District of Columbia

From a state exchange roundup report; I've already reported on every data point they have except for this one out of DC:

By the end of the day Saturday the District of Columbia enrolled 66 people at an event downtown. DC Health Link upgraded this year, including features like providing more information about each health plan. More than 15,000 people enrolled in private plans last year and nearly the same number enrolled on the small business exchange. Health care premiums for 2015 will increase by 11 percent.

VERMONT: Federal Law Raises Questions About Who Can Bid For IT Projects That Support The Exchange

A provision of the Affordable Care Act precluding health insurers or companies in the “same controlled group of corporations” as a health insurer from holding exchange contracts raises questions about Optum working on Vermont Health Connect.

Concerns regarding Optum were raised at the federal level by Sens. Orrin Hatch, R-Utah, and Chuck Grassley, R-Iowa, the ranking members of the Finance and Judiciary committees respectively.

IDAHO: Your Health Idaho to launch sign-up system

Basically just an overview of the new Idaho ACA exchange; ID is the only state moving from HC.gov to their own website for the 2nd year, giving them a unique perspective. Most interesting to me is that they're spinning the "autonomy/states-rights" angle, which was the whole reason for pushing states to set up their own exchanges in the first place:

A nice, simple, no-nonsense enrollment update from the DC exchange:

From October 1, 2013 to October 7, 2014, 60,771 people have enrolled through DC Health Link in private health plans or Medicaid:

  •  15,110 people enrolled in private health plans through the DC Health Link individual and family marketplace.
  •  14,486 people enrolled through the DC Health Link small business marketplace.
  •  31,175 people were determined eligible for Medicaid coverage through DC Health Link.

That's an increase of 708 QHPs, 627 in SHOP policies and 1,983 in Medicaid.

Thanks to top contributor deaconblues for jumping back into the game and providing me with a whole batch of updates this evening. First up, the DC exchange, which posted their first update in 2 months:

From October 1, 2013 to September 9, 201457,883 people have enrolled through DC Health Link in private health plans or Medicaid:

 14,402 people enrolled in private health plans through the DC Health Link individual and family marketplace.
 14,289 people enrolled through the DC Health Link small business marketplace.
 29,192 people were determined eligible for Medicaid coverage through DC Health Link.

That's an increase of 1,872 QHPs, 510 new SHOP enrollees and 4,472 more Medicaid additions to date.

Unfortunately, I don't know the market share breakdown, so I can't do a weighted average, but the DC Health Link exchange rates for 2015 have been released, and the unweighted average is only a 2.3% increase for the individual market. For the SHOP (small business) exchange the news is even better...a decrease of over 2% (again, unweighted). The SHOP rates carry a lot more heft in DC than in most states due to the unique rules in place there (like Vermont, all individual enrollment has to be done via the ACA exchange, and all Congressional staffers are required to enroll via the DC SHOP system):

The D.C. Department of Insurance, Securities and Banking today announced the approved health insurance plan rates for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2015.

Eight carriers through four major insurance companies – Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and UnitedHealthcare – will have plan offerings for individuals, families and small businesses on DC Health Link when enrollment opens Nov. 15, 2014.

Between my son being sick for the past 4 days (he's better now, thanks!), losing my internet connection for 2 days (it's back up now, thanks!) and just generally being swamped with work, I don't have time to give these stories the attention they deserve, but they're all worth checking out:

D.C.’s health exchange is still hampered by delays, glitches 11 months after launch

While Democratic partisans tout the latest conventional wisdom that Obamacare is finally going strong, the experience of many ordinary people who apply for it says otherwise.

The ongoing delays and irritation that consumers endure while navigating the District’s health insurance exchange offer a window into the reality on the street.

More health insurance options increase choice — and possibly confusion

Three ACA-related stories which are all interesting but which I don't have a whole lot to add to:

The trouble with trying to sign people up for health insurance when care is already free

It’s hard work trying to get people to sign up for health insurance when their care is mostly free to them. Andrea Thomas is working to get Alaska Natives in Sitka, Alaska, to do just that. She’s the outreach and enrollment manager at SouthEast Alaska Regional Health Consortium (SEARHC), and it’s her job to sign people up for health insurance coverage through exchanges created as a result of the Affordable Care Act.

To get a sense of just how uphill Thomas’s battle is, consider this: Of the more than 100,000 people who live in Alaska and self-identify as Alaska Native or American Indian, only 115 had signed up for health insurance through an Affordable Care Act exchange as of March 31.  Alaska Natives and American Indians are exempt from tax penalties for not signing up for health insurance.

I've been too busy with my day job (I do have one, you know...) to post much lately, but plenty of ACA-related news has piled up, so I'm clearing off my desk with some quick bits:

MARYLAND: An Amazing Healthcare Revolution Is Happening In Maryland — And Almost No One's Talking About It

The Maryland ACA exchange has been one of the "middle-tier" models in my view; not an utter disaster like the ones in Oregon or Massachusetts, but still riddled with technical problems like the ones in Minnesota & Vermont. However, the state has apparently had a different healthcare-related initiative which has been a huge success so far:

Through innovative methods and a data-centric approach, Western Maryland Regional Medical Center, has become the cornerstone in Democratic Gov. Martin O'Malley's ambitious makeover of the state's healthcare programs.

An odd update from the DC exchange...not the update itself, which shows a modest-but-steady increase in QHP enrollment, but the fact that it only runs through July 9th even though it wasn't posted until yesterday (7/28). The prior update ran through July 1st, so that's a net gain of 197 people in 8 days, or about 24 per day. This is actually up slightly from the May/June average of 22/day.

Both the SHOP and Medicaid numbers also went up slightly as well, but again, this only covers an 8 day period:

Monday, July 28, 2014

Enrollment

From October 1, 2013 to July 9, 2014, 51,059 people have enrolled through DC Health Link in private health plans or Medicaid:

 12,530 people enrolled in private health plans through the DC Health Link individual and family marketplace.
 13,779 people enrolled through the DC Health Link small business marketplace.
 24,720 people were determined eligible for Medicaid coverage through DC Health Link.

When I last checked in on the District of Columbia exchange, they were reporting 11,582 exchange QHPs as of June 11...868 higher than the last official HHS tally as of 4/19. That means that they had been averaging around 16 new QHPs per day at that time.

Well, today they issued another update: As of July 1st, the total is up to 12,333. This is another 751 higher, bringing the overall off-season average up to 22 per day. That's right: Just like in Colorado, DC's QHP off-season enrollment rate is actually increasing as we move farther away from 4/19...at least so far.

So, what does this mean for the national trend? Well, the numbers are too small to impact the overall range, of course, but so far both Colorado and DC's latest updates have only inched the trend upwards; it now sits at a lower bound of around 9,000/day and an upper bound of 12,000 per day.

As always, I continue to be cautious in my actual tally prediction, though I've moved this up from 7K/day to 8K/day; if the lower bound reaches 10K, I'll bump my "official" projection up to 9K and so on.

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