Georgia: Preliminary avg. unsubsidized 2025 #ACA rate changes: +9.9%; Aetna pulling out of sm. group market?

Georgia's health department doesn't publish their annual rate filings publicly, but they don't hide them either; I was able to acquire pretty much everything via a simple FOIA request. Huge kudos to the GA OCI folks!

Georgia's individual market has grown dramatically over the past two years; it went from 660,000 in 2023 to 813,000 people in 2024 to a stunning 1.3 MILLION this year. The weighted average rate increase for unsubsidized enrollees will go up 9.9% if state regulators approve all of the carrier requests as is.

By contrast, Georgia's small group market appears to be shrinking; it's down to 45,000 from 54,000 a year ago, although some of this may be due to Aetna (both divisions) dropping out of the GA small group market entirely. Aetna isn't included in the FOIA requested files I received, nor do they appear on the federal rate review website, so I can only conclude that they're out. Aetna only had around 300 enrollees a year ago, however, so this doesn't change things much.