Rhode Island

Now that we're past the official (and extended) deadlines for January coverage in most states, I no longer have to add the auto-renewal caveat for states which "pre-loaded" them such as Rhode Island, Connecticut and Massachusetts. Having said that, Rhode Island, which already had one of the later deadlines in the first place, just bumped it out even later...all the way out through tonight (12/29).

Having such a small population, Rhode Island's latest update doesn't have much impact nationally, but it's still worth noting the weekly trend (remember, today's update still doesn't include the final 3 days of their extended deadline):

INDIVIDUAL AND FAMILY ENROLLMENT As of December 26, 2015:

As I note every week, between Rhode Island's tiny population, tinier ACA exchange numbers and especially their decision to "front-load" autorenewals of all current enrollees ahead of the 12/23 deadline for January coverage, their official QHP selection tally is only going up a few hundred per week. Week Seven is no diffferent:

INDIVIDUAL AND FAMILY ENROLLMENT As of December 19, 2015:

As I note every week, between Rhode Island's tiny population, tinier ACA exchange numbers and especially their decision to "front-load" autorenewals of all current enrollees ahead of the 12/23 deadline for January coverage, their official QHP selection tally is only going up a few hundred per week. Week Six is no diffferent:

INDIVIDUAL AND FAMILY ENROLLMENT As of December 12, 2015:

As I note every week, between Rhode Island's tiny population, tinier ACA exchange numbers and especially their decision to "front-load" autorenewals of all current enrollees ahead of the 12/23 deadline for January coverage, their official QHP selection tally is only going up a few hundred per week. Week Five is no diffferent:

INDIVIDUAL AND FAMILY ENROLLMENT  As of December 5, 2015:

  • 31,500 individuals are enrolled in 2016 coverage through HSRI, paid and unpaid.
  • Nearly all of these individuals are current HSRI enrollees that have been auto-renewed into a 2016 plan.

1,592 individuals have selected a plan for 2016 coverage, and are new to HSRI this year or returning after being enrolled with HSRI at some point during a prior year.

As I note every week, between Rhode Island's tiny population, tinier ACA exchange numbers and especially their decision to "front-load" autorenewals of all current enrollees ahead of the 12/23 deadline for January coverage, their official QHP selection tally is only going up a few hundred per week. Week Four is no diffferent:

PROVIDENCE – HealthSource RI (HSRI) has released certain enrollment, demographic and volume data through Saturday, November 28, 2015, for Open Enrollment.

INDIVIDUAL AND FAMILY ENROLLMENT As of November 28, 2015:

  • 31,238 individuals are enrolled in 2016 coverage through HSRI, paid and unpaid.
  • Nearly all of these individuals are current HSRI enrollees that have been autorenewed into a 2016 plan.

1,163 individuals have selected a plan for 2016 coverage, and are new to HSRI this year or returning after being enrolled with HSRI at some point during a prior year.

As I note every week, between Rhode Island's tiny population, tinier ACA exchange numbers and especially their decision to "front-load" autorenewals of all current enrollees ahead of the 12/23 deadline for January coverage, their official QHP selection tally is only going up a few hundred per week. Week Three is no diffferent:

PROVIDENCE – HealthSource RI (HSRI) has released certain enrollment, demographic and volume data through Saturday, November 21, 2015, for Open Enrollment.

INDIVIDUAL AND FAMILY ENROLLMENT As of November 21, 2015:

31,012 individuals are enrolled in 2016 coverage through HSRI, paid and unpaid.

Nearly all of these individuals are current HSRI enrollees that have been autorenewed into a 2016 plan. 920 individuals have selected a plan for 2016 coverage, and are new to HSRI this year or returning after being enrolled with HSRI at some point during a prior year.

Note: When reading any headline about Rhode Island, always keep in mind that with a total statewide population of just over 1 million, any ACA numbers reported will generally be pretty tiny.

A few days ago, I noted in my entry about Rhode Island's #OE3 Week One enrollments that they had seemingly managed to chalk up a whopping 30,000 people in the first week, nearly as many as their total #OE2 enrollment for 2015. The obvious reason for this, however, is that unlike every other state which is holding off until mid-December to automatically renew current enrollees, Rhode Island has decided to "front-load" the process by doing so up front. In practice, this doesn't really change anything because those current enrollees can still go into their account before 12/23 and switch to a different plan if they wish...or to cancel the renewal altogether if they choose to drop out of any exchange plans next year.

As a result, the 30,680 QHP figure in RI is extremely skewed and can't be used to estimate/project any other state data. It also means, as I said at the time:

I'm not sure how this press release slipped by me (it was posted quietly on Nov. 11th), but my eyebrows immediately shot up when I read the first bullet point...only to turn into eyerolls when I read the second one:

PROVIDENCE – HealthSource RI (HSRI) has released certain enrollment, demographic and volume data through Saturday, November 7, 2015, for Open Enrollment.

INDIVIDUAL/FAMILY ENROLLMENT As of November 7, 2015:

  • 30,680 individuals are enrolled in 2016 coverage through HSRI, paid and unpaid.
  • Nearly all of these individuals are current HSRI enrollees that have been auto-renewed into a 2016 plan.
  • 306 individuals have selected a plan for 2016 coverage and are new to HSRI this year or returning after being enrolled with HSRI at some point during a prior year.

SHOP ENROLLMENT Cumulative as of November 7, 2015

From a press release by Rhode Island's ACA exchange:

PROVIDENCE, RI- HealthSource RI (HSRI), Rhode Island’s state-based health benefits exchange, reported today the percentage of Rhode Islanders lacking health insurance has been reduced by more than half since 2012, according to results of a robust, state-wide survey commissioned by HSRI.  The Health Information Survey (HIS) showed a drop in the uninsured rate from 11 percent in 2012 to five percent in 2015 (margin of error of +/- one percent.) The comprehensive HIS survey of 5,000 households and more than 12,000 individual Rhode Islanders shows similar trends to other national surveys released in recent weeks.

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