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Washington HealthPlan Finder

This just in from the Washington Health Benefit Exchange...

The Washington Health Benefit Exchange (Exchange) reports that tens of thousands of Washingtonians now pay less each month for healthcare coverage. Within two months of the American Rescue Plan Act (ARPA) becoming federal law, the Exchange passed on the expanded savings it made available to new and current customers on the state’s insurance marketplace, Washington Healthplanfinder.

“There has never been a better time to sign up for healthcare coverage in Washington,” said Pam MacEwan, Chief Executive Officer of the Exchange. “We’ve been hearing from people across the state who are saving hundreds or in some cases more than a thousand dollars per month.”

Tracy Roberts from Seattle posted to Facebook, “I just opened my bill for July and it’s $242 less than I presently pay . . . That’s incredible! Absolutely incredible and completely unexpected. Life will be a little easier for now.”

Platinum Blonde

Last week I gave a heads up about the imminent launch of the American Rescue Plan's "Unemployment Insurance Benefit" provision at HealthCare.Gov:

This, again, is a Big Deal for this year. Paired with the beefed-up APTC table, what it means is that if you're on unemployment this year you effectively don't have to pay anything for a benchmark Silver plan. I'm not sure if you have to be unemployed for the full year or not...the wording above sounds like even someone who's only on unemployment for one or two weeks would still be counted as having 133% FPL.

Sure enough, just about anyone who is either currently receiving unemployment benefits or who did earlier this year (or later this year, for that matter) is likely eligible for a FREE ($0* Premium) Silver CSR 94 plan...otherwise known as #SecretPlatinum:

Platinum Blonde

Back in March, I noted that one of the more interesting provisions of the American Rescue Plan is that anyone who receives unemployment benefits at any time during calendar year 2021 is eligible for maximum ACA subsidies:

Sec. 9663 – Application of premium tax credit in case of individuals receiving unemployment compensation during 2021

For 2021, provides advanced premium tax credits as if the taxpayer’s income was no higher than 133 percent of the federal poverty line (FPL) for individuals receiving unemployment compensation as defined in section 85(B) of the Internal Revenue Code.

This, again, is a Big Deal for this year. Paired with the beefed-up APTC table, what it means is that if you're on unemployment this year you effectively don't have to pay anything for a benchmark Silver plan. I'm not sure if you have to be unemployed for the full year or not...the wording above sounds like even someone who's only on unemployment for one or two weeks would still be counted as having 133% FPL.

Pennie Logo

Wolf Administration and Pennie Leadership Visit YMCA Health Equity Tour to Help Provide Affordable Health Coverage Resources, Health Services, and COVID-19 Vaccines to Pennsylvanians

York, PA – The Wolf Administration and Pennie leadership today provided information on health resources and affordable health coverage, as well as COVID-19 vaccinations to visitors during a YMCA Health Equity Tour at the York City Branch of the YMCA.

“The COVID-19 pandemic has intensified the health inequities across the commonwealth,” Pennsylvania Department of Health Acting Secretary Alison Beam said. “We are here at the York stop on the YMCA and Pennie Health Equity Tour to discuss a variety of educational health services and to encourage Pennsylvanians to receive a free COVID-19 vaccine today. We want to make sure all underserved communities are vaccinated and have an opportunity to enroll in affordable health coverage.”

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This just in from Covered California:

Covered California Sets New Enrollment Record as Thousands Get Lower Premiums From the American Rescue Plan as June Deadline Approaches

  • A record 1.6 million people are actively enrolled in Covered California, including 139,000 who signed up for quality health care coverage since lower premiums became available through the American Rescue Plan.
  • Covered California is also launching a provision that allows thousands of eligible Californians, who received unemployment insurance benefits at any point in 2021, to get the best coverage available for as low as $1 per month.
  • Consumers can use Covered California’s quick calculator to easily find out if they benefit from the new $1 per month provision.
  • The next deadline for coverage is the end of the month: Consumers who enroll by June 30 will be insured starting July 1.
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via Covered California:

U.S. Supreme Court Rejects Latest Challenge to the Affordable Care Act and Preserves the Landmark Health Care Law for a Third Time

SACRAMENTO, Calif. — Covered California Executive Director Peter V. Lee applauded today’s U.S. Supreme Court decision to dismiss challenges to the constitutionality of the Patient Protection and Affordable Care Act leaving the law intact to the benefit of millions of Americans.

“The Supreme Court – in rejecting claims challenging the constitutionality of the Affordable Care Act – has once again upheld the law that is helping millions of Americans benefit every day from health care coverage and broad consumer protections.  It is time to move on, focus on improving the law and reach true universal coverage. 

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via Covered California...

  • The American Rescue Plan provides new and expanded financial help that dramatically lowers health insurance premiums for people who purchase health insurance through Covered California.
  • More than 45,000 people in the Monterey and Salinas regions — including the uninsured and people currently enrolled directly through a health insurance carrier — stand to benefit from the new financial help that is now available.
  • In order to maximize their savings, consumers need to enroll by June 30 so they can begin saving and benefiting from the new law on July 1.
  • Many people will be able to get a high-quality plan for as little as $1 per month, and currently insured consumers could save hundreds of dollars per month on their coverage if they switch to Covered California.
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This just in from Connect for Health Colorado...

U.S. Supreme Court Upholds the Affordable Care Act

  • Coverage protections, financial help and many other programs continue as part of law that has helped millions of Coloradans 

Today, the United States Supreme Court announced its 7-2 decision in California v. Texas, No. 19-840, to uphold the Affordable Care Act (ACA), now covering 31 million Americans.

“We are pleased with the Court’s decision to uphold the Affordable Care Act. This is welcome news to more than 500,000 Coloradans who have gained access to quality health care coverage through Medicaid expansion,” said Kim Bimestefer, executive director of the Department of Health Care Policy & Financing. “This coverage expansion is more important than ever, given the COVID-19 pandemic and economic downturn, which has caused many Coloradans to lose their jobs and with that their employer-sponsored health insurance coverage.” 

Maryland Health Connection

via Maryland Health Connection:

(BALTIMORE) — Michele Eberle, executive director of Maryland Health Benefit Exchange, issues the following statement:

As we celebrate the 10-year anniversary of the creation of the Maryland Health Benefit Exchange this month, the Supreme Court reaffirmed the Affordable Care Act remains the law of the land. This is great news for all Marylanders, including more than 1 million of our neighbors, friends and family covered through Maryland Health Connection. They will continue to have access to quality health insurance plans and financial help for those who qualify. Maryland Health Connection remains open for business and we encourage anyone in need of health insurance to check out their options today. There are new, bigger savings this year. Now more than ever, it’s worth taking a look.

New Jersey

TRENTON – New Jersey Department of Banking and Insurance Commissioner Marlene Caride issued the following statement on the U.S. Supreme Court decision today upholding the Affordable Care Act by a 7-2 vote: 

“Today’s Supreme Court decision is a victory for millions of Americans and New Jerseyans who have access to quality, affordable health insurance as a result of the Affordable Care Act.

“Under Governor Murphy’s leadership, New Jersey has led the way in increasing access to health insurance based on the guiding principle that health care is a fundamental right. New Jersey launched its own state-based health insurance exchange, Get Covered New Jersey, and provided state-level subsidies to increase access and affordability of health coverage and care for our residents, and enrollment increased by nearly 10 percent during our first Open Enrollment Period. Nearly 40,000 residents have signed up for health insurance during the Special Enrollment Period opened by the state on February 1 in response to COVID-19. 

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