Enrollment In 2023 Coverage: 101,793
  • 2022 OE Acquisition Summary: 15,268


  • Completed applications/ redeterminations processed through the integrated eligibility system: 15,938

I've never been entirely sure what the "Acquisition Summary" figure refers to, but I've confirmed that it's already included in the larger number.

A bit off-topic but with good reason.

Just wanted to let my supporters know that while I can still be found on Twitter (at least as of this writing), I've also set up shop at Mastodon. I have an account at Post as well, but Mastodon seems to be the most Twitter-like social media experience for me, and it being decentralized means that no Musk-type can ever take it over.

Anyway, I've added a link to both my Mastodon and Post accounts to the sidebar as well as below. I've also added a "quick-link" icon button to post blog entries on Mastodon.

OK, I really, really wasn't planning on updating these graphs yet again; it takes forever and I more than made my point with weekly/monthly updates for a solid year and a half period.

But then...this morning, NY Times columnist & Nobel Prize-winning economics professor Paul Krugman prominently featured my most recent COVID Death Rate by Partisan Lean & Vaccination Rate analysis from September in his latest column, so I figured what the hell and decided to dust off my spreadsheet one more time.

I already knew going into this update that the divides in Red/Blue COVID death rates and likely as well as in Vaccination Rate COVID death rates have shrunk over the past few months, for several reasons: First, the overall COVID death rate has dropped dramatically since the summer (which is obviously a good thing); it's been averaging between 300 - 400 per day since mid-October.

BeWellNM Logo

via BeWell NM, New Mexico's ACA exchange:

2023 Open Enrollment Report

This report provides a summary of information for week one of the beWellnm health insurance individual Marketplace Open Enrollment Period for plan year 2023 (OEP 2023). The report contains data from the beWellnm eligibility and enrollment platform for OEP 2023, and includes an overview of the following:

  • plan selections
  • new enrollees
  • enrollees renewing coverage
  • Customer Engagement Center call volumes
  • website traffic


This section contains enrollment data through December 10, 2022.

1. Total Plan Selections (net): Count of unique individuals who have selected a Plan Year (PY) 2023 Marketplace medical plan. Count includes all new and re-enrolling consumers (defined in Indicators 2 and 3), regardless of whether the consumer has paid the first month premium. Count does not include plans that were canceled or terminated.: 35,725

New York State of Health

via NY State of Health:

  • Consumers Must Renew or Enroll by December 15 for January 1 Coverage
  • Several Events Scheduled Statewide with Enrollment Assistors on Site to Help Consumers Enroll
  • Expanded Federal Tax Credits Continue for 2023 Health Plans

ALBANY, NY. (December 14, 2022) – NY State of Health, the state’s official health plan Marketplace, today announced the December 15 deadline is quickly approaching for New Yorkers who want their coverage in a Qualified Health Plan (QHP) effective by January 1, and urges consumers to take action now to avoid a gap in health insurance coverage.