District of Columbia: Preliminary avg. 2022 #ACA rate changes: +7.7% individual market; +6.2% sm. group market
Information About Proposed Rates for January 2022 Health Plan Offerings on DC Health Link
This page contains proposed health plan rate information for the District of Columbia’s health insurance marketplace, DC Health Link, for plan year 2022.
The District of Columbia Department of Insurance, Securities and Banking (DISB) received 184 proposed health insurance plan rates for review from Aetna, CareFirst BlueCross BlueShield, Kaiser Permanente and United Healthcare in advance of open enrollment for plan year 2022 on DC Health Link, the District of Columbia’s health insurance marketplace.
The four insurance companies filed proposed rates for individuals, families and small businesses for the 2022 plan year. Overall, 184 plans were filed, compared to 188 last year. The number of small group plans decreased from 163 to 157, and the number of individual plans increased from 25 to 27.
In the individual market, CareFirst proposed an average increase of 11.3 percent for HMO plans, and an average increase of 7.9 percent for PPO plans. Kaiser proposed an average increase of less than 0.1. For small group plans, CareFirst filed average rate increases of 2.5 percent for HMO plans and 8.8 percent for PPO plans. Kaiser proposed an average decrease of 3.1 percent. Aetna filed for an average decrease of 2.1 percent for HMO plans and an average increase of 23.4 percent for PPO plans. Finally, United proposed an average increase of 24.7 percent and 11.7 percent for its two HMOs and 16.1 percent for its PPO plans.