individual market coverage

Note: This is an updated & expanded version of a post I wrote last October.

A couple of weeks ago, I received an email from a journalist who included this eyebrow-raising comment:

When I interviewed our Congressman, he said the ACA was a massive giveaway to insurers -- that premiums have increased 26% per year on average. That doesn't seem to match what little data I can scrape up, so I wanted to ask you: Since implementation in 2010, how much have premiums risen annually overall? Do you have data on how much or little they've risen or fallen for each year?

To this reporter's credit, he was skeptical about such a claim and reached out to me.

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