South Carolina: *Preliminary* avg. unsubsidized 2025 #ACA rate changes: FLAT (unweighted); Cigna leaving

Unfortunately, South Carolina is another state where they don't make unredacted rate filings available, either on the state insurance dept website, the federal Rate Review website or the SERFF database.

As a result, I'm limited to unweighted averages for both the individual and small group markets:

  • Individual Market: FLAT
  • Small Group Market: +6.7%

I'm estimating the total individual market at perhaps 700,000 people, based on an assumption that 80% are enrolled in on-exchange plans.

It's worth noting that Cigna Healthcare is dropping out of the South Carolina individual market next year, while Aetna is pulling out of the small group market (see below).

 

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