FTC action against Benefytt results in refunds for consumers who bought insufficient plansOlympia, WA
Washington Health Benefit Exchange (Exchange) is opening a special enrollment period until Nov. 10, 2022, for 232 Washingtonians who were sold an insufficient healthcare plan from Benefytt Technologies.
Benefytt must contact customers who are currently paying for Benefytt’s plans, inform them of the Federal Trade Commission’s (FTC) complaint against the company, and allow them to cancel their enrollment. Benefytt also must provide refunds for payments made after the order is entered directly to customers who cancel right away.
Washington Health Benefit Exchange interim CEO Jim Crawford issued the following statement regarding today’s signing of the Inflation Reduction Act, which includes a three-year extension of the enhanced federal premium subsidies currently available to Washingtonians who purchase their health coverage on Washington Healthplanfinder, the state’s online health insurance marketplace. These additional subsidies were first adopted under the American Rescue Plan Act (APRA) of 2021.
“We are incredibly pleased that Washington Healthplanfinder customers will continue to benefit from enhanced federal subsidies through the end of 2025. These subsidies have been a major driver in reducing premium payments for those purchasing health insurance and provide needed relief to those buying and renewing coverage in November for the 2023 plan year, who would have otherwise faced steep premium increases.
Fourteen insurers request average 7.16% rate increase for 2023 individual health insurance market
OLYMPIA, Wash. – Fourteen health insurers filed an average requested rate increase of 7.16% for Washington's individual health insurance market. The plans and proposed rates are currently under review and final decisions will be made this fall.
"More than two hundred thousand people in Washington state get their health coverage through our individual market,” said Insurance Commissioner Mike Kreidler. “It’s critical they have choices for meaningful and affordable coverage. Fourteen insurers have filed plans for next year, and while the choices vary depending on where you live, our market is thriving. I know that premiums and cost-sharing are still high for many, especially those who don’t qualify for subsidies, and we need to do more to address the underlying costs drivers of health care.”
One of the most inane restrictions of the ACA in my view, as I noted in my "If I Ran the Zoo" wish list back in 2017, is that it doesn't allow undocumented immigrants to enroll in ACA marketplace health plans ("Qualified Health Plans" or QHPs).
I don't just mean that they aren't eligible for federal financial subsidies--that's a prohibition which I can at least understand, even if I don't agree with it. I mean that they aren't allowed to enroll in ACA exchange-based QHPs even at full price, as noted in Section 1312(f)(3):
(3) Access limited to lawful residents.--If an individual is not, or is not reasonably expected to be for the entire period for which enrollment is sought, a citizen or national of the United States or an alien lawfully present in the United States, the individual shall not be treated as a qualified individual and may not be covered under a qualified health plan in the individual market that is offered through an Exchange.
Pam MacEwan, CEO of the Washington Health Benefit Exchange (Exchange), today announced that she will be stepping down from guiding the state’s health insurance marketplace, Washington Healthplanfinder, an organization she has served for nearly 10 years. She has held the role of CEO for more than six years.
The move will be effective as of June and the Exchange Board will be appointing an interim CEO in the coming weeks.
“It has been the capstone of my career to serve the people of Washington as CEO of the Exchange,” said MacEwan. “What we have been able to accomplish in my time at the Exchange has been nothing short of remarkable. Given the strength of our organization, I feel that now is the right time. The Exchange has emerged as an innovative leader in health care and is poised to continue to break new ground in bringing access to health to all Washingtonians.”
240,000 Washingtonians signed up for coverage; Cascade Care enrollment more than doubled in year two
Washington Health Benefit Exchange (Exchange) released today its initial 2022 open enrollment data. A record 240,000 Washingtonians signed up for 2022 coverage through Washington Healthplanfinder, the state’s online health insurance marketplace. This represents an increase of more than 6% over 2021.
Washington Healthplanfinder Open Enrollment Ends This Week
Customers have until Saturday, Jan. 15 to select 2022 health care coverage
Olympia, WA: Washingtonians still seeking health care coverage for 2022 must act now to select a plan on Washington Healthplanfinder, the state’s online health insurance marketplace. The annual open enrollment period, which allows anyone to sign up for coverage, ends this Saturday, Jan. 15. Customers have until midnight on Saturday to sign up for coverage which begins Feb. 1.
Anyone seeking assistance signing up for coverage through Washington Healthplanfinder may contact the Customer Support Center at 1-855-923-4633; TTY: 855-627-9604. Throughout this year’s open enrollment period, Customer Support Center wait times have averaged less than thirty seconds.
Washington Health Benefit Exchange (Exchange) reports that as of Dec. 24, over 230,000 customers have signed up for health coverage for 2022, an increase of 7% over last year. That number includes nearly 30,000 new customers who have signed up so far this year. Washingtonians still looking for 2022 coverage have until the final open enrollment deadline of Jan. 15 to sign up through Washington Healthplanfinder, the online marketplace operated by the Exchange.
Not only is 230K up 7% over the same point last year, it's already up 3.3% over last year's final OEP enrollment total (222,731 QHP selections). They'll have to add at least 13,300 more between now and January 15th in order to beat the state's all-time record set in 2018, however.
Washington Healthplanfinder Sees Surge in Customers as Final 2022 Deadline Approaches
Select a plan by Jan. 15 for coverage that begins Feb. 1
Thousands of Washingtonians signed up for health coverage over the past week on Washington Healthplanfinder to beat the Dec. 15 deadline for coverage that will begin Jan. 1. With that date now passed, individuals still seeking 2022 health coverage have until Jan. 15, 2022 to shop on Washington Healthplanfinder for coverage that begins Feb. 1.
“We were glad to see a record number of enrollees secure coverage that starts Jan. 1,” said Chief Executive Officer Pam MacEwan. “And we want to encourage customers who still have not signed up to do so before Jan. 15. It’s especially important this year because there are so many opportunities for savings.”
