West Virginia: Preliminary avg. unsubsidized 2025 #ACA rate changes: +7.0%

Well whaddya know? After years of their actuarial memos being redacted and/or filing summaries missing critical info, this year I'm suddenly able to access all the data I need!

West Virginia carriers are asking for average rate hikes of 7% on the individual market and 8.2% for small group plans.

The 7% hike is pretty close to the average nationally on a percentage basis...but since West Virginia also already has by far the highest average unsubsidized premiums in the nation, that's ugly news, especially if the enhanced ACA subsidies provided by the Inflation Reduction Act are allowed to expire starting in 2026...