Hawaii: Preliminary avg. unsubsidized 2025 #ACA rate changes: +6.4%

Hawaii only has two health insurance carriers serving the individual market, Hawaii Medical Service Assocation and Kaiser Foundation Health Plan. Both of them have submitted their proposed premium rate filings for 2025: HMSA is requesting a 7.6% hike, while Kaiser is only asking for a 4.0% bump. The weighted average is 6.4%.

On the small group market, the 5 carriers participating are requesting unweighted average increases of 7.1% statewide.