STATEMENT FROM ACCESS HEALTH CT ACTING CEO JIM WADLEIGH ON TONIGHT’S OPEN ENROLLMENT DEADLINE FOR HEALTH CARE COVERAGE BEGINNING JANUARY 1, 2015
Hartford, Conn. (December 15, 2014) – In advance of tonight’s midnight deadline for coverage beginning January 1, Access Health CT (AHCT) Acting CEO Jim Wadleigh has released the following statement:
“The deadline to sign up for quality, affordable health care coverage that begins on January 1, 2015 is tonight at midnight. If customers have an application started and select a plan before midnight tonight, they can still get coverage beginning January 1, as long as they complete the application and get us all the relevant information by midnight this Friday, December 19.
How Brownback Is Relying On O-Care To Close Kansas' Huge Budget Hole
Kansas Gov. Sam Brownback (R) is calling all hands on deck to fix his state's huge self-imposed budget crisis, which nearly cost him re-election this year, and the staunch conservative is now receiving an assist from an unlikely source: Obamacare.
The state's well-documented budget troubles came after Brownback's dramatic reductions in taxes since taking office in 2011. With its revenue drying up and cash reserves depleted, Kansas is staring at a $280 million hole in its $6.4 billion FY 2015 budget, which ends in June.
Brownback offered his proposal for closing that hole last week, a mixture of spending cuts and transferring funds from other parts of the budget to fill it. And second biggest of those transfers is $55 million in revenue from a Medicaid drug rebate program that was bolstered under the Affordable Care Act.
The short version then is this: Obamacare is helping Kansas address its fiscal crisis -- even if Brownback's administration seems loath to admit it.
It'll still have to get through the GOP-controlled state legislature, of course, but it looks like you can scratch Tennessee off the "Expansion Refusenik" list. I presume this'll be a "Private Option" program similar to the one in Arkansas:
In a major policy move, Gov. Bill Haslam has announced the new Insure Tennessee plan, a two-year pilot program to provide health care coverage to tens of thousands of Tennesseans who currently don't have access to health insurance or have limited options.
The plan would be leveraged with federal dollars, said Haslam, who has been working on a Medicaid expansion plan that could gain approval from both federal officials and the Republican-dominated General Assembly.
I spent a few minutes this morning poking around all 15 ACA exchange websites (HC.gov plus the 14 state-run websites). Obviously I didn't go through and actually create an account or enroll/renew in any of them (although my wife and I did renew our own coverage via HC.gov on Saturday, and everything went fine). However, I at least visited all of the sites and clicked through as far as I could go without actually setting any accounts up.
For the most part, everything went smoothly. Yes, some of the sites have more confusing layouts/navigation than others, but my main concern was whether they load at all, how quickly pages load, whether any glitches or broken links pop up and so on.
Midnight Monday, Pacific time, is the deadline for new customers to pick a health plan that will take effect Jan. 1, and for current enrollees to make changes that could reduce premium increases ahead of the new year.
HealthCare.gov and state insurance websites are preparing for heavy online traffic before the deadline, which gives consumers in the East three hours into Tuesday to enroll.
Thanks to contributor farmbellpsu for the heads' up.
Also, 21 year olds (in all states, not just Alaska) should pay special attention:
Doing nothing appears to be a particularly bad idea for people who turned 21 this year, according to the Center on Budget and Policy Priorities, a Washington group that advocates for low-income people.
As the article notes, just because someone applies for Medicaid doesn't mean that they'll be approved (or some in the household might while others aren't). Still, assuming that, say, 95% are approved and enrolled, and assuming 1.8x people per household on average (the Census Bureau says it's more like 2.5x), that should still be a good 125K Pennsylvania residents added to the tally in the first 2 weeks...or over 20% of the total eligible in the state:
Two weeks after enrollment began, the state has received tens of thousands of applications for health care coverage by way of the “Healthy PA” program, which offers subsidized, Medicaid-like insurance through private carriers to low-income Pennsylvanians.
As of the end of the day Wednesday, the state had received applications from nearly 44,000 households, according to the Department of Human Services. It also has received an additional 30,000 household applications referrals through the federal health care marketplace.
That doesn’t necessarily mean all those applicants will be eligible to receive coverage, though likely many of them will be, said Kait Gillis, a DHS spokeswoman.
Anyone who follows this site and The Graph regularly knows that I'm expecting a massive spike in enrollments this weekend and tomorrow (Monday)...possibly as many as an incredible 1.4 million nationally in just a 3 day period (370K yesterday, 380K today and potentially as many as an astonishing 650,000 tomorrow alone.
HOWEVER, even assuming that that many people try to log in and renew their current policy or switch to a different one (which I strongly advise), there's one snag: Sheer server capacity.
To the best of my knowledge, the highest load ever placed on HealthCare.Gov was on March 31st last spring, when upwards of 250,000 or so enrollments were processed in a single 24-hour period (for the record, the next 4 busiest dates at HC.gov included March 25 - 30th, April 1st, and December 23rd and 24th, which all make perfect sense).
Assuming around 75% of enrollments on any given day are added via the federal exchange, 650K total would mean around 480K via HC.gov...or nearly twice as many as the busiest day the site has ever experienced.
TALLAHASSEE — Last year, legislators allocated $900,000 to help Floridians find affordable health care through a new state-backed website.
At the same time, they refused to expand Medicaid or work with the federal government to offer subsidized insurance plans.
Six months after the launch of the state's effort, called Florida Health Choices (floridahealthchoices.net), just 30 people have signed up. Another seven plans were canceled either because consumers changed their minds or didn't pay for services.
Back on October 1st, Your Health Idaho posted the following blog entry launching their "window shopping" tool for 2015 private policies, which also included very specific deadlines for both selecting a plan as well as paying the first premium for January 1st coverage:
BOISE, Idaho – As the December 23 deadline for health coverage to begin on January 1 is days away, Your Health Idaho and insurance companies selling plans on Your Health Idaho are taking several steps to provide consumers with a smooth transition to coverage.
Yup, my wife and I went ahead and manually renewed our own private healthcare policy via HC.gov this morning here in the Wolverine State. We had already used the window shopping/browsing feature ("See Plans & Prices") and determined thatin our case, sticking with the same plan through the same company made the most sense for us.
Now, here's where things get interesting: For 2014 we qualified for a small tax credit. For 2015, while our projected taxable income is expected to be pretty much identical to what we had projected a year earlier, our tax credit went up by $61 per month.
The policy itself also did go up by $93/month, but due to our tax credit also increasing, our net cost ends up being just $32/month more. Don't get me wrong, I'm not thrilled about having to pay $384/year more on top of what's already a pretty steep rate, but the point is that for some people, their tax credits are increasing next year (ie, meaning a lower net premium increase than the official rate increase would indicate).
