Minnesota: MNsure statement on Medica's agreement with UCare

via MNsure, Minnesota's ACA exchange:

ST. PAUL, Minn.—MNsure, Minnesota’s official health insurance marketplace, assures UCare members that their health plans through MNsure will not change in coverage or cost for plan year 2026.

Medica has announced a definitive agreement to acquire individual and family health plans from UCare, a Minnesota-based nonprofit health plan. This is a change for the individual market, but MNsure assures consumers that their coverage remains unchanged and will not be interrupted.

For consumers who are currently enrolled in a 2025 UCare private plan:

• There are no changes to coverage.
• They can continue to access care as usual.
• As long as they have paid their premiums, current coverage goes through December 31, 2025.

For consumers who have selected a 2026 UCare private plan through MNsure:

• Coverage will continue as planned—they don’t need to switch plans.
• Plans will still have UCare in the name.
• Benefits will stay the same.
• Provider networks will not change.
• There are no changes to 2026 premiums.
• There is no action required from consumers at this time.

MNsure is working closely with both UCare and Medica to ensure a smooth transition and uninterrupted coverage for Minnesotans. MNsure will continue to support all enrollees and ensure they have accurate and up-to-date information about their health plans.

“MNsure’s top priority is making sure Minnesotans have access to reliable, affordable health insurance,” said MNsure CEO Libby Caulum. “We want to assure UCare members that their coverage is secure, and they will continue to receive the same benefits and care they signed up for.”

Providers or members with questions are encouraged to visit Medica.com or UCare.org for more information. MNsure will also provide updates at mnsure.org/ucare.

One month left to sign up for January 1 coverage

An important MNsure enrollment deadline is approaching. Minnesotans must select a health plan and enroll by December 15, 2025, for a full year of coverage starting January 1.

MNsure is Minnesota's health insurance marketplace where individuals and families can shop, compare and choose health insurance coverage that meets their needs. MNsure is the only place you can apply for financial help to lower the cost of your monthly insurance premium and out-of-pocket costs. Most Minnesotans who enroll through MNsure qualify for financial help.